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DAVE vs PAYS
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is DAVE is a Hold and PAYS is a Hold.
DAVE in upward trend: price may ascend as a result of having broken its lower Bollinger Band on September 23, 2026
DAVE may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options. In 25 of 28 cases where DAVE's price broke its lower Bollinger Band, its price rose further in the following month. The odds of a continued upward trend are 89%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 07, 2026. You may want to consider a long position or call options on DAVE as a result. In 68 of 77 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 88%.
The Moving Average Convergence Divergence (MACD) for DAVE just turned positive on October 05, 2026. Looking at past instances where DAVE's MACD turned positive, the stock continued to rise in 37 of 43 cases over the following month. The odds of a continued upward trend are 86%.
DAVE moved above its 50-day moving average on October 09, 2026 date and that indicates a change from a downward trend to an upward trend.
The 10-day moving average for DAVE crossed bullishly above the 50-day moving average on October 14, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 14 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 82%.
Following a +6.84% 3-day Advance, the price is estimated to grow further. Considering data from situations where DAVE advanced for three days, in 277 of 320 cases, the price rose further within the following month. The odds of a continued upward trend are 87%.
Bearish Trend Analysis
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 4 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where DAVE declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 86%.
The Aroon Indicator for DAVE entered a downward trend on October 07, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 13 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 40 (best 1 - 100 worst), indicating steady price growth. DAVE’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 71 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (19.685) is normal, around the industry mean (51.922). P/E Ratio (20.664) is within average values for comparable stocks, (82.636). Projected Growth (PEG Ratio) (0.050) is also within normal values, averaging (3.135). Dividend Yield (0.000) settles around the average of (0.011) among similar stocks. P/S Ratio (8.104) is also within normal values, averaging (70.810).
The Tickeron Profit vs. Risk Rating rating for this company is 91 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. DAVE’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 97 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
PAYS in downward trend: price may decline as a result of having broken its higher Bollinger Band on October 05, 2026
PAYS broke above its upper Bollinger Band on October 05, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options. The A.I.dvisor looked at 49 similar instances where the stock broke above the upper band. In 44 of the 49 cases the stock fell afterwards. This puts the odds of success at 90%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The 10-day RSI Indicator for PAYS moved out of overbought territory on October 14, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 34 similar instances where the indicator moved out of overbought territory. In 30 of the 34 cases, the stock moved lower in the following days. This puts the odds of a move lower at 88%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 14 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on September 29, 2026. You may want to consider a long position or call options on PAYS as a result. In 60 of 82 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 73%.
The Moving Average Convergence Divergence (MACD) for PAYS just turned positive on October 01, 2026. Looking at past instances where PAYS's MACD turned positive, the stock continued to rise in 38 of 45 cases over the following month. The odds of a continued upward trend are 84%.
Following a +2.81% 3-day Advance, the price is estimated to grow further. Considering data from situations where PAYS advanced for three days, in 248 of 291 cases, the price rose further within the following month. The odds of a continued upward trend are 85%.
The Aroon Indicator entered an Uptrend today. In 198 of 245 cases where PAYS Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 81%.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 17 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 91, placing this stock better than average.
The Tickeron SMR rating for this company is 33 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 34 (best 1 - 100 worst), indicating steady price growth. PAYS’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 36 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Valuation Rating of 74 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (11.933) is normal, around the industry mean (17.765). P/E Ratio (48.904) is within average values for comparable stocks, (159.605). Projected Growth (PEG Ratio) (1.840) is also within normal values, averaging (3.648). Dividend Yield (0.000) settles around the average of (0.004) among similar stocks. P/S Ratio (7.310) is also within normal values, averaging (103.889).
DAVE | PAYS | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 29 | 42 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 71 Overvalued | 74 Overvalued | |
PROFIT vs RISK RATING 1..100 | 91 | 17 | |
SMR RATING 1..100 | 13 | 33 | |
PRICE GROWTH RATING 1..100 | 40 | 34 | |
P/E GROWTH RATING 1..100 | 97 | 36 | |
SEASONALITY SCORE 1..100 | 50 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
DAVE's Valuation (71) in the Restaurants industry is in the same range as PAYS (74) in the Miscellaneous Commercial Services industry. This means that DAVE’s stock grew similarly to PAYS’s over the last 12 months.
PAYS's Profit vs Risk Rating (17) in the Miscellaneous Commercial Services industry is significantly better than the same rating for DAVE (91) in the Restaurants industry. This means that PAYS’s stock grew significantly faster than DAVE’s over the last 12 months.
DAVE's SMR Rating (13) in the Restaurants industry is in the same range as PAYS (33) in the Miscellaneous Commercial Services industry. This means that DAVE’s stock grew similarly to PAYS’s over the last 12 months.
PAYS's Price Growth Rating (34) in the Miscellaneous Commercial Services industry is in the same range as DAVE (40) in the Restaurants industry. This means that PAYS’s stock grew similarly to DAVE’s over the last 12 months.
PAYS's P/E Growth Rating (36) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for DAVE (97) in the Restaurants industry. This means that PAYS’s stock grew somewhat faster than DAVE’s over the last 12 months.
| DAVE | PAYS | |
|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 88% |
| Stochastic ODDS (%) | 2 days ago 84% | 2 days ago 79% |
| Momentum ODDS (%) | 2 days ago 88% | 2 days ago 73% |
| MACD ODDS (%) | 2 days ago 86% | 2 days ago 84% |
| TrendWeek ODDS (%) | 2 days ago 86% | 2 days ago 83% |
| TrendMonth ODDS (%) | 2 days ago 86% | 2 days ago 84% |
| Advances ODDS (%) | 9 days ago 87% | 9 days ago 85% |
| Declines ODDS (%) | 20 days ago 86% | N/A |
| BollingerBands ODDS (%) | 2 days ago 89% | 2 days ago 90% |
| Aroon ODDS (%) | 2 days ago 90% | 2 days ago 81% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
DAVE’s FA Score shows that 1 FA rating(s) are green while PAYS’s FA Score has 2 green FA rating(s).
- DAVE’s FA Score: 1 green, 4 red.
- PAYS’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
DAVE’s TA Score shows that 6 TA indicator(s) are bullish while PAYS’s TA Score has 4 bullish TA indicator(s).
- DAVE’s TA Score: 6 bullish, 3 bearish.
- PAYS’s TA Score: 4 bullish, 3 bearish.
Price Growth
DAVE (@Packaged Software) experienced а -0.28% price change this week, while PAYS (@Computer Communications) price change was -3.71% for the same time period.
The average weekly price growth across all stocks in the @Packaged Software industry was -5.69%. For the same industry, the average monthly price growth was -6.22%, and the average quarterly price growth was -2.11%.
The average weekly price growth across all stocks in the @Computer Communications industry was -8.82%. For the same industry, the average monthly price growth was -9.55%, and the average quarterly price growth was +0.53%.
Reported Earning Dates
DAVE is expected to report earnings on Nov 10, 2026.
PAYS is expected to report earnings on Nov 09, 2026.
Industries' Descriptions
@Packaged Software (-5.69% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
@Computer Communications (-8.82% weekly)Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.
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DAVE and
Correlation & Price change
A.I.dvisor indicates that over the last year, DAVE has been loosely correlated with TOST. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if DAVE jumps, then TOST could also see price increases.
| Ticker / NAME | Correlation To DAVE | 1D Price Change % | ||
|---|---|---|---|---|
| DAVE | 100% | -0.43% | ||
| TOST - DAVE | 49% Loosely correlated | -1.86% | ||
| PAY - DAVE | 46% Loosely correlated | -1.84% | ||
| CHYM - DAVE | 45% Loosely correlated | -0.97% | ||
| UPBD - DAVE | 45% Loosely correlated | -0.49% | ||
| BILL - DAVE | 44% Loosely correlated | -2.81% | ||
More | ||||
PAYS and
Correlation & Price change
A.I.dvisor indicates that over the last year, PAYS has been loosely correlated with DOX. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if PAYS jumps, then DOX could also see price increases.
| Ticker / NAME | Correlation To PAYS | 1D Price Change % | ||
|---|---|---|---|---|
| PAYS | 100% | -5.13% | ||
| DOX - PAYS | 40% Loosely correlated | -1.02% | ||
| CLSK - PAYS | 40% Loosely correlated | -10.16% | ||
| DAVE - PAYS | 39% Loosely correlated | -0.43% | ||
| PDFS - PAYS | 38% Loosely correlated | -4.97% | ||
| TOST - PAYS | 38% Loosely correlated | -1.86% | ||
More | ||||