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CB vs RLI
Which Stock Would AI Choose? Chubb Limited (CB) vs. RLI Corp. (RLI) Stock Comparison
Key Takeaways
- Chubb Limited (CB) commands a massive market capitalization of approximately $129 billion, dwarfing RLI Corp.'s (RLI) $5.3 billion, highlighting CB's global scale in property and casualty insurance.
- RLI demonstrates superior return on equity (ROE, a measure of profitability relative to shareholders' equity) at 24.44% compared to CB's 14.34%.
- Year-to-date, RLI has outperformed with a 9.35% gain versus CB's 6.04%, amid recent market activity in the insurance sector.
- Both stocks exhibit low betas around 0.5, indicating defensive positioning with reduced volatility relative to the broader market.
- Trailing price-to-earnings (P/E, stock price divided by earnings per share) ratios are similar at about 13 for both, suggesting comparable valuations on recent earnings.
- Recent analyst attention focuses on CB's upcoming quarterly earnings, while RLI benefits from affirmed strong credit ratings.
Introduction
Chubb Limited (CB) and RLI Corp. (RLI) are prominent players in the property and casualty (P&C) insurance sector, offering investors exposure to a defensive industry resilient to economic cycles. This stock comparison analyzes their business models, recent performance, and market positioning amid shifting sentiment in insurance stocks. Traders seeking relative value or sector allocation, and long-term investors evaluating growth versus stability, will find insights into momentum, valuation, and risk profiles. With both exhibiting low volatility, the analysis highlights trade-offs in scale, profitability, and recent trends for informed decision-making in today's market environment.
CB Overview and Recent Performance
Chubb Limited (CB), headquartered in Zurich, Switzerland, is a global leader in P&C insurance, reinsurance, and life insurance, operating across segments like North America commercial P&C, overseas general insurance, and global reinsurance. It serves diverse risks including property, liability, cyber, and specialty lines. In recent market activity, CB's shares have traded steadily around the $320-$330 range, reflecting resilience amid broader sector fluctuations. Year-to-date gains stand at 6.04%, supported by strong trailing twelve-month (TTM) revenue of $59.63 billion and EPS of $25.67. Sentiment has been influenced by anticipation for quarterly earnings, analyst price target adjustments, and focus on its valuation amid U.S. insurance sector dynamics. Low beta of 0.50 underscores its stability, appealing in volatile conditions.
RLI Overview and Recent Performance
RLI Corp. (RLI), based in Peoria, Illinois, specializes in specialty P&C and surety insurance through segments like casualty, property, and surety. It targets niche markets such as commercial excess, environmental liability, inland marine, and contract bonds, distributed via brokers and agents. Over recent weeks, RLI's stock has shown modest upward momentum, with year-to-date performance at 9.35% and shares near $58. TTM revenue reached $1.88 billion, with EPS of $4.37, bolstered by solid Q4 results earlier in the year. Positive factors include affirmed 'BBB' ratings citing strong underwriting discipline and high ROE of 24.44%. Market sentiment reflects its efficiency in specialty lines, though smaller scale introduces concentration risks compared to larger peers.
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Head-to-Head Comparison
Chubb Limited (CB) and RLI Corp. (RLI) both anchor the P&C insurance space but diverge in scale and focus. CB's diversified global model spans commercial, personal, and reinsurance lines, driving massive revenue but exposing it to catastrophe risks worldwide. RLI emphasizes U.S. specialty underwriting in casualty and surety, yielding higher ROE through niche expertise and lower debt/equity (6.45% vs. 30.94%). Recent momentum favors RLI's YTD edge, while CB offers superior trend consistency via its size. Risk factors include interest rate sensitivity and claims inflation for both, with RLI facing higher forward P/E (20.58 vs. 12.20). Sector exposure aligns on defensiveness, but sentiment tilts toward CB's catalysts like earnings visibility.
Tickeron AI Verdict
Tickeron's AI currently favors RLI Corp. (RLI) over Chubb Limited (CB) based on superior recent relative performance, higher ROE signaling efficient capital use, and strong underwriting momentum in specialty lines. While CB excels in stability and scale, RLI's metrics suggest greater upside potential in the near term, assuming sustained sector tailwinds. This probabilistic edge reflects trend data and positioning, not guarantees.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CB is a Buy and RLI is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CB’s FA Score shows that 1 FA rating(s) are green whileRLI’s FA Score has 0 green FA rating(s).
- CB’s FA Score: 1 green, 4 red.
- RLI’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CB’s TA Score shows that 5 TA indicator(s) are bullish while RLI’s TA Score has 5 bullish TA indicator(s).
- CB’s TA Score: 5 bullish, 5 bearish.
- RLI’s TA Score: 5 bullish, 4 bearish.
Price Growth
CB (@Property/Casualty Insurance) experienced а -0.54% price change this week, while RLI (@Property/Casualty Insurance) price change was -1.59% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.83%. For the same industry, the average monthly price growth was +3.58%, and the average quarterly price growth was -1.93%.
Reported Earning Dates
CB is expected to report earnings on Jul 28, 2026.
RLI is expected to report earnings on Jul 27, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+1.83% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| CB | RLI | CB / RLI | |
| Capitalization | 129B | 4.95B | 2,606% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 4.824 | -13.703 | -35% |
| P/E Ratio | 11.50 | 12.29 | 94% |
| Revenue | 61.2B | 1.9B | 3,223% |
| Total Cash | N/A | 1.94B | - |
| Total Debt | 17.5B | 347M | 5,043% |
CB | RLI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 7 | 28 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 68 Overvalued | 70 Overvalued | |
PROFIT vs RISK RATING 1..100 | 6 | 71 | |
SMR RATING 1..100 | 93 | 41 | |
PRICE GROWTH RATING 1..100 | 53 | 60 | |
P/E GROWTH RATING 1..100 | 69 | 92 | |
SEASONALITY SCORE 1..100 | 75 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
CB's Valuation (68) in the Property Or Casualty Insurance industry is in the same range as RLI (70). This means that CB’s stock grew similarly to RLI’s over the last 12 months.
CB's Profit vs Risk Rating (6) in the Property Or Casualty Insurance industry is somewhat better than the same rating for RLI (71). This means that CB’s stock grew somewhat faster than RLI’s over the last 12 months.
RLI's SMR Rating (41) in the Property Or Casualty Insurance industry is somewhat better than the same rating for CB (93). This means that RLI’s stock grew somewhat faster than CB’s over the last 12 months.
CB's Price Growth Rating (53) in the Property Or Casualty Insurance industry is in the same range as RLI (60). This means that CB’s stock grew similarly to RLI’s over the last 12 months.
CB's P/E Growth Rating (69) in the Property Or Casualty Insurance industry is in the same range as RLI (92). This means that CB’s stock grew similarly to RLI’s over the last 12 months.
| CB | RLI | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 67% | 2 days ago 38% |
| Stochastic ODDS (%) | 2 days ago 35% | 2 days ago 58% |
| Momentum ODDS (%) | 2 days ago 51% | 2 days ago 51% |
| MACD ODDS (%) | 2 days ago 45% | N/A |
| TrendWeek ODDS (%) | 2 days ago 40% | 2 days ago 51% |
| TrendMonth ODDS (%) | 2 days ago 35% | 2 days ago 50% |
| Advances ODDS (%) | 14 days ago 50% | 12 days ago 53% |
| Declines ODDS (%) | 6 days ago 40% | 27 days ago 51% |
| BollingerBands ODDS (%) | 6 days ago 43% | 2 days ago 40% |
| Aroon ODDS (%) | 2 days ago 33% | 2 days ago 48% |
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| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| PAVE | 59.24 | 0.68 | +1.16% |
| Global X US Infrastructure Dev ETF | |||
| DDFJ | 19.76 | 0.06 | +0.30% |
| Innovator Eq Dual Drctnl 15 Buff ETF-Jan | |||
| ESMV | 29.87 | 0.01 | +0.04% |
| iShares ESG Optd MSCI USA Min Vol FacETF | |||
| FIAX | 17.46 | -0.06 | -0.34% |
| Nicholas Fixed Income Alternative ETF | |||
| IGR | 4.45 | -0.04 | -0.89% |
| CBRE Global Real Estate Income Fund | |||
CB and
Correlation & Price change
A.I.dvisor indicates that over the last year, CB has been closely correlated with HIG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if CB jumps, then HIG could also see price increases.
RLI and
Correlation & Price change
A.I.dvisor indicates that over the last year, RLI has been closely correlated with HIG. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if RLI jumps, then HIG could also see price increases.