COF
Price
$200.06
Change
+$8.11 (+4.23%)
Updated
Jul 9, 04:59 PM (EDT)
Capitalization
118.24B
12 days until earnings call
Intraday BUY SELL Signals
OMF
Price
$58.87
Change
+$1.62 (+2.83%)
Updated
Jul 9, 04:59 PM (EDT)
Capitalization
6.89B
20 days until earnings call
Intraday BUY SELL Signals
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COF vs OMF

COF vs OMF Comparison Chart in %
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VS
COF vs. OMF commentary
Jul 09, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a Buy and OMF is a StrongBuy.

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COMPARISON
Comparison
Jul 09, 2026
Stock price -- (COF: $191.95 vs. OMF: $57.25)
Brand notoriety: COF: Notable vs. OMF: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: COF: 150% vs. OMF: 178%
Market capitalization -- COF: $118.24B vs. OMF: $6.89B
COF [@Savings Banks] is valued at $118.24B. OMF’s [@Savings Banks] market capitalization is $6.89B. The market cap for tickers in the [@Savings Banks] industry ranges from $660.91B to $0. The average market capitalization across the [@Savings Banks] industry is $32.23B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 2 FA rating(s) are green whileOMF’s FA Score has 2 green FA rating(s).

  • COF’s FA Score: 2 green, 3 red.
  • OMF’s FA Score: 2 green, 3 red.
According to our system of comparison, OMF is a better buy in the long-term than COF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 4 TA indicator(s) are bullish while OMF’s TA Score has 4 bullish TA indicator(s).

  • COF’s TA Score: 4 bullish, 6 bearish.
  • OMF’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, both COF and OMF are a bad buy in the short-term.

Price Growth

COF (@Savings Banks) experienced а -6.28% price change this week, while OMF (@Savings Banks) price change was -5.20% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -3.17%. For the same industry, the average monthly price growth was +6.03%, and the average quarterly price growth was -3.09%.

Reported Earning Dates

COF is expected to report earnings on Jul 21, 2026.

OMF is expected to report earnings on Jul 29, 2026.

Industries' Descriptions

@Savings Banks (-3.17% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($118B) has a higher market cap than OMF($6.89B). COF has higher P/E ratio than OMF: COF (59.04) vs OMF (8.53). OMF YTD gains are higher at: -12.008 vs. COF (-20.155). OMF has less debt than COF: OMF (22.4B) vs COF (51.3B). COF has higher revenues than OMF: COF (58.7B) vs OMF (5.05B).
COFOMFCOF / OMF
Capitalization118B6.89B1,713%
EBITDAN/AN/A-
Gain YTD-20.155-12.008168%
P/E Ratio59.048.53692%
Revenue58.7B5.05B1,163%
Total Cash3.03BN/A-
Total Debt51.3B22.4B229%
FUNDAMENTALS RATINGS
COF vs OMF: Fundamental Ratings
COF
OMF
OUTLOOK RATING
1..100
2521
VALUATION
overvalued / fair valued / undervalued
1..100
91
Overvalued
10
Undervalued
PROFIT vs RISK RATING
1..100
6849
SMR RATING
1..100
410
PRICE GROWTH RATING
1..100
5251
P/E GROWTH RATING
1..100
482
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OMF's Valuation (10) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for COF (91) in the Major Banks industry. This means that OMF’s stock grew significantly faster than COF’s over the last 12 months.

OMF's Profit vs Risk Rating (49) in the Finance Or Rental Or Leasing industry is in the same range as COF (68) in the Major Banks industry. This means that OMF’s stock grew similarly to COF’s over the last 12 months.

COF's SMR Rating (4) in the Major Banks industry is in the same range as OMF (10) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to OMF’s over the last 12 months.

OMF's Price Growth Rating (51) in the Finance Or Rental Or Leasing industry is in the same range as COF (52) in the Major Banks industry. This means that OMF’s stock grew similarly to COF’s over the last 12 months.

COF's P/E Growth Rating (4) in the Major Banks industry is significantly better than the same rating for OMF (82) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew significantly faster than OMF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFOMF
RSI
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
72%
Momentum
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
74%
MACD
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
76%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 11 days ago
64%
Declines
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
68%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
75%
Bearish Trend 2 days ago
83%
Aroon
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
58%
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COF
Daily Signal:
Gain/Loss:
OMF
Daily Signal:
Gain/Loss:
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
-5.39%
SYF - COF
83%
Closely correlated
-9.61%
AXP - COF
77%
Closely correlated
-3.77%
ALLY - COF
73%
Closely correlated
-2.03%
OMF - COF
70%
Closely correlated
-3.98%
BFH - COF
69%
Closely correlated
-8.33%
More

OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with SYF. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
-3.98%
SYF - OMF
78%
Closely correlated
-9.61%
ALLY - OMF
74%
Closely correlated
-2.03%
R - OMF
72%
Closely correlated
-0.22%
URI - OMF
70%
Closely correlated
+1.46%
COF - OMF
70%
Closely correlated
-5.39%
More