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EFSI vs KEY
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSI is a Hold and KEY is a Hold.
EFSI in +1.82% Uptrend, rising for three consecutive days on October 22, 2026
Moving higher for three straight days is viewed as a bullish sign. Keep an eye on this stock for future growth. Considering data from situations where EFSI advanced for three days, in 65 of 129 cases, the price rose further within the following month. The odds of a continued upward trend are 50%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 19 of 42 cases where EFSI's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 45%.
The Momentum Indicator moved above the 0 level on October 21, 2026. You may want to consider a long position or call options on EFSI as a result. In 28 of 69 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 41%.
The Aroon Indicator entered an Uptrend today. In 90 of 184 cases where EFSI Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 49%.
Bearish Trend Analysis
The Moving Average Convergence Divergence Histogram (MACD) for EFSI turned negative on September 24, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 39 similar instances when the indicator turned negative. In 20 of the 39 cases the stock turned lower in the days that followed. This puts the odds of success at 51%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where EFSI declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 47%.
EFSI broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Profit vs. Risk Rating rating for this company is 18 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 55, placing this stock better than average.
The Tickeron Price Growth Rating for this company is 42 (best 1 - 100 worst), indicating steady price growth. EFSI’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 48 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.298) is normal, around the industry mean (1.268). P/E Ratio (13.138) is within average values for comparable stocks, (13.372). Projected Growth (PEG Ratio) (0.700) is also within normal values, averaging (1.190). Dividend Yield (0.027) settles around the average of (0.035) among similar stocks. P/S Ratio (2.828) is also within normal values, averaging (3.738).
The Tickeron SMR rating for this company is 49 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 61 (best 1 - 100 worst), pointing to average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
KEY's RSI Indicator climbs out of oversold territory
The RSI Oscillator for KEY moved out of oversold territory on October 08, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 28 similar instances when the indicator left oversold territory. In 21 of the 28 cases the stock moved higher. This puts the odds of a move higher at 75%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 20, 2026. You may want to consider a long position or call options on KEY as a result. In 57 of 88 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 65%.
The Moving Average Convergence Divergence (MACD) for KEY just turned positive on October 08, 2026. Looking at past instances where KEY's MACD turned positive, the stock continued to rise in 26 of 47 cases over the following month. The odds of a continued upward trend are 55%.
KEY moved above its 50-day moving average on October 22, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +1.92% 3-day Advance, the price is estimated to grow further. Considering data from situations where KEY advanced for three days, in 177 of 292 cases, the price rose further within the following month. The odds of a continued upward trend are 61%.
Bearish Trend Analysis
The Stochastic Oscillator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
The 50-day moving average for KEY moved below the 200-day moving average on October 16, 2026. This could be a long-term bearish signal for the stock as the stock shifts to an downward trend.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where KEY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 70%.
KEY broke above its upper Bollinger Band on October 20, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for KEY entered a downward trend on October 21, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 7 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 49 (best 1 - 100 worst), indicating steady price growth. KEY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 57 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.297) is normal, around the industry mean (1.268). P/E Ratio (12.156) is within average values for comparable stocks, (13.372). Projected Growth (PEG Ratio) (1.332) is also within normal values, averaging (1.190). Dividend Yield (0.039) settles around the average of (0.035) among similar stocks. P/S Ratio (2.996) is also within normal values, averaging (3.738).
The Tickeron Profit vs. Risk Rating rating for this company is 77 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. KEY’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 55, placing this stock worse than average.
The Tickeron PE Growth Rating for this company is 85 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
EFSI | KEY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 45 | 25 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 48 Fair valued | 57 Fair valued | |
PROFIT vs RISK RATING 1..100 | 18 | 77 | |
SMR RATING 1..100 | 49 | 7 | |
PRICE GROWTH RATING 1..100 | 42 | 49 | |
P/E GROWTH RATING 1..100 | 61 | 85 | |
SEASONALITY SCORE 1..100 | 50 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
EFSI's Valuation (48) in the null industry is in the same range as KEY (57) in the Major Banks industry. This means that EFSI’s stock grew similarly to KEY’s over the last 12 months.
EFSI's Profit vs Risk Rating (18) in the null industry is somewhat better than the same rating for KEY (77) in the Major Banks industry. This means that EFSI’s stock grew somewhat faster than KEY’s over the last 12 months.
KEY's SMR Rating (7) in the Major Banks industry is somewhat better than the same rating for EFSI (49) in the null industry. This means that KEY’s stock grew somewhat faster than EFSI’s over the last 12 months.
EFSI's Price Growth Rating (42) in the null industry is in the same range as KEY (49) in the Major Banks industry. This means that EFSI’s stock grew similarly to KEY’s over the last 12 months.
EFSI's P/E Growth Rating (61) in the null industry is in the same range as KEY (85) in the Major Banks industry. This means that EFSI’s stock grew similarly to KEY’s over the last 12 months.
| EFSI | KEY | |
|---|---|---|
| RSI ODDS (%) | N/A | 1 day ago 75% |
| Stochastic ODDS (%) | 1 day ago 45% | 1 day ago 72% |
| Momentum ODDS (%) | 1 day ago 41% | 1 day ago 65% |
| MACD ODDS (%) | 1 day ago 51% | 1 day ago 55% |
| TrendWeek ODDS (%) | 1 day ago 38% | 1 day ago 64% |
| TrendMonth ODDS (%) | 1 day ago 36% | 1 day ago 59% |
| Advances ODDS (%) | 1 day ago 50% | 1 day ago 61% |
| Declines ODDS (%) | 23 days ago 47% | 9 days ago 70% |
| BollingerBands ODDS (%) | 1 day ago 52% | 1 day ago 70% |
| Aroon ODDS (%) | 1 day ago 49% | 1 day ago 61% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
EFSI’s FA Score shows that 1 FA rating(s) are green while KEY’s FA Score has 1 green FA rating(s).
- EFSI’s FA Score: 1 green, 4 red.
- KEY’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
EFSI’s TA Score shows that 4 TA indicator(s) are bullish while KEY’s TA Score has 4 bullish TA indicator(s).
- EFSI’s TA Score: 4 bullish, 3 bearish.
- KEY’s TA Score: 4 bullish, 5 bearish.
Price Growth
EFSI (@Regional Banks) experienced а +1.30% price change this week, while KEY (@Regional Banks) price change was +6.27% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +2.63%. For the same industry, the average monthly price growth was -0.03%, and the average quarterly price growth was +8.99%.
Reported Earning Dates
EFSI is expected to report earnings on Oct 22, 2026.
KEY is expected to report earnings on Jan 20, 2027.
Industries' Descriptions
@Regional Banks (+2.63% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
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EFSI and
Correlation & Price change
A.I.dvisor indicates that over the last year, EFSI has been loosely correlated with LOB. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if EFSI jumps, then LOB could also see price increases.
| Ticker / NAME | Correlation To EFSI | 1D Price Change % | ||
|---|---|---|---|---|
| EFSI | 100% | +1.33% | ||
| LOB - EFSI | 61% Loosely correlated | +1.02% | ||
| AMTB - EFSI | 60% Loosely correlated | +1.82% | ||
| BHRB - EFSI | 60% Loosely correlated | +3.25% | ||
| KEY - EFSI | 58% Loosely correlated | +0.86% | ||
| ABCB - EFSI | 57% Loosely correlated | +2.17% | ||
More | ||||
KEY and
Correlation & Price change
A.I.dvisor indicates that over the last year, KEY has been closely correlated with ASB. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if KEY jumps, then ASB could also see price increases.
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