AXP
Price
$305.29
Change
-$2.44 (-0.79%)
Updated
Aug 15, 04:46 PM (EDT)
Capitalization
214.14B
63 days until earnings call
UPST
Price
$63.70
Change
-$0.13 (-0.20%)
Updated
Aug 15, 03:58 PM (EDT)
Capitalization
6.14B
88 days until earnings call
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AXP vs UPST

Header iconAXP vs UPST Comparison
Open Charts AXP vs UPSTBanner chart's image
American Express
Price$305.29
Change-$2.44 (-0.79%)
Volume$4.34K
Capitalization214.14B
Upstart Holdings
Price$63.70
Change-$0.13 (-0.20%)
Volume$2.17K
Capitalization6.14B
AXP vs UPST Comparison Chart in %
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AXP
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UPST
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AXP vs. UPST commentary
Aug 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AXP is a Hold and UPST is a Hold.

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COMPARISON
Comparison
Aug 15, 2025
Stock price -- (AXP: $307.73 vs. UPST: $63.83)
Brand notoriety: AXP: Notable vs. UPST: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: AXP: 87% vs. UPST: 113%
Market capitalization -- AXP: $214.14B vs. UPST: $6.14B
AXP [@Savings Banks] is valued at $214.14B. UPST’s [@Savings Banks] market capitalization is $6.14B. The market cap for tickers in the [@Savings Banks] industry ranges from $670.58B to $0. The average market capitalization across the [@Savings Banks] industry is $21.73B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AXP’s FA Score shows that 3 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • AXP’s FA Score: 3 green, 2 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, AXP is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AXP’s TA Score shows that 6 TA indicator(s) are bullish while UPST’s TA Score has 6 bullish TA indicator(s).

  • AXP’s TA Score: 6 bullish, 4 bearish.
  • UPST’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, both AXP and UPST are a good buy in the short-term.

Price Growth

AXP (@Savings Banks) experienced а +4.41% price change this week, while UPST (@Savings Banks) price change was -8.20% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.63%. For the same industry, the average monthly price growth was +4.41%, and the average quarterly price growth was +20.30%.

Reported Earning Dates

AXP is expected to report earnings on Oct 17, 2025.

UPST is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Savings Banks (+2.63% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
AXP($214B) has a higher market cap than UPST($6.14B). AXP YTD gains are higher at: 4.541 vs. UPST (3.671). UPST has less debt than AXP: UPST (1.38B) vs AXP (59.7B). AXP has higher revenues than UPST: AXP (68.6B) vs UPST (714M).
AXPUPSTAXP / UPST
Capitalization214B6.14B3,484%
EBITDAN/AN/A-
Gain YTD4.5413.671124%
P/E Ratio21.61N/A-
Revenue68.6B714M9,608%
Total Cash3.01BN/A-
Total Debt59.7B1.38B4,320%
FUNDAMENTALS RATINGS
AXP: Fundamental Ratings
AXP
OUTLOOK RATING
1..100
65
VALUATION
overvalued / fair valued / undervalued
1..100
92
Overvalued
PROFIT vs RISK RATING
1..100
16
SMR RATING
1..100
4
PRICE GROWTH RATING
1..100
54
P/E GROWTH RATING
1..100
32
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
AXPUPST
RSI
ODDS (%)
Bullish Trend 2 days ago
87%
Bullish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
56%
Bullish Trend 2 days ago
88%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 2 days ago
88%
MACD
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
87%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
88%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
88%
Advances
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 24 days ago
88%
Declines
ODDS (%)
Bearish Trend 9 days ago
61%
Bearish Trend 4 days ago
90%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
90%
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AXP
Daily Signalchanged days ago
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UPST
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