CACC
Price
$501.87
Change
-$27.93 (-5.27%)
Updated
Apr 3, 02:30 PM (EDT)
Capitalization
6.79B
32 days until earnings call
PRAA
Price
$21.96
Change
+$0.61 (+2.86%)
Updated
Apr 2 closing price
Capitalization
1.02B
39 days until earnings call
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CACC vs PRAA

Header iconCACC vs PRAA Comparison
Open Charts CACC vs PRAABanner chart's image
Credit Acceptance
Price$501.87
Change-$27.93 (-5.27%)
Volume$100
Capitalization6.79B
PRA Group
Price$21.96
Change+$0.61 (+2.86%)
Volume$221.54K
Capitalization1.02B
CACC vs PRAA Comparison Chart
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CACC
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA
Daily Signalchanged days ago
Gain/Loss if bought
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VS
CACC vs. PRAA commentary
Apr 03, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CACC is a Hold and PRAA is a Hold.

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COMPARISON
Comparison
Apr 03, 2025
Stock price -- (CACC: $529.80 vs. PRAA: $21.96)
Brand notoriety: CACC and PRAA are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: CACC: 146% vs. PRAA: 73%
Market capitalization -- CACC: $6.79B vs. PRAA: $1.02B
CACC [@Finance/Rental/Leasing] is valued at $6.79B. PRAA’s [@Finance/Rental/Leasing] market capitalization is $1.02B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.66B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CACC’s FA Score shows that 0 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • CACC’s FA Score: 0 green, 5 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, CACC is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CACC’s TA Score shows that 7 TA indicator(s) are bullish while PRAA’s TA Score has 5 bullish TA indicator(s).

  • CACC’s TA Score: 7 bullish, 3 bearish.
  • PRAA’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, CACC is a better buy in the short-term than PRAA.

Price Growth

CACC (@Finance/Rental/Leasing) experienced а +3.80% price change this week, while PRAA (@Finance/Rental/Leasing) price change was +5.93% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -3.40%. For the same industry, the average monthly price growth was +1.37%, and the average quarterly price growth was +48.94%.

Reported Earning Dates

CACC is expected to report earnings on May 05, 2025.

PRAA is expected to report earnings on May 12, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-3.40% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
CACC($6.79B) has a higher market cap than PRAA($1.02B). PRAA has higher P/E ratio than CACC: PRAA (46.73) vs CACC (24.75). CACC YTD gains are higher at: 12.853 vs. PRAA (5.122). CACC has higher annual earnings (EBITDA): 374M vs. PRAA (10.5M). PRAA has more cash in the bank: 113M vs. CACC (13.2M). PRAA has less debt than CACC: PRAA (2.97B) vs CACC (5.07B). CACC has higher revenues than PRAA: CACC (1.88B) vs PRAA (815M).
CACCPRAACACC / PRAA
Capitalization6.79B1.02B663%
EBITDA374M10.5M3,562%
Gain YTD12.8535.122251%
P/E Ratio24.7546.7353%
Revenue1.88B815M231%
Total Cash13.2M113M12%
Total Debt5.07B2.97B171%
FUNDAMENTALS RATINGS
CACC vs PRAA: Fundamental Ratings
CACC
PRAA
OUTLOOK RATING
1..100
2016
VALUATION
overvalued / fair valued / undervalued
1..100
71
Overvalued
76
Overvalued
PROFIT vs RISK RATING
1..100
66100
SMR RATING
1..100
5781
PRICE GROWTH RATING
1..100
4455
P/E GROWTH RATING
1..100
41100
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CACC's Valuation (71) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (76) in the Miscellaneous Commercial Services industry. This means that CACC’s stock grew similarly to PRAA’s over the last 12 months.

CACC's Profit vs Risk Rating (66) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that CACC’s stock grew somewhat faster than PRAA’s over the last 12 months.

CACC's SMR Rating (57) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (81) in the Miscellaneous Commercial Services industry. This means that CACC’s stock grew similarly to PRAA’s over the last 12 months.

CACC's Price Growth Rating (44) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (55) in the Miscellaneous Commercial Services industry. This means that CACC’s stock grew similarly to PRAA’s over the last 12 months.

CACC's P/E Growth Rating (41) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that CACC’s stock grew somewhat faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CACCPRAA
RSI
ODDS (%)
Bearish Trend 1 day ago
67%
Bullish Trend 1 day ago
57%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
75%
Bearish Trend 1 day ago
71%
Momentum
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
64%
MACD
ODDS (%)
Bullish Trend 1 day ago
67%
Bullish Trend 1 day ago
71%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
68%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
71%
Bullish Trend 1 day ago
67%
Advances
ODDS (%)
Bullish Trend 1 day ago
77%
Bullish Trend 1 day ago
65%
Declines
ODDS (%)
Bearish Trend 14 days ago
72%
Bearish Trend 9 days ago
71%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
86%
Bearish Trend 1 day ago
59%
Aroon
ODDS (%)
Bullish Trend 1 day ago
72%
Bearish Trend 1 day ago
64%
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CACC
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA
Daily Signalchanged days ago
Gain/Loss if bought
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CACC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CACC has been loosely correlated with OMF. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if CACC jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CACC
1D Price
Change %
CACC100%
+1.20%
OMF - CACC
61%
Loosely correlated
+3.08%
ALLY - CACC
58%
Loosely correlated
+0.90%
SYF - CACC
56%
Loosely correlated
+3.36%
ENVA - CACC
56%
Loosely correlated
+3.75%
COF - CACC
54%
Loosely correlated
+2.22%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+2.86%
ECPG - PRAA
59%
Loosely correlated
+1.22%
AGM - PRAA
55%
Loosely correlated
+1.97%
ENVA - PRAA
49%
Loosely correlated
+3.75%
LC - PRAA
47%
Loosely correlated
+2.09%
CACC - PRAA
47%
Loosely correlated
+1.20%
More