EFSC
Price
$65.99
Change
+$0.95 (+1.46%)
Updated
Jul 24 closing price
Capitalization
2.41B
93 days until earnings call
Intraday BUY SELL Signals
MSBI
Price
$32.25
Change
+$1.28 (+4.13%)
Updated
Jul 24 closing price
Capitalization
668.54M
89 days until earnings call
Intraday BUY SELL Signals
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EFSC vs MSBI

EFSC vs MSBI Comparison Chart in %
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EFSC vs. MSBI commentary
Jul 25, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSC is a Buy and MSBI is a Hold.

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COMPARISON
Comparison
Jul 25, 2026
Stock price -- (EFSC: $65.04 vs. MSBI: $30.97)
Brand notoriety: EFSC and MSBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSC: 171% vs. MSBI: 78%
Market capitalization -- EFSC: $2.41B vs. MSBI: $668.54M
EFSC [@Regional Banks] is valued at $2.41B. MSBI’s [@Regional Banks] market capitalization is $668.54M. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSC’s FA Score shows that 1 FA rating(s) are green whileMSBI’s FA Score has 2 green FA rating(s).

  • EFSC’s FA Score: 1 green, 4 red.
  • MSBI’s FA Score: 2 green, 3 red.
According to our system of comparison, EFSC is a better buy in the long-term than MSBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSC’s TA Score shows that 2 TA indicator(s) are bullish while MSBI’s TA Score has 3 bullish TA indicator(s).

  • EFSC’s TA Score: 2 bullish, 6 bearish.
  • MSBI’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, MSBI is a better buy in the short-term than EFSC.

Price Growth

EFSC (@Regional Banks) experienced а -5.08% price change this week, while MSBI (@Regional Banks) price change was -2.30% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.54%. For the same industry, the average monthly price growth was +2.47%, and the average quarterly price growth was +14.09%.

Reported Earning Dates

EFSC is expected to report earnings on Oct 26, 2026.

MSBI is expected to report earnings on Oct 22, 2026.

Industries' Descriptions

@Regional Banks (-0.54% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
EFSC($2.41B) has a higher market cap than MSBI($669M). MSBI has higher P/E ratio than EFSC: MSBI (26.88) vs EFSC (13.12). MSBI YTD gains are higher at: 50.115 vs. EFSC (21.832). EFSC (413M) and MSBI (418M) have identical debt. EFSC has higher revenues than MSBI: EFSC (634M) vs MSBI (292M).
EFSCMSBIEFSC / MSBI
Capitalization2.41B669M361%
EBITDAN/AN/A-
Gain YTD21.83250.11544%
P/E Ratio13.1226.8849%
Revenue634M292M217%
Total Cash259MN/A-
Total Debt413M418M99%
FUNDAMENTALS RATINGS
EFSC vs MSBI: Fundamental Ratings
EFSC
MSBI
OUTLOOK RATING
1..100
7989
VALUATION
overvalued / fair valued / undervalued
1..100
53
Fair valued
32
Undervalued
PROFIT vs RISK RATING
1..100
4452
SMR RATING
1..100
3566
PRICE GROWTH RATING
1..100
4438
P/E GROWTH RATING
1..100
3210
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MSBI's Valuation (32) in the Regional Banks industry is in the same range as EFSC (53). This means that MSBI’s stock grew similarly to EFSC’s over the last 12 months.

EFSC's Profit vs Risk Rating (44) in the Regional Banks industry is in the same range as MSBI (52). This means that EFSC’s stock grew similarly to MSBI’s over the last 12 months.

EFSC's SMR Rating (35) in the Regional Banks industry is in the same range as MSBI (66). This means that EFSC’s stock grew similarly to MSBI’s over the last 12 months.

MSBI's Price Growth Rating (38) in the Regional Banks industry is in the same range as EFSC (44). This means that MSBI’s stock grew similarly to EFSC’s over the last 12 months.

MSBI's P/E Growth Rating (10) in the Regional Banks industry is in the same range as EFSC (32). This means that MSBI’s stock grew similarly to EFSC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSCMSBI
RSI
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
52%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
73%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 9 days ago
57%
Bullish Trend 9 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 5 days ago
61%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
48%
Bearish Trend 2 days ago
56%
Aroon
ODDS (%)
Bullish Trend 2 days ago
48%
Bullish Trend 2 days ago
57%
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EFSC
Daily Signal:
Gain/Loss:
MSBI
Daily Signal:
Gain/Loss:
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MSBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, MSBI has been closely correlated with UVSP. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if MSBI jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MSBI
1D Price
Change %
MSBI100%
+0.39%
UVSP - MSBI
73%
Closely correlated
+0.89%
IBCP - MSBI
73%
Closely correlated
+1.78%
THFF - MSBI
71%
Closely correlated
+1.00%
EFSC - MSBI
71%
Closely correlated
-0.97%
BY - MSBI
71%
Closely correlated
-0.29%
More