BANC
Price
$21.28
Change
-$0.10 (-0.47%)
Updated
Jul 24 closing price
Capitalization
3.28B
3 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$35.25
Change
+$0.36 (+1.03%)
Updated
Jul 24 closing price
Capitalization
4.22B
87 days until earnings call
Intraday BUY SELL Signals
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BANC vs UCB

BANC vs UCB Comparison Chart in %
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BANC vs. UCB commentary
Jul 25, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BANC is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Jul 25, 2026
Stock price -- (BANC: $21.28 vs. UCB: $35.25)
Brand notoriety: BANC and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BANC: 110% vs. UCB: 94%
Market capitalization -- BANC: $3.28B vs. UCB: $4.22B
BANC [@Regional Banks] is valued at $3.28B. UCB’s [@Regional Banks] market capitalization is $4.22B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.45B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BANC’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • BANC’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, both BANC and UCB are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BANC’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • BANC’s TA Score: 4 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, BANC is a better buy in the short-term than UCB.

Price Growth

BANC (@Regional Banks) experienced а +0.33% price change this week, while UCB (@Regional Banks) price change was -3.29% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.57%. For the same industry, the average monthly price growth was +2.43%, and the average quarterly price growth was +14.08%.

Reported Earning Dates

BANC is expected to report earnings on Jul 28, 2026.

UCB is expected to report earnings on Oct 20, 2026.

Industries' Descriptions

@Regional Banks (-0.57% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($4.22B) has a higher market cap than BANC($3.28B). BANC has higher P/E ratio than UCB: BANC (16.37) vs UCB (11.52). UCB YTD gains are higher at: 14.679 vs. BANC (11.776). BANC has more cash in the bank: 214M vs. UCB (177M). UCB has less debt than BANC: UCB (120M) vs BANC (3.51B). BANC (1.12B) and UCB (1.07B) have equivalent revenues.
BANCUCBBANC / UCB
Capitalization3.28B4.22B78%
EBITDAN/AN/A-
Gain YTD11.77614.67980%
P/E Ratio16.3711.52142%
Revenue1.12B1.07B105%
Total Cash214M177M121%
Total Debt3.51B120M2,921%
FUNDAMENTALS RATINGS
BANC vs UCB: Fundamental Ratings
BANC
UCB
OUTLOOK RATING
1..100
8568
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
6981
SMR RATING
1..100
3028
PRICE GROWTH RATING
1..100
4248
P/E GROWTH RATING
1..100
8170
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BANC's Valuation (44) in the Regional Banks industry is in the same range as UCB (50). This means that BANC’s stock grew similarly to UCB’s over the last 12 months.

BANC's Profit vs Risk Rating (69) in the Regional Banks industry is in the same range as UCB (81). This means that BANC’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (28) in the Regional Banks industry is in the same range as BANC (30). This means that UCB’s stock grew similarly to BANC’s over the last 12 months.

BANC's Price Growth Rating (42) in the Regional Banks industry is in the same range as UCB (48). This means that BANC’s stock grew similarly to UCB’s over the last 12 months.

UCB's P/E Growth Rating (70) in the Regional Banks industry is in the same range as BANC (81). This means that UCB’s stock grew similarly to BANC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BANCUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
73%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
69%
Bullish Trend 1 day ago
66%
Momentum
ODDS (%)
Bullish Trend 1 day ago
66%
Bearish Trend 1 day ago
70%
MACD
ODDS (%)
Bullish Trend 1 day ago
72%
Bearish Trend 1 day ago
61%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
66%
Bearish Trend 1 day ago
66%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
67%
Bullish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 9 days ago
67%
Bullish Trend 9 days ago
58%
Declines
ODDS (%)
Bearish Trend 5 days ago
65%
Bearish Trend 2 days ago
67%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 1 day ago
59%
Aroon
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
48%
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BANC
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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BANC and

Correlation & Price change

A.I.dvisor indicates that over the last year, BANC has been closely correlated with FNB. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if BANC jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BANC
1D Price
Change %
BANC100%
-0.47%
FNB - BANC
84%
Closely correlated
+0.95%
ASB - BANC
84%
Closely correlated
+1.82%
UCB - BANC
83%
Closely correlated
+1.03%
CATY - BANC
82%
Closely correlated
+0.62%
AUB - BANC
82%
Closely correlated
+0.17%
More