ENVA
Price
$90.85
Change
-$5.39 (-5.60%)
Updated
Apr 10, 04:59 PM (EDT)
Capitalization
1.77B
19 days until earnings call
PRG
Price
$26.87
Change
+$2.85 (+11.87%)
Updated
Apr 9 closing price
Capitalization
1.5B
13 days until earnings call
Ad is loading...

ENVA vs PRG

Header iconENVA vs PRG Comparison
Open Charts ENVA vs PRGBanner chart's image
Enova International
Price$90.85
Change-$5.39 (-5.60%)
Volume$800
Capitalization1.77B
PROG Holdings
Price$26.87
Change+$2.85 (+11.87%)
Volume$593.23K
Capitalization1.5B
ENVA vs PRG Comparison Chart
Loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
PRG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
ENVA vs. PRG commentary
Apr 10, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Hold and PRG is a Buy.

Ad is loading...
COMPARISON
Comparison
Apr 10, 2025
Stock price -- (ENVA: $96.24 vs. PRG: $26.87)
Brand notoriety: ENVA and PRG are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ENVA: 192% vs. PRG: 90%
Market capitalization -- ENVA: $1.77B vs. PRG: $1.5B
ENVA [@Finance/Rental/Leasing] is valued at $1.77B. PRG’s [@Finance/Rental/Leasing] market capitalization is $1.5B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.66B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 2 FA rating(s) are green whilePRG’s FA Score has 1 green FA rating(s).

  • ENVA’s FA Score: 2 green, 3 red.
  • PRG’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than PRG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while PRG’s TA Score has 5 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 5 bearish.
  • PRG’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, PRG is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Finance/Rental/Leasing) experienced а -7.17% price change this week, while PRG (@Finance/Rental/Leasing) price change was -4.28% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -4.88%. For the same industry, the average monthly price growth was -3.97%, and the average quarterly price growth was +31.94%.

Reported Earning Dates

ENVA is expected to report earnings on Jul 24, 2025.

PRG is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-4.88% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ENVA($1.77B) has a higher market cap than PRG($1.51B). PRG (11.53) and ENVA (11.25) have similar P/E ratio . ENVA YTD gains are higher at: 0.375 vs. PRG (-36.110). PRG has higher annual earnings (EBITDA): 1.83B vs. ENVA (266M). PRG has more cash in the bank: 155M vs. ENVA (54.4M). PRG has less debt than ENVA: PRG (608M) vs ENVA (2.97B). PRG has higher revenues than ENVA: PRG (2.41B) vs ENVA (2.12B).
ENVAPRGENVA / PRG
Capitalization1.77B1.51B118%
EBITDA266M1.83B15%
Gain YTD0.375-36.110-1%
P/E Ratio11.2511.5398%
Revenue2.12B2.41B88%
Total Cash54.4M155M35%
Total Debt2.97B608M489%
FUNDAMENTALS RATINGS
ENVA vs PRG: Fundamental Ratings
ENVA
PRG
OUTLOOK RATING
1..100
1972
VALUATION
overvalued / fair valued / undervalued
1..100
78
Overvalued
31
Undervalued
PROFIT vs RISK RATING
1..100
882
SMR RATING
1..100
5191
PRICE GROWTH RATING
1..100
5187
P/E GROWTH RATING
1..100
2690
SEASONALITY SCORE
1..100
n/a95

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRG's Valuation (31) in the null industry is somewhat better than the same rating for ENVA (78) in the Finance Or Rental Or Leasing industry. This means that PRG’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (8) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRG (82) in the null industry. This means that ENVA’s stock grew significantly faster than PRG’s over the last 12 months.

ENVA's SMR Rating (51) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRG (91) in the null industry. This means that ENVA’s stock grew somewhat faster than PRG’s over the last 12 months.

ENVA's Price Growth Rating (51) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRG (87) in the null industry. This means that ENVA’s stock grew somewhat faster than PRG’s over the last 12 months.

ENVA's P/E Growth Rating (26) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRG (90) in the null industry. This means that ENVA’s stock grew somewhat faster than PRG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAPRG
RSI
ODDS (%)
Bullish Trend 2 days ago
88%
Bullish Trend 2 days ago
68%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
75%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
79%
MACD
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 2 days ago
73%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
73%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
73%
Advances
ODDS (%)
Bullish Trend 9 days ago
76%
Bullish Trend 9 days ago
69%
Declines
ODDS (%)
Bearish Trend 7 days ago
68%
Bearish Trend 3 days ago
74%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
86%
Bullish Trend 2 days ago
84%
Aroon
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
72%
View a ticker or compare two or three
Ad is loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
PRG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
MSSMX8.48N/A
N/A
Morgan Stanley Inst Inception A
MWOCX41.46N/A
N/A
MFS Global Growth C
PCBIX39.90N/A
N/A
Principal MidCap Institutional
GLNCX17.73N/A
N/A
MFS Global New Discovery C
CALRX31.33N/A
N/A
Calvert Small-Cap R6

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+11.66%
OMF - ENVA
81%
Closely correlated
+12.96%
COF - ENVA
78%
Closely correlated
+14.81%
SYF - ENVA
78%
Closely correlated
+15.17%
AXP - ENVA
77%
Closely correlated
+13.38%
DFS - ENVA
74%
Closely correlated
+15.28%
More

PRG and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRG has been closely correlated with UPBD. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if PRG jumps, then UPBD could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRG
1D Price
Change %
PRG100%
+11.87%
UPBD - PRG
67%
Closely correlated
+8.75%
ENVA - PRG
50%
Loosely correlated
+11.66%
BBDC - PRG
42%
Loosely correlated
+7.35%
OMF - PRG
42%
Loosely correlated
+12.96%
SYF - PRG
42%
Loosely correlated
+15.17%
More