LC
Price
$19.21
Change
+$0.40 (+2.13%)
Updated
Jun 18 closing price
Capitalization
2.22B
36 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$17.46
Change
+$1.60 (+10.09%)
Updated
Jun 23, 04:14 PM (EDT)
Capitalization
604.53M
48 days until earnings call
Intraday BUY SELL Signals
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LC vs PRAA

LC vs PRAA Comparison Chart in %
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VS
LC vs. PRAA commentary
Jun 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LC is a Buy and PRAA is a Hold.

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COMPARISON
Comparison
Jun 23, 2026
Stock price -- (LC: $19.21 vs. PRAA: $15.85)
Brand notoriety: LC and PRAA are both not notable
LC represents the Regional Banks, while PRAA is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: LC: 98% vs. PRAA: 143%
Market capitalization -- LC: $2.22B vs. PRAA: $604.53M
LC [@Regional Banks] is valued at $2.22B. PRAA’s [@Savings Banks] market capitalization is $604.53M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $621.11B to $0. The average market capitalization across the [@Regional Banks] industry is $6.16B. The average market capitalization across the [@Savings Banks] industry is $30.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LC’s FA Score shows that 1 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • LC’s FA Score: 1 green, 4 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, LC is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LC’s TA Score shows that 5 TA indicator(s) are bullish while PRAA’s TA Score has 3 bullish TA indicator(s).

  • LC’s TA Score: 5 bullish, 4 bearish.
  • PRAA’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, LC is a better buy in the short-term than PRAA.

Price Growth

LC (@Regional Banks) experienced а +4.12% price change this week, while PRAA (@Savings Banks) price change was +2.26% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.72%. For the same industry, the average monthly price growth was +5.07%, and the average quarterly price growth was +12.89%.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.05%. For the same industry, the average monthly price growth was +3.55%, and the average quarterly price growth was -3.97%.

Reported Earning Dates

LC is expected to report earnings on Jul 29, 2026.

PRAA is expected to report earnings on Aug 10, 2026.

Industries' Descriptions

@Regional Banks (+0.72% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

@Savings Banks (-0.05% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
LC($2.22B) has a higher market cap than PRAA($605M). LC has higher P/E ratio than PRAA: LC (12.81) vs PRAA (5.90). LC YTD gains are higher at: 1.426 vs. PRAA (-10.401). PRAA has more cash in the bank: 240M vs. LC (15.9M). LC has less debt than PRAA: LC (12.5M) vs PRAA (3.81B). PRAA has higher revenues than LC: PRAA (1.26B) vs LC (1.03B).
LCPRAALC / PRAA
Capitalization2.22B605M366%
EBITDAN/A-97.23M-
Gain YTD1.426-10.401-14%
P/E Ratio12.815.90217%
Revenue1.03B1.26B82%
Total Cash15.9M240M7%
Total Debt12.5M3.81B0%
FUNDAMENTALS RATINGS
LC vs PRAA: Fundamental Ratings
LC
PRAA
OUTLOOK RATING
1..100
283
VALUATION
overvalued / fair valued / undervalued
1..100
97
Overvalued
42
Fair valued
PROFIT vs RISK RATING
1..100
90100
SMR RATING
1..100
3397
PRICE GROWTH RATING
1..100
3961
P/E GROWTH RATING
1..100
92100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (42) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for LC (97) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew somewhat faster than LC’s over the last 12 months.

LC's Profit vs Risk Rating (90) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that LC’s stock grew similarly to PRAA’s over the last 12 months.

LC's SMR Rating (33) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (97) in the Miscellaneous Commercial Services industry. This means that LC’s stock grew somewhat faster than PRAA’s over the last 12 months.

LC's Price Growth Rating (39) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (61) in the Miscellaneous Commercial Services industry. This means that LC’s stock grew similarly to PRAA’s over the last 12 months.

LC's P/E Growth Rating (92) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (100) in the Miscellaneous Commercial Services industry. This means that LC’s stock grew similarly to PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LCPRAA
RSI
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
74%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
69%
MACD
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
83%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 8 days ago
79%
Bullish Trend 12 days ago
66%
Declines
ODDS (%)
Bearish Trend 16 days ago
80%
Bearish Trend 6 days ago
75%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 2 days ago
74%
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LC
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
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LC and

Correlation & Price change

A.I.dvisor indicates that over the last year, LC has been loosely correlated with ASB. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if LC jumps, then ASB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LC
1D Price
Change %
LC100%
N/A
ASB - LC
62%
Loosely correlated
+0.62%
ALLY - LC
62%
Loosely correlated
+0.18%
NAVI - LC
58%
Loosely correlated
-2.78%
SOFI - LC
57%
Loosely correlated
-4.52%
HRI - LC
55%
Loosely correlated
-1.09%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+6.09%
ECPG - PRAA
58%
Loosely correlated
+1.08%
UHAL - PRAA
49%
Loosely correlated
+0.24%
NAVI - PRAA
48%
Loosely correlated
-2.78%
LC - PRAA
47%
Loosely correlated
N/A
R - PRAA
47%
Loosely correlated
+0.64%
More