BILL
Price
$47.25
Change
-$0.38 (-0.80%)
Updated
Sep 11 closing price
Capitalization
4.03B
47 days until earnings call
Intraday BUY SELL Signals
CPAY
Price
$408.22
Change
-$0.25 (-0.06%)
Updated
Sep 11 closing price
Capitalization
26.8B
60 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

BILL vs CPAY

BILL vs CPAY Comparison Chart in %
loading
loading
View a ticker or compare two or three
VS
BILL vs. CPAY commentary
Sep 13, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BILL is a Hold and CPAY is a Hold.

Interact to see
Advertisement
SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
CPAY($26.8B) has a higher market cap than BILL($4.03B). BILL has higher P/E ratio than CPAY: BILL (213.91) vs CPAY (24.83). CPAY YTD gains are higher at: 35.653 vs. BILL (-13.366). CPAY has higher annual earnings (EBITDA): 2.55B vs. BILL (126M). CPAY has more cash in the bank: 3.16B vs. BILL (1.94B). BILL has less debt than CPAY: BILL (1.89B) vs CPAY (10.6B). CPAY has higher revenues than BILL: CPAY (5.02B) vs BILL (1.65B).
BILLCPAYBILL / CPAY
Capitalization4.03B26.8B15%
EBITDA126M2.55B5%
Gain YTD-13.36635.653-37%
P/E Ratio213.9124.83861%
Revenue1.65B5.02B33%
Total Cash1.94B3.16B61%
Total Debt1.89B10.6B18%
FUNDAMENTALS RATINGS
BILL vs CPAY: Fundamental Ratings
BILL
CPAY
OUTLOOK RATING
1..100
6968
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
53
Fair valued
PROFIT vs RISK RATING
1..100
10045
SMR RATING
1..100
9133
PRICE GROWTH RATING
1..100
4241
P/E GROWTH RATING
1..100
9926
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPAY's Valuation (53) in the Miscellaneous Commercial Services industry is in the same range as BILL (85) in the null industry. This means that CPAY’s stock grew similarly to BILL’s over the last 12 months.

CPAY's Profit vs Risk Rating (45) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for BILL (100) in the null industry. This means that CPAY’s stock grew somewhat faster than BILL’s over the last 12 months.

CPAY's SMR Rating (33) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for BILL (91) in the null industry. This means that CPAY’s stock grew somewhat faster than BILL’s over the last 12 months.

CPAY's Price Growth Rating (41) in the Miscellaneous Commercial Services industry is in the same range as BILL (42) in the null industry. This means that CPAY’s stock grew similarly to BILL’s over the last 12 months.

CPAY's P/E Growth Rating (26) in the Miscellaneous Commercial Services industry is significantly better than the same rating for BILL (99) in the null industry. This means that CPAY’s stock grew significantly faster than BILL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BILLCPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
88%
Bearish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
85%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bearish Trend 2 days ago
81%
Bullish Trend 2 days ago
66%
MACD
ODDS (%)
Bearish Trend 2 days ago
80%
Bearish Trend 2 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
83%
Bullish Trend 2 days ago
70%
Advances
ODDS (%)
Bullish Trend 10 days ago
75%
Bullish Trend 10 days ago
67%
Declines
ODDS (%)
Bearish Trend 2 days ago
84%
Bearish Trend 4 days ago
67%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
69%
Aroon
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
68%
COMPARISON
Comparison
Sep 13, 2026
Stock price -- (BILL: $47.25 vs. CPAY: $408.22)
Brand notoriety: BILL and CPAY are both not notable
BILL represents the Packaged Software, while CPAY is part of the Computer Communications industry
Current volume relative to the 65-day Moving Average: BILL: 60% vs. CPAY: 81%
Market capitalization -- BILL: $4.03B vs. CPAY: $26.8B
BILL [@Packaged Software] is valued at $4.03B. CPAY’s [@Computer Communications] market capitalization is $26.8B. The market cap for tickers in the [@Packaged Software] industry ranges from $291 to $238.27B. The market cap for tickers in the [@Computer Communications] industry ranges from $38.71K to $3.68T. The average market capitalization across the [@Packaged Software] industry is $10.02B. The average market capitalization across the [@Computer Communications] industry is $34.44B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BILL’s FA Score shows that 0 FA rating(s) are green while CPAY’s FA Score has 2 green FA rating(s).

  • BILL’s FA Score: 0 green, 5 red.
  • CPAY’s FA Score: 2 green, 3 red.
According to our system of comparison, CPAY is a better buy in the long-term than BILL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BILL’s TA Score shows that 4 TA indicator(s) are bullish while CPAY’s TA Score has 4 bullish TA indicator(s).

  • BILL’s TA Score: 4 bullish, 5 bearish.
  • CPAY’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, CPAY is a better buy in the short-term than BILL.

Price Growth

BILL (@Packaged Software) experienced а -3.89% price change this week, while CPAY (@Computer Communications) price change was -1.96% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -4.16%. For the same industry, the average monthly price growth was -6.20%, and the average quarterly price growth was +3.48%.

The average weekly price growth across all stocks in the @Computer Communications industry was -3.13%. For the same industry, the average monthly price growth was -6.47%, and the average quarterly price growth was +14.57%.

Reported Earning Dates

BILL is expected to report earnings on Oct 29, 2026.

CPAY is expected to report earnings on Nov 11, 2026.

Industries' Descriptions

@Packaged Software (-4.16% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Computer Communications (-3.13% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

View a ticker or compare two or three
BILL
Daily Signal:
Gain/Loss:
CPAY
Daily Signal:
Gain/Loss:
Interact to see
Advertisement
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
NBIZ6.000.19
+3.27%
Tradr 2X Short Nbis Daily ETF
IPAY49.430.51
+1.04%
Amplify Digital Payments ETF
EFRA34.780.16
+0.45%
iShares Environmental Infras & IndstrETF
SPLV73.790.12
+0.16%
Invesco S&P 500® Low Volatility ETF
MUJ11.890.01
+0.08%
Blackrock Muniholdings NEW Jersey Quality Fund

BILL and

Correlation & Price change

A.I.dvisor indicates that over the last year, BILL has been loosely correlated with COIN. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if BILL jumps, then COIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BILL
1D Price
Change %
BILL100%
-0.80%
COIN - BILL
64%
Loosely correlated
+1.73%
OTEX - BILL
62%
Loosely correlated
+1.99%
CLSK - BILL
61%
Loosely correlated
+6.80%
CPAY - BILL
54%
Loosely correlated
-0.06%
RIOT - BILL
54%
Loosely correlated
+2.48%
More