CZFS
Price
$59.99
Change
+$0.94 (+1.59%)
Updated
Jun 6, 03:39 PM (EDT)
Capitalization
231.58M
59 days until earnings call
PFIS
Price
$48.41
Change
+$0.85 (+1.79%)
Updated
Jun 6, 04:30 PM (EDT)
Capitalization
294.56M
41 days until earnings call
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CZFS vs PFIS

Header iconCZFS vs PFIS Comparison
Open Charts CZFS vs PFISBanner chart's image
Citizens Financial Services
Price$59.99
Change+$0.94 (+1.59%)
Volume$100
Capitalization231.58M
Peoples Financial Services
Price$48.41
Change+$0.85 (+1.79%)
Volume$100
Capitalization294.56M
CZFS vs PFIS Comparison Chart
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CZFS
Daily Signalchanged days ago
Gain/Loss if bought
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PFIS
Daily Signalchanged days ago
Gain/Loss if bought
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CZFS vs. PFIS commentary
Jun 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZFS is a Buy and PFIS is a Hold.

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COMPARISON
Comparison
Jun 06, 2025
Stock price -- (CZFS: $59.05 vs. PFIS: $47.58)
Brand notoriety: CZFS and PFIS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZFS: 35% vs. PFIS: 79%
Market capitalization -- CZFS: $231.58M vs. PFIS: $294.56M
CZFS [@Regional Banks] is valued at $231.58M. PFIS’s [@Regional Banks] market capitalization is $294.56M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZFS’s FA Score shows that 1 FA rating(s) are green whilePFIS’s FA Score has 2 green FA rating(s).

  • CZFS’s FA Score: 1 green, 4 red.
  • PFIS’s FA Score: 2 green, 3 red.
According to our system of comparison, PFIS is a better buy in the long-term than CZFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZFS’s TA Score shows that 5 TA indicator(s) are bullish while PFIS’s TA Score has 4 bullish TA indicator(s).

  • CZFS’s TA Score: 5 bullish, 5 bearish.
  • PFIS’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, CZFS is a better buy in the short-term than PFIS.

Price Growth

CZFS (@Regional Banks) experienced а -6.68% price change this week, while PFIS (@Regional Banks) price change was -2.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.22%. For the same industry, the average monthly price growth was +2.68%, and the average quarterly price growth was +3.82%.

Reported Earning Dates

CZFS is expected to report earnings on Aug 04, 2025.

PFIS is expected to report earnings on Jul 17, 2025.

Industries' Descriptions

@Regional Banks (+0.22% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFIS($295M) has a higher market cap than CZFS($232M). CZFS has higher P/E ratio than PFIS: CZFS (11.92) vs PFIS (10.90). PFIS YTD gains are higher at: -4.642 vs. CZFS (-5.900). PFIS has less debt than CZFS: PFIS (75.6M) vs CZFS (322M). PFIS has higher revenues than CZFS: PFIS (101M) vs CZFS (91.9M).
CZFSPFISCZFS / PFIS
Capitalization232M295M79%
EBITDAN/AN/A-
Gain YTD-5.900-4.642127%
P/E Ratio11.9210.90109%
Revenue91.9M101M91%
Total CashN/A39.3M-
Total Debt322M75.6M426%
FUNDAMENTALS RATINGS
CZFS vs PFIS: Fundamental Ratings
CZFS
PFIS
OUTLOOK RATING
1..100
1183
VALUATION
overvalued / fair valued / undervalued
1..100
37
Fair valued
62
Fair valued
PROFIT vs RISK RATING
1..100
6139
SMR RATING
1..100
1412
PRICE GROWTH RATING
1..100
5050
P/E GROWTH RATING
1..100
709
SEASONALITY SCORE
1..100
n/a85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZFS's Valuation (37) in the null industry is in the same range as PFIS (62) in the Regional Banks industry. This means that CZFS’s stock grew similarly to PFIS’s over the last 12 months.

PFIS's Profit vs Risk Rating (39) in the Regional Banks industry is in the same range as CZFS (61) in the null industry. This means that PFIS’s stock grew similarly to CZFS’s over the last 12 months.

PFIS's SMR Rating (12) in the Regional Banks industry is in the same range as CZFS (14) in the null industry. This means that PFIS’s stock grew similarly to CZFS’s over the last 12 months.

PFIS's Price Growth Rating (50) in the Regional Banks industry is in the same range as CZFS (50) in the null industry. This means that PFIS’s stock grew similarly to CZFS’s over the last 12 months.

PFIS's P/E Growth Rating (9) in the Regional Banks industry is somewhat better than the same rating for CZFS (70) in the null industry. This means that PFIS’s stock grew somewhat faster than CZFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZFSPFIS
RSI
ODDS (%)
Bearish Trend 2 days ago
31%
Bearish Trend 2 days ago
61%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
53%
Momentum
ODDS (%)
Bearish Trend 2 days ago
44%
Bearish Trend 2 days ago
55%
MACD
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
37%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
54%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 9 days ago
65%
Bullish Trend 23 days ago
60%
Declines
ODDS (%)
Bearish Trend 5 days ago
65%
Bearish Trend 5 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
43%
Bearish Trend 2 days ago
63%
Aroon
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
55%
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CZFS
Daily Signalchanged days ago
Gain/Loss if bought
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PFIS
Daily Signalchanged days ago
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CZFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZFS has been closely correlated with BFC. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZFS jumps, then BFC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZFS
1D Price
Change %
CZFS100%
+0.08%
BFC - CZFS
71%
Closely correlated
-0.03%
AROW - CZFS
70%
Closely correlated
+1.30%
UVSP - CZFS
69%
Closely correlated
-0.17%
PFIS - CZFS
69%
Closely correlated
+0.38%
MCBS - CZFS
69%
Closely correlated
-0.22%
More

PFIS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFIS has been closely correlated with CTBI. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFIS jumps, then CTBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFIS
1D Price
Change %
PFIS100%
+0.38%
CTBI - PFIS
83%
Closely correlated
-0.43%
FMBH - PFIS
82%
Closely correlated
-0.59%
CAC - PFIS
82%
Closely correlated
-0.62%
MBWM - PFIS
82%
Closely correlated
-0.41%
PEBO - PFIS
81%
Closely correlated
-0.72%
More