BFC
Price
$121.06
Change
+$0.19 (+0.16%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
1.19B
61 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$30.35
Change
+$0.27 (+0.90%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
628M
63 days until earnings call
Intraday BUY SELL Signals
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BFC vs IBCP

Header iconBFC vs IBCP Comparison
Open Charts BFC vs IBCPBanner chart's image
Bank First
Price$121.06
Change+$0.19 (+0.16%)
Volume$600
Capitalization1.19B
Independent Bank
Price$30.35
Change+$0.27 (+0.90%)
Volume$1.09K
Capitalization628M
BFC vs IBCP Comparison Chart in %
BFC
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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VS
BFC vs. IBCP commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFC is a Hold and IBCP is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (BFC: $120.81 vs. IBCP: $30.08)
Brand notoriety: BFC and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BFC: 48% vs. IBCP: 121%
Market capitalization -- BFC: $1.19B vs. IBCP: $628M
BFC [@Regional Banks] is valued at $1.19B. IBCP’s [@Regional Banks] market capitalization is $628M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFC’s FA Score shows that 2 FA rating(s) are green whileIBCP’s FA Score has 3 green FA rating(s).

  • BFC’s FA Score: 2 green, 3 red.
  • IBCP’s FA Score: 3 green, 2 red.
According to our system of comparison, BFC is a better buy in the long-term than IBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFC’s TA Score shows that 2 TA indicator(s) are bullish while IBCP’s TA Score has 3 bullish TA indicator(s).

  • BFC’s TA Score: 2 bullish, 5 bearish.
  • IBCP’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, BFC is a better buy in the short-term than IBCP.

Price Growth

BFC (@Regional Banks) experienced а -3.49% price change this week, while IBCP (@Regional Banks) price change was -3.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.93%. For the same industry, the average monthly price growth was +1.61%, and the average quarterly price growth was +11.37%.

Reported Earning Dates

BFC is expected to report earnings on Jan 20, 2026.

IBCP is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (-0.93% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BFC($1.19B) has a higher market cap than IBCP($628M). BFC has higher P/E ratio than IBCP: BFC (16.99) vs IBCP (9.34). BFC YTD gains are higher at: 27.172 vs. IBCP (-9.953). BFC has more cash in the bank: 84.7M vs. IBCP (74.4M). BFC has less debt than IBCP: BFC (122M) vs IBCP (181M). IBCP has higher revenues than BFC: IBCP (216M) vs BFC (162M).
BFCIBCPBFC / IBCP
Capitalization1.19B628M189%
EBITDAN/AN/A-
Gain YTD27.172-9.953-273%
P/E Ratio16.999.34182%
Revenue162M216M75%
Total Cash84.7M74.4M114%
Total Debt122M181M67%
FUNDAMENTALS RATINGS
BFC vs IBCP: Fundamental Ratings
BFC
IBCP
OUTLOOK RATING
1..100
1011
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
27
Undervalued
PROFIT vs RISK RATING
1..100
2027
SMR RATING
1..100
3527
PRICE GROWTH RATING
1..100
5173
P/E GROWTH RATING
1..100
1676
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (27) in the Regional Banks industry is somewhat better than the same rating for BFC (76). This means that IBCP’s stock grew somewhat faster than BFC’s over the last 12 months.

BFC's Profit vs Risk Rating (20) in the Regional Banks industry is in the same range as IBCP (27). This means that BFC’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's SMR Rating (27) in the Regional Banks industry is in the same range as BFC (35). This means that IBCP’s stock grew similarly to BFC’s over the last 12 months.

BFC's Price Growth Rating (51) in the Regional Banks industry is in the same range as IBCP (73). This means that BFC’s stock grew similarly to IBCP’s over the last 12 months.

BFC's P/E Growth Rating (16) in the Regional Banks industry is somewhat better than the same rating for IBCP (76). This means that BFC’s stock grew somewhat faster than IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFCIBCP
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
59%
Bearish Trend 2 days ago
76%
Momentum
ODDS (%)
Bearish Trend 2 days ago
38%
Bearish Trend 2 days ago
71%
MACD
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
40%
Bearish Trend 2 days ago
67%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
37%
Bearish Trend 2 days ago
63%
Advances
ODDS (%)
Bullish Trend 9 days ago
49%
Bullish Trend 10 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
38%
Bearish Trend 22 days ago
65%
BollingerBands
ODDS (%)
N/A
Bullish Trend 2 days ago
64%
Aroon
ODDS (%)
N/A
Bullish Trend 2 days ago
64%
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BFC
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with SBSI. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then SBSI could also see price increases.

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NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+0.90%
SBSI - IBCP
86%
Closely correlated
+1.03%
BY - IBCP
85%
Closely correlated
+1.13%
CTBI - IBCP
85%
Closely correlated
+1.23%
MBWM - IBCP
85%
Closely correlated
+0.73%
BUSE - IBCP
85%
Closely correlated
+0.67%
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