BFH
Price
$63.48
Change
+$0.49 (+0.78%)
Updated
Sep 17, 12:12 PM (EDT)
Capitalization
2.98B
36 days until earnings call
NAVI
Price
$13.19
Change
+$0.22 (+1.70%)
Updated
Sep 17, 01:10 PM (EDT)
Capitalization
1.3B
41 days until earnings call
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BFH vs NAVI

Header iconBFH vs NAVI Comparison
Open Charts BFH vs NAVIBanner chart's image
Bread Financial Holdings
Price$63.48
Change+$0.49 (+0.78%)
Volume$300
Capitalization2.98B
Navient
Price$13.19
Change+$0.22 (+1.70%)
Volume$500
Capitalization1.3B
BFH vs NAVI Comparison Chart in %
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BFH
Daily Signalchanged days ago
Gain/Loss if bought
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NAVI
Daily Signalchanged days ago
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BFH vs. NAVI commentary
Sep 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFH is a Hold and NAVI is a StrongBuy.

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COMPARISON
Comparison
Sep 17, 2025
Stock price -- (BFH: $62.99 vs. NAVI: $12.97)
Brand notoriety: BFH: Notable vs. NAVI: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: BFH: 103% vs. NAVI: 101%
Market capitalization -- BFH: $2.98B vs. NAVI: $1.3B
BFH [@Savings Banks] is valued at $2.98B. NAVI’s [@Savings Banks] market capitalization is $1.3B. The market cap for tickers in the [@Savings Banks] industry ranges from $659.98B to $0. The average market capitalization across the [@Savings Banks] industry is $22.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFH’s FA Score shows that 2 FA rating(s) are green whileNAVI’s FA Score has 2 green FA rating(s).

  • BFH’s FA Score: 2 green, 3 red.
  • NAVI’s FA Score: 2 green, 3 red.
According to our system of comparison, BFH is a better buy in the long-term than NAVI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFH’s TA Score shows that 3 TA indicator(s) are bullish while NAVI’s TA Score has 5 bullish TA indicator(s).

  • BFH’s TA Score: 3 bullish, 5 bearish.
  • NAVI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, NAVI is a better buy in the short-term than BFH.

Price Growth

BFH (@Savings Banks) experienced а -1.92% price change this week, while NAVI (@Savings Banks) price change was -3.43% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +1.04%. For the same industry, the average monthly price growth was +4.08%, and the average quarterly price growth was +31.02%.

Reported Earning Dates

BFH is expected to report earnings on Oct 23, 2025.

NAVI is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Savings Banks (+1.04% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BFH($2.98B) has a higher market cap than NAVI($1.3B). NAVI has higher P/E ratio than BFH: NAVI (40.91) vs BFH (10.59). BFH YTD gains are higher at: 4.327 vs. NAVI (1.088). BFH has less debt than NAVI: BFH (4.23B) vs NAVI (46.5B). BFH has higher revenues than NAVI: BFH (3.81B) vs NAVI (738M).
BFHNAVIBFH / NAVI
Capitalization2.98B1.3B229%
EBITDAN/AN/A-
Gain YTD4.3271.088398%
P/E Ratio10.5940.9126%
Revenue3.81B738M516%
Total CashN/AN/A-
Total Debt4.23B46.5B9%
FUNDAMENTALS RATINGS
BFH vs NAVI: Fundamental Ratings
BFH
NAVI
OUTLOOK RATING
1..100
6175
VALUATION
overvalued / fair valued / undervalued
1..100
74
Overvalued
86
Overvalued
PROFIT vs RISK RATING
1..100
6959
SMR RATING
1..100
818
PRICE GROWTH RATING
1..100
4358
P/E GROWTH RATING
1..100
94
SEASONALITY SCORE
1..100
n/a33

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BFH's Valuation (74) in the Data Processing Services industry is in the same range as NAVI (86) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to NAVI’s over the last 12 months.

NAVI's Profit vs Risk Rating (59) in the Finance Or Rental Or Leasing industry is in the same range as BFH (69) in the Data Processing Services industry. This means that NAVI’s stock grew similarly to BFH’s over the last 12 months.

BFH's SMR Rating (8) in the Data Processing Services industry is in the same range as NAVI (18) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to NAVI’s over the last 12 months.

BFH's Price Growth Rating (43) in the Data Processing Services industry is in the same range as NAVI (58) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to NAVI’s over the last 12 months.

NAVI's P/E Growth Rating (4) in the Finance Or Rental Or Leasing industry is in the same range as BFH (9) in the Data Processing Services industry. This means that NAVI’s stock grew similarly to BFH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFHNAVI
RSI
ODDS (%)
Bearish Trend 1 day ago
73%
Bullish Trend 7 days ago
70%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
82%
Bullish Trend 1 day ago
68%
Momentum
ODDS (%)
Bearish Trend 1 day ago
77%
Bearish Trend 1 day ago
62%
MACD
ODDS (%)
Bearish Trend 1 day ago
84%
Bearish Trend 1 day ago
58%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
78%
Bearish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
77%
Bearish Trend 1 day ago
63%
Advances
ODDS (%)
Bullish Trend 14 days ago
72%
Bullish Trend 13 days ago
67%
Declines
ODDS (%)
Bearish Trend 6 days ago
77%
Bearish Trend 8 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
81%
Bullish Trend 1 day ago
74%
Aroon
ODDS (%)
Bullish Trend 1 day ago
81%
Bullish Trend 1 day ago
70%
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BFH
Daily Signalchanged days ago
Gain/Loss if bought
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NAVI
Daily Signalchanged days ago
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BFH and

Correlation & Price change

A.I.dvisor indicates that over the last year, BFH has been closely correlated with SYF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if BFH jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BFH
1D Price
Change %
BFH100%
-1.39%
SYF - BFH
87%
Closely correlated
-2.29%
COF - BFH
79%
Closely correlated
-0.94%
ENVA - BFH
78%
Closely correlated
+3.83%
OMF - BFH
76%
Closely correlated
-1.46%
AXP - BFH
75%
Closely correlated
-0.07%
More