CUBI
Price
$67.29
Change
-$2.67 (-3.82%)
Updated
Sep 5 closing price
Capitalization
2.3B
44 days until earnings call
HTBK
Price
$10.22
Change
-$0.12 (-1.16%)
Updated
Sep 5 closing price
Capitalization
627.99M
46 days until earnings call
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CUBI vs HTBK

Header iconCUBI vs HTBK Comparison
Open Charts CUBI vs HTBKBanner chart's image
Customers Ban
Price$67.29
Change-$2.67 (-3.82%)
Volume$665.57K
Capitalization2.3B
Heritage Commerce
Price$10.22
Change-$0.12 (-1.16%)
Volume$225.95K
Capitalization627.99M
CUBI vs HTBK Comparison Chart in %
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CUBI
Daily Signalchanged days ago
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HTBK
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CUBI vs. HTBK commentary
Sep 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CUBI is a Buy and HTBK is a Buy.

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COMPARISON
Comparison
Sep 08, 2025
Stock price -- (CUBI: $67.29 vs. HTBK: $10.22)
Brand notoriety: CUBI and HTBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CUBI: 177% vs. HTBK: 43%
Market capitalization -- CUBI: $2.3B vs. HTBK: $627.99M
CUBI [@Regional Banks] is valued at $2.3B. HTBK’s [@Regional Banks] market capitalization is $627.99M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.72B to $0. The average market capitalization across the [@Regional Banks] industry is $7.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CUBI’s FA Score shows that 2 FA rating(s) are green whileHTBK’s FA Score has 1 green FA rating(s).

  • CUBI’s FA Score: 2 green, 3 red.
  • HTBK’s FA Score: 1 green, 4 red.
According to our system of comparison, CUBI is a better buy in the long-term than HTBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CUBI’s TA Score shows that 3 TA indicator(s) are bullish while HTBK’s TA Score has 6 bullish TA indicator(s).

  • CUBI’s TA Score: 3 bullish, 4 bearish.
  • HTBK’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than CUBI.

Price Growth

CUBI (@Regional Banks) experienced а -6.14% price change this week, while HTBK (@Regional Banks) price change was -1.06% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.44%. For the same industry, the average monthly price growth was +5.03%, and the average quarterly price growth was +13.15%.

Reported Earning Dates

CUBI is expected to report earnings on Oct 22, 2025.

HTBK is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.44% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CUBI($2.3B) has a higher market cap than HTBK($628M). CUBI (16.61) and HTBK (16.22) have similar P/E ratio . CUBI YTD gains are higher at: 38.229 vs. HTBK (13.539). CUBI has more cash in the bank: 52M vs. HTBK (44.3M). HTBK has less debt than CUBI: HTBK (39.7M) vs CUBI (1.48B). CUBI has higher revenues than HTBK: CUBI (655M) vs HTBK (182M).
CUBIHTBKCUBI / HTBK
Capitalization2.3B628M366%
EBITDAN/AN/A-
Gain YTD38.22913.539282%
P/E Ratio16.6116.22102%
Revenue655M182M360%
Total Cash52M44.3M117%
Total Debt1.48B39.7M3,720%
FUNDAMENTALS RATINGS
CUBI vs HTBK: Fundamental Ratings
CUBI
HTBK
OUTLOOK RATING
1..100
5090
VALUATION
overvalued / fair valued / undervalued
1..100
71
Overvalued
53
Fair valued
PROFIT vs RISK RATING
1..100
4757
SMR RATING
1..100
1537
PRICE GROWTH RATING
1..100
4149
P/E GROWTH RATING
1..100
724
SEASONALITY SCORE
1..100
1350

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (53) in the Regional Banks industry is in the same range as CUBI (71). This means that HTBK’s stock grew similarly to CUBI’s over the last 12 months.

CUBI's Profit vs Risk Rating (47) in the Regional Banks industry is in the same range as HTBK (57). This means that CUBI’s stock grew similarly to HTBK’s over the last 12 months.

CUBI's SMR Rating (15) in the Regional Banks industry is in the same range as HTBK (37). This means that CUBI’s stock grew similarly to HTBK’s over the last 12 months.

CUBI's Price Growth Rating (41) in the Regional Banks industry is in the same range as HTBK (49). This means that CUBI’s stock grew similarly to HTBK’s over the last 12 months.

CUBI's P/E Growth Rating (7) in the Regional Banks industry is in the same range as HTBK (24). This means that CUBI’s stock grew similarly to HTBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CUBIHTBK
RSI
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
55%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
53%
Momentum
ODDS (%)
Bullish Trend 3 days ago
78%
Bullish Trend 3 days ago
59%
MACD
ODDS (%)
Bearish Trend 3 days ago
65%
Bullish Trend 3 days ago
70%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
79%
Bullish Trend 3 days ago
58%
Advances
ODDS (%)
Bullish Trend 10 days ago
80%
Bullish Trend 12 days ago
59%
Declines
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 5 days ago
56%
BollingerBands
ODDS (%)
N/A
Bearish Trend 3 days ago
60%
Aroon
ODDS (%)
Bullish Trend 3 days ago
83%
Bullish Trend 3 days ago
55%
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CUBI
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK
Daily Signalchanged days ago
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CUBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, CUBI has been closely correlated with FNB. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if CUBI jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CUBI
1D Price
Change %
CUBI100%
-3.82%
FNB - CUBI
85%
Closely correlated
-1.85%
SSB - CUBI
85%
Closely correlated
-0.52%
BY - CUBI
84%
Closely correlated
-0.86%
WSFS - CUBI
84%
Closely correlated
-0.21%
HTBK - CUBI
84%
Closely correlated
-1.16%
More

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with FMBH. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-1.16%
FMBH - HTBK
88%
Closely correlated
-1.28%
UBSI - HTBK
88%
Closely correlated
-0.98%
STBA - HTBK
87%
Closely correlated
-0.93%
FFIN - HTBK
87%
Closely correlated
-1.37%
SRCE - HTBK
87%
Closely correlated
-1.09%
More