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CB vs RLI
Which Stock Would AI Choose? Chubb Limited (CB) vs. RLI Corp. (RLI) Stock Comparison
Key Takeaways
- Chubb Limited (CB) and RLI Corp. (RLI) are both property and casualty insurers, with CB operating on a larger global scale and RLI focusing on specialty lines.
- Year-to-date through mid-2026, RLI posted a 9.35% gain compared with 6.04% for CB, amid broader insurance-sector activity.
- Over the trailing 12 months, CB delivered approximately +18% while RLI returned about -20%.
- RLI shows higher net margins (20.81% vs. 18.58%) and return on equity (17.72% vs. Chubb’s level), while CB reports larger absolute revenue and earnings.
- Both stocks exhibit low betas (approximately 0.4 for CB and 0.38 for RLI), indicating lower volatility relative to the broader market.
- CB leads on more comparative factors overall, though RLI demonstrates stronger profitability ratios in recent periods.
Introduction
Chubb Limited (CB) and RLI Corp. (RLI) represent two established players in the insurance industry, offering investors exposure to property and casualty coverage with differing scale and focus. This comparison examines their recent performance, business models, and market positioning to assist portfolio managers, institutional investors, and individual traders evaluating relative opportunities within the sector. The analysis draws on verifiable market data and sector trends to highlight contrasts in momentum, risk profiles, and operational metrics without forecasting future outcomes.
CB Overview and Recent Performance
Chubb Limited (CB) is a global insurance and reinsurance provider offering commercial and personal lines across numerous geographies. In recent market activity, the stock has approached its 52-week high near $361, reflecting resilience amid insurance-sector developments. Performance has been influenced by steady premium growth and disciplined underwriting, contributing to year-to-date gains of approximately 6.04%. Sentiment has remained constructive due to the company’s scale and diversified book, which supports stability during periods of market fluctuation. Low beta around 0.4 underscores its defensive characteristics relative to broader equities.
RLI Overview and Recent Performance
RLI Corp. (RLI) specializes in niche property and casualty products, including specialty coverages for commercial and personal risks. During recent market activity, the stock recorded year-to-date gains of 9.35%, outpacing CB on a relative basis within the insurance group. Over the trailing twelve months, however, returns stood near -20%. The company’s focused underwriting approach has supported elevated net margins near 20.81% and return on equity of 17.72%. Its beta of approximately 0.38 indicates comparable low-volatility traits, with performance shaped by targeted product lines and underwriting discipline.
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Head-to-Head Comparison
Chubb Limited (CB) operates with greater scale and global reach, generating substantially higher revenue and earnings than RLI Corp. (RLI), which concentrates on specialized insurance segments. Growth drivers for CB center on diversified premium expansion, while RLI benefits from higher-margin niche products that have supported superior net margins and return on equity in recent periods. Momentum has favored RLI on a year-to-date basis, yet CB delivered stronger trailing-twelve-month results. Risk factors include sector-wide exposure to catastrophe losses for both, with CB’s larger book potentially amplifying absolute impacts. Market sentiment reflects defensive qualities for each, evidenced by low betas, though CB leads on a broader set of comparative metrics including size and consistency.
Tickeron AI Verdict
Based on observable factors such as trend consistency, stability metrics, and relative positioning, Tickeron’s AI models assign a modest probabilistic preference to CB at present. The company’s larger scale, broader factor leadership, and recent approach to 52-week highs contribute to this assessment, while RLI’s higher profitability ratios and year-to-date outperformance represent counterbalancing considerations. Any edge remains context-dependent and subject to ongoing market developments.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CB is a StrongBuy and RLI is a StrongBuy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CB’s FA Score shows that 2 FA rating(s) are green whileRLI’s FA Score has 0 green FA rating(s).
- CB’s FA Score: 2 green, 3 red.
- RLI’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CB’s TA Score shows that 5 TA indicator(s) are bullish while RLI’s TA Score has 3 bullish TA indicator(s).
- CB’s TA Score: 5 bullish, 4 bearish.
- RLI’s TA Score: 3 bullish, 5 bearish.
Price Growth
CB (@Property/Casualty Insurance) experienced а +1.81% price change this week, while RLI (@Property/Casualty Insurance) price change was +3.79% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.42%. For the same industry, the average monthly price growth was +4.07%, and the average quarterly price growth was +14.65%.
Reported Earning Dates
CB is expected to report earnings on Oct 27, 2026.
RLI is expected to report earnings on Oct 26, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+1.42% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| CB | RLI | CB / RLI | |
| Capitalization | 139B | 5.88B | 2,365% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 15.690 | 4.803 | 327% |
| P/E Ratio | 12.72 | 13.46 | 95% |
| Revenue | 61.2B | 1.9B | 3,223% |
| Total Cash | N/A | 1.94B | - |
| Total Debt | 17.5B | 347M | 5,043% |
CB | RLI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 29 | 96 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 69 Overvalued | 73 Overvalued | |
PROFIT vs RISK RATING 1..100 | 3 | 59 | |
SMR RATING 1..100 | 94 | 41 | |
PRICE GROWTH RATING 1..100 | 16 | 42 | |
P/E GROWTH RATING 1..100 | 40 | 83 | |
SEASONALITY SCORE 1..100 | 75 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
CB's Valuation (69) in the Property Or Casualty Insurance industry is in the same range as RLI (73). This means that CB’s stock grew similarly to RLI’s over the last 12 months.
CB's Profit vs Risk Rating (3) in the Property Or Casualty Insurance industry is somewhat better than the same rating for RLI (59). This means that CB’s stock grew somewhat faster than RLI’s over the last 12 months.
RLI's SMR Rating (41) in the Property Or Casualty Insurance industry is somewhat better than the same rating for CB (94). This means that RLI’s stock grew somewhat faster than CB’s over the last 12 months.
CB's Price Growth Rating (16) in the Property Or Casualty Insurance industry is in the same range as RLI (42). This means that CB’s stock grew similarly to RLI’s over the last 12 months.
CB's P/E Growth Rating (40) in the Property Or Casualty Insurance industry is somewhat better than the same rating for RLI (83). This means that CB’s stock grew somewhat faster than RLI’s over the last 12 months.
| CB | RLI | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 53% | 4 days ago 53% |
| Stochastic ODDS (%) | 1 day ago 39% | 4 days ago 63% |
| Momentum ODDS (%) | 1 day ago 50% | 4 days ago 50% |
| MACD ODDS (%) | 1 day ago 53% | 4 days ago 54% |
| TrendWeek ODDS (%) | 1 day ago 47% | 4 days ago 53% |
| TrendMonth ODDS (%) | 1 day ago 47% | 4 days ago 53% |
| Advances ODDS (%) | 4 days ago 49% | 4 days ago 54% |
| Declines ODDS (%) | 13 days ago 40% | 6 days ago 52% |
| BollingerBands ODDS (%) | 1 day ago 45% | 4 days ago 41% |
| Aroon ODDS (%) | 1 day ago 45% | 4 days ago 53% |
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| GMEY | 27.38 | 0.30 | +1.09% |
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| Invesco Russell 1000 Equal Weight ETF | |||
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CB and
Correlation & Price change
A.I.dvisor indicates that over the last year, CB has been closely correlated with HIG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if CB jumps, then HIG could also see price increases.
RLI and
Correlation & Price change
A.I.dvisor indicates that over the last year, RLI has been closely correlated with HIG. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if RLI jumps, then HIG could also see price increases.