BFH
Price
$62.37
Change
+$2.80 (+4.70%)
Updated
Aug 22, 04:59 PM (EDT)
Capitalization
2.91B
61 days until earnings call
NAVI
Price
$13.56
Change
+$0.50 (+3.83%)
Updated
Aug 22, 04:59 PM (EDT)
Capitalization
1.35B
67 days until earnings call
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BFH vs NAVI

Header iconBFH vs NAVI Comparison
Open Charts BFH vs NAVIBanner chart's image
Bread Financial Holdings
Price$62.37
Change+$2.80 (+4.70%)
Volume$3.15K
Capitalization2.91B
Navient
Price$13.56
Change+$0.50 (+3.83%)
Volume$6.99K
Capitalization1.35B
BFH vs NAVI Comparison Chart in %
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BFH
Daily Signalchanged days ago
Gain/Loss if bought
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NAVI
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BFH vs. NAVI commentary
Aug 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFH is a StrongBuy and NAVI is a StrongBuy.

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COMPARISON
Comparison
Aug 23, 2025
Stock price -- (BFH: $62.36 vs. NAVI: $13.56)
Brand notoriety: BFH: Notable vs. NAVI: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: BFH: 75% vs. NAVI: 84%
Market capitalization -- BFH: $2.91B vs. NAVI: $1.35B
BFH [@Savings Banks] is valued at $2.91B. NAVI’s [@Savings Banks] market capitalization is $1.35B. The market cap for tickers in the [@Savings Banks] industry ranges from $679.41B to $0. The average market capitalization across the [@Savings Banks] industry is $21.66B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFH’s FA Score shows that 1 FA rating(s) are green whileNAVI’s FA Score has 1 green FA rating(s).

  • BFH’s FA Score: 1 green, 4 red.
  • NAVI’s FA Score: 1 green, 4 red.
According to our system of comparison, NAVI is a better buy in the long-term than BFH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFH’s TA Score shows that 4 TA indicator(s) are bullish while NAVI’s TA Score has 5 bullish TA indicator(s).

  • BFH’s TA Score: 4 bullish, 4 bearish.
  • NAVI’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both BFH and NAVI are a good buy in the short-term.

Price Growth

BFH (@Savings Banks) experienced а +4.46% price change this week, while NAVI (@Savings Banks) price change was +6.10% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.13%. For the same industry, the average monthly price growth was +3.16%, and the average quarterly price growth was +18.70%.

Reported Earning Dates

BFH is expected to report earnings on Oct 23, 2025.

NAVI is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Savings Banks (+2.13% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BFH($2.91B) has a higher market cap than NAVI($1.35B). NAVI has higher P/E ratio than BFH: NAVI (42.38) vs BFH (10.48). NAVI YTD gains are higher at: 4.458 vs. BFH (3.283). BFH has less debt than NAVI: BFH (4.23B) vs NAVI (46.5B). BFH has higher revenues than NAVI: BFH (3.81B) vs NAVI (738M).
BFHNAVIBFH / NAVI
Capitalization2.91B1.35B216%
EBITDAN/AN/A-
Gain YTD3.2834.45874%
P/E Ratio10.4842.3825%
Revenue3.81B738M516%
Total CashN/AN/A-
Total Debt4.23B46.5B9%
FUNDAMENTALS RATINGS
BFH vs NAVI: Fundamental Ratings
BFH
NAVI
OUTLOOK RATING
1..100
6565
VALUATION
overvalued / fair valued / undervalued
1..100
77
Overvalued
86
Overvalued
PROFIT vs RISK RATING
1..100
6957
SMR RATING
1..100
100100
PRICE GROWTH RATING
1..100
5162
P/E GROWTH RATING
1..100
114
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BFH's Valuation (77) in the Data Processing Services industry is in the same range as NAVI (86) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to NAVI’s over the last 12 months.

NAVI's Profit vs Risk Rating (57) in the Finance Or Rental Or Leasing industry is in the same range as BFH (69) in the Data Processing Services industry. This means that NAVI’s stock grew similarly to BFH’s over the last 12 months.

NAVI's SMR Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as BFH (100) in the Data Processing Services industry. This means that NAVI’s stock grew similarly to BFH’s over the last 12 months.

BFH's Price Growth Rating (51) in the Data Processing Services industry is in the same range as NAVI (62) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to NAVI’s over the last 12 months.

NAVI's P/E Growth Rating (4) in the Finance Or Rental Or Leasing industry is in the same range as BFH (11) in the Data Processing Services industry. This means that NAVI’s stock grew similarly to BFH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFHNAVI
RSI
ODDS (%)
Bearish Trend 2 days ago
86%
Bullish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 2 days ago
55%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
76%
MACD
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
63%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 9 days ago
72%
Bullish Trend 2 days ago
67%
Declines
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 8 days ago
60%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
70%
Aroon
ODDS (%)
Bullish Trend 2 days ago
86%
Bearish Trend 2 days ago
61%
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BFH
Daily Signalchanged days ago
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NAVI
Daily Signalchanged days ago
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