ECPG
Price
$46.83
Change
-$0.58 (-1.22%)
Updated
Dec 20, 04:59 PM (EDT)
60 days until earnings call
LPRO
Price
$5.87
Change
-$0.02 (-0.34%)
Updated
Dec 20, 04:59 PM (EDT)
61 days until earnings call
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ECPG vs LPRO

Header iconECPG vs LPRO Comparison
Open Charts ECPG vs LPROBanner chart's image
Encore Capital Group
Price$46.83
Change-$0.58 (-1.22%)
Volume$3.49K
CapitalizationN/A
Open Lending
Price$5.87
Change-$0.02 (-0.34%)
Volume$19.81K
CapitalizationN/A
ECPG vs LPRO Comparison Chart
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ECPG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
LPRO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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ECPG vs. LPRO commentary
Dec 21, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a Hold and LPRO is a Hold.

COMPARISON
Comparison
Dec 21, 2024
Stock price -- (ECPG: $46.83 vs. LPRO: $5.87)
Brand notoriety: ECPG and LPRO are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ECPG: 202% vs. LPRO: 229%
Market capitalization -- ECPG: $1.07B vs. LPRO: $744.17M
ECPG [@Finance/Rental/Leasing] is valued at $1.07B. LPRO’s [@Finance/Rental/Leasing] market capitalization is $744.17M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whileLPRO’s FA Score has 1 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • LPRO’s FA Score: 1 green, 4 red.
According to our system of comparison, both ECPG and LPRO are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 4 TA indicator(s) are bullish while LPRO’s TA Score has 6 bullish TA indicator(s).

  • ECPG’s TA Score: 4 bullish, 4 bearish.
  • LPRO’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, LPRO is a better buy in the short-term than ECPG.

Price Growth

ECPG (@Finance/Rental/Leasing) experienced а -4.88% price change this week, while LPRO (@Finance/Rental/Leasing) price change was +2.62% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -2.26%. For the same industry, the average monthly price growth was -0.98%, and the average quarterly price growth was +21.52%.

Reported Earning Dates

ECPG is expected to report earnings on Feb 19, 2025.

LPRO is expected to report earnings on Feb 20, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-2.26% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
ECPG($1.07B) has a higher market cap than LPRO($744M). ECPG has higher P/E ratio than LPRO: ECPG (113.64) vs LPRO (33.11). ECPG YTD gains are higher at: -7.724 vs. LPRO (-31.022). ECPG has higher annual earnings (EBITDA): 47.7M vs. LPRO (40.7M). LPRO has more cash in the bank: 240M vs. ECPG (158M). LPRO has less debt than ECPG: LPRO (148M) vs ECPG (3.32B). ECPG has higher revenues than LPRO: ECPG (1.22B) vs LPRO (117M).
ECPGLPROECPG / LPRO
Capitalization1.07B744M144%
EBITDA47.7M40.7M117%
Gain YTD-7.724-31.02225%
P/E Ratio113.6433.11343%
Revenue1.22B117M1,045%
Total Cash158M240M66%
Total Debt3.32B148M2,242%
FUNDAMENTALS RATINGS
ECPG vs LPRO: Fundamental Ratings
ECPG
LPRO
OUTLOOK RATING
1..100
7561
VALUATION
overvalued / fair valued / undervalued
1..100
77
Overvalued
92
Overvalued
PROFIT vs RISK RATING
1..100
67100
SMR RATING
1..100
9487
PRICE GROWTH RATING
1..100
5460
P/E GROWTH RATING
1..100
14
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ECPG's Valuation (77) in the Finance Or Rental Or Leasing industry is in the same range as LPRO (92) in the null industry. This means that ECPG’s stock grew similarly to LPRO’s over the last 12 months.

ECPG's Profit vs Risk Rating (67) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for LPRO (100) in the null industry. This means that ECPG’s stock grew somewhat faster than LPRO’s over the last 12 months.

LPRO's SMR Rating (87) in the null industry is in the same range as ECPG (94) in the Finance Or Rental Or Leasing industry. This means that LPRO’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's Price Growth Rating (54) in the Finance Or Rental Or Leasing industry is in the same range as LPRO (60) in the null industry. This means that ECPG’s stock grew similarly to LPRO’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is in the same range as LPRO (4) in the null industry. This means that ECPG’s stock grew similarly to LPRO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGLPRO
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 1 day ago
81%
Momentum
ODDS (%)
Bearish Trend 1 day ago
74%
Bullish Trend 1 day ago
74%
MACD
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
90%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
68%
Bullish Trend 1 day ago
74%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
80%
Advances
ODDS (%)
Bullish Trend 6 days ago
70%
Bullish Trend 5 days ago
77%
Declines
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
83%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
82%
Bullish Trend 1 day ago
79%
Aroon
ODDS (%)
Bullish Trend 4 days ago
63%
Bearish Trend 1 day ago
80%
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ECPG
Daily Signalchanged days ago
Gain/Loss if bought
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LPRO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been closely correlated with PRAA. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
-1.22%
PRAA - ECPG
68%
Closely correlated
-1.61%
ENVA - ECPG
53%
Loosely correlated
+1.56%
SLM - ECPG
48%
Loosely correlated
+1.16%
COOP - ECPG
48%
Loosely correlated
+1.60%
OMF - ECPG
48%
Loosely correlated
+1.43%
More

LPRO and

Correlation & Price change

A.I.dvisor indicates that over the last year, LPRO has been loosely correlated with LC. These tickers have moved in lockstep 48% of the time. This A.I.-generated data suggests there is some statistical probability that if LPRO jumps, then LC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LPRO
1D Price
Change %
LPRO100%
-0.34%
LC - LPRO
48%
Loosely correlated
+0.98%
GDOT - LPRO
48%
Loosely correlated
-0.28%
NNI - LPRO
43%
Loosely correlated
-0.25%
UPBD - LPRO
42%
Loosely correlated
+2.48%
ASHTY - LPRO
40%
Loosely correlated
+0.28%
More