COFS
Price
$34.59
Change
+$0.65 (+1.92%)
Updated
Jul 21 closing price
Capitalization
517.99M
7 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$36.50
Change
+$0.01 (+0.03%)
Updated
Jul 21 closing price
Capitalization
751.92M
One day until earnings call
Intraday BUY SELL Signals
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COFS vs IBCP

COFS vs IBCP Comparison Chart in %
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COFS vs. IBCP commentary
Jul 22, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COFS is a Buy and IBCP is a Hold.

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COMPARISON
Comparison
Jul 22, 2026
Stock price -- (COFS: $34.59 vs. IBCP: $36.49)
Brand notoriety: COFS and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: COFS: 73% vs. IBCP: 57%
Market capitalization -- COFS: $517.99M vs. IBCP: $751.92M
COFS [@Regional Banks] is valued at $517.99M. IBCP’s [@Regional Banks] market capitalization is $751.92M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.42B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COFS’s FA Score shows that 1 FA rating(s) are green whileIBCP’s FA Score has 2 green FA rating(s).

  • COFS’s FA Score: 1 green, 4 red.
  • IBCP’s FA Score: 2 green, 3 red.
According to our system of comparison, IBCP is a better buy in the long-term than COFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COFS’s TA Score shows that 4 TA indicator(s) are bullish while IBCP’s TA Score has 4 bullish TA indicator(s).

  • COFS’s TA Score: 4 bullish, 3 bearish.
  • IBCP’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, COFS is a better buy in the short-term than IBCP.

Price Growth

COFS (@Regional Banks) experienced а +5.17% price change this week, while IBCP (@Regional Banks) price change was +0.75% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.03%. For the same industry, the average monthly price growth was +4.46%, and the average quarterly price growth was +11.22%.

Reported Earning Dates

COFS is expected to report earnings on Jul 29, 2026.

IBCP is expected to report earnings on Jul 23, 2026.

Industries' Descriptions

@Regional Banks (+1.03% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBCP($752M) has a higher market cap than COFS($518M). IBCP has higher P/E ratio than COFS: IBCP (10.93) vs COFS (8.20). COFS YTD gains are higher at: 17.232 vs. IBCP (13.994). COFS has more cash in the bank: 83.9M vs. IBCP (52.2M). IBCP has less debt than COFS: IBCP (66.9M) vs COFS (234M). IBCP has higher revenues than COFS: IBCP (223M) vs COFS (173M).
COFSIBCPCOFS / IBCP
Capitalization518M752M69%
EBITDAN/AN/A-
Gain YTD17.23213.994123%
P/E Ratio8.2010.9375%
Revenue173M223M78%
Total Cash83.9M52.2M161%
Total Debt234M66.9M350%
FUNDAMENTALS RATINGS
COFS vs IBCP: Fundamental Ratings
COFS
IBCP
OUTLOOK RATING
1..100
3986
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
29
Undervalued
PROFIT vs RISK RATING
1..100
4026
SMR RATING
1..100
5346
PRICE GROWTH RATING
1..100
4548
P/E GROWTH RATING
1..100
9848
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

COFS's Valuation (18) in the null industry is in the same range as IBCP (29) in the Regional Banks industry. This means that COFS’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's Profit vs Risk Rating (26) in the Regional Banks industry is in the same range as COFS (40) in the null industry. This means that IBCP’s stock grew similarly to COFS’s over the last 12 months.

IBCP's SMR Rating (46) in the Regional Banks industry is in the same range as COFS (53) in the null industry. This means that IBCP’s stock grew similarly to COFS’s over the last 12 months.

COFS's Price Growth Rating (45) in the null industry is in the same range as IBCP (48) in the Regional Banks industry. This means that COFS’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's P/E Growth Rating (48) in the Regional Banks industry is somewhat better than the same rating for COFS (98) in the null industry. This means that IBCP’s stock grew somewhat faster than COFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFSIBCP
RSI
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 2 days ago
69%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
62%
MACD
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
73%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 6 days ago
70%
Bullish Trend 6 days ago
62%
Declines
ODDS (%)
N/A
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
60%
Aroon
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
45%
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COFS
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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COFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, COFS has been closely correlated with FISI. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if COFS jumps, then FISI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COFS
1D Price
Change %
COFS100%
+0.03%
FISI - COFS
78%
Closely correlated
-0.03%
BY - COFS
78%
Closely correlated
-0.50%
IBCP - COFS
76%
Closely correlated
+0.22%
BFST - COFS
76%
Closely correlated
-0.68%
PCB - COFS
74%
Closely correlated
-0.74%
More

IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with BY. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
+0.22%
BY - IBCP
86%
Closely correlated
-0.50%
MBWM - IBCP
86%
Closely correlated
-0.24%
THFF - IBCP
85%
Closely correlated
-0.10%
SRCE - IBCP
84%
Closely correlated
-0.06%
UVSP - IBCP
84%
Closely correlated
-1.17%
More