CTOS
Price
$10.15
Change
+$0.23 (+2.32%)
Updated
Jul 31 closing price
Capitalization
2.31B
Earnings call today
Intraday BUY SELL Signals
FCFS
Price
$204.01
Change
+$2.07 (+1.03%)
Updated
Jul 31 closing price
Capitalization
8.85B
80 days until earnings call
Intraday BUY SELL Signals
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CTOS vs FCFS

CTOS vs FCFS Comparison Chart in %
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VS
CTOS vs. FCFS commentary
Aug 03, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CTOS is a Hold and FCFS is a Buy.

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COMPARISON
Comparison
Aug 03, 2026
Stock price -- (CTOS: $10.15 vs. FCFS: $204.01)
Brand notoriety: CTOS and FCFS are both not notable
CTOS represents the Finance/Rental/Leasing, while FCFS is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: CTOS: 416% vs. FCFS: 44%
Market capitalization -- CTOS: $2.31B vs. FCFS: $8.85B
CTOS [@Finance/Rental/Leasing] is valued at $2.31B. FCFS’s [@Savings Banks] market capitalization is $8.85B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $67.18B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $677.86B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $9.05B. The average market capitalization across the [@Savings Banks] industry is $33.61B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CTOS’s FA Score shows that 1 FA rating(s) are green whileFCFS’s FA Score has 1 green FA rating(s).

  • CTOS’s FA Score: 1 green, 4 red.
  • FCFS’s FA Score: 1 green, 4 red.
According to our system of comparison, FCFS is a better buy in the long-term than CTOS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CTOS’s TA Score shows that 4 TA indicator(s) are bullish while FCFS’s TA Score has 4 bullish TA indicator(s).

  • CTOS’s TA Score: 4 bullish, 6 bearish.
  • FCFS’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, FCFS is a better buy in the short-term than CTOS.

Price Growth

CTOS (@Finance/Rental/Leasing) experienced а -6.54% price change this week, while FCFS (@Savings Banks) price change was +4.59% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -3.57%. For the same industry, the average monthly price growth was -2.21%, and the average quarterly price growth was +14.52%.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.02%. For the same industry, the average monthly price growth was -7.19%, and the average quarterly price growth was +2.44%.

Reported Earning Dates

CTOS is expected to report earnings on Aug 03, 2026.

FCFS is expected to report earnings on Oct 22, 2026.

Industries' Descriptions

@Finance/Rental/Leasing (-3.57% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

@Savings Banks (-0.02% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FCFS($8.85B) has a higher market cap than CTOS($2.31B). CTOS has higher P/E ratio than FCFS: CTOS (51.78) vs FCFS (23.21). CTOS YTD gains are higher at: 76.215 vs. FCFS (28.533). FCFS has higher annual earnings (EBITDA): 1.09B vs. CTOS (417M). FCFS has more cash in the bank: 172M vs. CTOS (9.61M). CTOS has less debt than FCFS: CTOS (2.49B) vs FCFS (2.7B). FCFS has higher revenues than CTOS: FCFS (4.12B) vs CTOS (1.98B).
CTOSFCFSCTOS / FCFS
Capitalization2.31B8.85B26%
EBITDA417M1.09B38%
Gain YTD76.21528.533267%
P/E Ratio51.7823.21223%
Revenue1.98B4.12B48%
Total Cash9.61M172M6%
Total Debt2.49B2.7B92%
FUNDAMENTALS RATINGS
CTOS vs FCFS: Fundamental Ratings
CTOS
FCFS
OUTLOOK RATING
1..100
7560
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
94
Overvalued
PROFIT vs RISK RATING
1..100
937
SMR RATING
1..100
9251
PRICE GROWTH RATING
1..100
4147
P/E GROWTH RATING
1..100
1235
SEASONALITY SCORE
1..100
2250

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FCFS's Valuation (94) in the Finance Or Rental Or Leasing industry is in the same range as CTOS (100) in the null industry. This means that FCFS’s stock grew similarly to CTOS’s over the last 12 months.

FCFS's Profit vs Risk Rating (7) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for CTOS (93) in the null industry. This means that FCFS’s stock grew significantly faster than CTOS’s over the last 12 months.

FCFS's SMR Rating (51) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for CTOS (92) in the null industry. This means that FCFS’s stock grew somewhat faster than CTOS’s over the last 12 months.

CTOS's Price Growth Rating (41) in the null industry is in the same range as FCFS (47) in the Finance Or Rental Or Leasing industry. This means that CTOS’s stock grew similarly to FCFS’s over the last 12 months.

CTOS's P/E Growth Rating (12) in the null industry is in the same range as FCFS (35) in the Finance Or Rental Or Leasing industry. This means that CTOS’s stock grew similarly to FCFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CTOSFCFS
RSI
ODDS (%)
Bearish Trend 4 days ago
89%
Bullish Trend 4 days ago
81%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 4 days ago
70%
Momentum
ODDS (%)
Bearish Trend 4 days ago
79%
Bearish Trend 4 days ago
54%
MACD
ODDS (%)
Bearish Trend 4 days ago
85%
Bearish Trend 4 days ago
55%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
73%
Bullish Trend 4 days ago
68%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
73%
Bearish Trend 4 days ago
49%
Advances
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 19 days ago
66%
Declines
ODDS (%)
Bearish Trend 6 days ago
73%
Bearish Trend 5 days ago
58%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
74%
Bullish Trend 4 days ago
74%
Aroon
ODDS (%)
Bullish Trend 4 days ago
80%
Bearish Trend 4 days ago
28%
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CTOS
Daily Signal:
Gain/Loss:
FCFS
Daily Signal:
Gain/Loss:
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CTOS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CTOS has been loosely correlated with OMF. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if CTOS jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CTOS
1D Price
Change %
CTOS100%
+2.32%
OMF - CTOS
58%
Loosely correlated
-1.29%
ENVA - CTOS
55%
Loosely correlated
+0.31%
SYF - CTOS
54%
Loosely correlated
-1.79%
COF - CTOS
53%
Loosely correlated
-0.54%
SLM - CTOS
53%
Loosely correlated
+0.60%
More

FCFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCFS has been loosely correlated with EZPW. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if FCFS jumps, then EZPW could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCFS
1D Price
Change %
FCFS100%
+1.03%
EZPW - FCFS
52%
Loosely correlated
+2.09%
UPBD - FCFS
43%
Loosely correlated
-3.63%
BBDC - FCFS
34%
Loosely correlated
-0.12%
R - FCFS
30%
Poorly correlated
-0.68%
CTOS - FCFS
29%
Poorly correlated
+2.32%
More