Advertisement
EXLS vs FIS
Which Stock Would AI Choose? ExlService Holdings (EXLS) vs. Fidelity National Information Services (FIS) Stock Comparison
Key Takeaways
- ExlService Holdings (EXLS) reported Q1 2026 revenue growth of 13.8% year-over-year to $570.4 million, driven by data and AI-led services now comprising 60% of revenue, with raised full-year guidance.
- Fidelity National Information Services (FIS) shows stronger YTD return of approximately 28% versus EXLS's 25%, supported by banking solutions and recent product launches like digital tokenized money platforms.
- EXLS trades at a trailing P/E (price-to-earnings ratio) of 20.2 with higher profitability margins (11.7%) and ROE (return on equity) of 28%, indicating efficient operations in analytics.
- FIS has a larger market cap of $24.4 billion and lower forward P/E of 7.4, suggesting potential value amid post-restructuring stability, though with lower margins (3.6%).
- Both stocks exhibit low beta values (EXLS 0.87, FIS 0.83), reflecting lower volatility relative to the market.
- Analyst targets imply upside: $41.75 average for EXLS (32% from $31.72) and $64.95 for FIS (37% from $47.28).
Introduction
This stock comparison between ExlService Holdings (EXLS) and Fidelity National Information Services (FIS) examines two leaders in data analytics, AI-driven operations, and financial technology services. Both companies serve overlapping sectors like banking, insurance, and healthcare, making them relevant for investors seeking exposure to digital transformation trends. Traders focused on relative performance, growth momentum, and valuation metrics in the fintech and business process outsourcing space will find value in understanding their recent market positioning, financial health, and sector catalysts amid evolving AI adoption and economic conditions.
EXLS Overview and Recent Performance
ExlService Holdings, Inc. (EXLS) is a global data and artificial intelligence (AI) company providing digital operations and analytics-driven services across insurance, healthcare, banking, capital markets, and diversified industries. With approximately 65,000 employees, it focuses on claims management, customer engagement, revenue optimization, and compliance through platforms like LifePRO and Subrosource.
In recent market activity, EXLS shares have traded around $31.72, down from a 52-week high of $48.54 but above the low of $26.94, reflecting YTD gains of 25% and 1-year returns of 32%. Key influences include robust Q1 2026 results announced in late April, with revenue up 13.8% to $570.4 million and adjusted diluted EPS (earnings per share) rising 20.2% to $0.58, beating estimates. Data and AI-led solutions grew 28%, now 60% of revenue, prompting raised full-year guidance to $2.30–$2.33 billion. Recognition as 2025 Genesys New Partner of the Year bolstered sentiment, though broader sector pressures contributed to year-to-date softening. Analyst upgrades, like Barrington's to Outperform with $40 target, support positive momentum.
FIS Overview and Recent Performance
Fidelity National Information Services, Inc. (FIS) is a financial technology company offering banking solutions, capital market services, and corporate tools to institutions worldwide. It provides core processing, mobile banking, fraud management, payment processing, and wealth solutions, serving over 44,000 clients from its Jacksonville headquarters since 1968.
Recent weeks saw FIS shares at $47.28, up 1.6% intraday, within a 52-week range of $43.30–$82.74, with YTD returns near 28% and 1-year at 38.5%. Performance reflects strategic shifts, including the January 2026 completion of the Issuer Solutions acquisition (rebranded FIS Total Issuing) and Worldpay stake sale, enhancing focus on high-margin banking tech. Launches like Project Keystone for tokenized deposits and Lyriq platform drove interest, alongside a 10% dividend hike to $0.44 quarterly. Upcoming Q1 earnings are anticipated to show growth, though regulatory scrutiny and integration risks tempered gains. Analysts maintain a consensus target of $64.95, viewing it as undervalued post-restructuring.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases the top-performing AI trading bots curated from hundreds available on the platform, which trade thousands of tickers across stocks, ETFs, and crypto. Only the most suitable for current market conditions—based on momentum, sector rotation, and volatility—earn a spot among the 25 featured out of 351 total bots. These bots exhibit impressive stats, including annualized returns up to +162%, win rates of 63–88%, and profit factors reaching 11.7, with strategies spanning short-term (15–60 minutes) to longer timeframes in sectors like technology, aerospace, and energy. Diverse approaches, from trend-following to swing trading, allow customization for various risk profiles. Explore these high-performing bots to potentially enhance your trading edge in dynamic markets.
Head-to-Head Comparison
EXLS and FIS both leverage AI and data for fintech efficiency but differ in scale and focus. EXLS’s analytics-driven model targets operational outsourcing with higher growth (13.8% quarterly revenue yoy vs. FIS’s 8.2%) and superior margins (profit 11.7% vs. 3.6%; ROE 28% vs. 2.6%), fueled by AI in insurance and healthcare. FIS emphasizes core banking processing and payments, benefiting from larger scale ($10.7B ttm revenue vs. $2.2B) and restructuring catalysts like divestitures for cash flow.
Recent momentum favors FIS’s stability post-Worldpay exit, with lower forward P/E (7.4 vs. 14.2) signaling value, though higher debt/equity (96% vs. 67%). Risk factors include EXLS’s exposure to cyclical outsourcing and FIS’s regulatory hurdles in payments. Sector overlap in banking boosts sentiment for both amid digital shifts, but EXLS offers growth trade-offs while FIS provides defensive positioning.
Tickeron AI Verdict
Tickeron’s AI currently favors FIS due to its relative stability, larger scale, attractive forward valuation, and catalysts from recent acquisitions and product innovations like tokenized networks, positioning it better for sustained trends in banking tech. While EXLS excels in AI growth consistency, FIS’s lower beta and higher analyst-implied upside suggest probabilistic outperformance in the near term amid market volatility.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EXLS is a Hold and FIS is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
EXLS’s FA Score shows that 0 FA rating(s) are green whileFIS’s FA Score has 1 green FA rating(s).
- EXLS’s FA Score: 0 green, 5 red.
- FIS’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
EXLS’s TA Score shows that 5 TA indicator(s) are bullish while FIS’s TA Score has 4 bullish TA indicator(s).
- EXLS’s TA Score: 5 bullish, 4 bearish.
- FIS’s TA Score: 4 bullish, 5 bearish.
Price Growth
EXLS (@Information Technology Services) experienced а -4.89% price change this week, while FIS (@Information Technology Services) price change was -7.72% for the same time period.
The average weekly price growth across all stocks in the @Information Technology Services industry was -1.56%. For the same industry, the average monthly price growth was +7.65%, and the average quarterly price growth was +10.89%.
Reported Earning Dates
EXLS is expected to report earnings on Jul 23, 2026.
FIS is expected to report earnings on Aug 05, 2026.
Industries' Descriptions
@Information Technology Services (-1.56% weekly)The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.
| EXLS | FIS | EXLS / FIS | |
| Capitalization | 4.54B | 22.2B | 20% |
| EBITDA | 429M | 3.45B | 12% |
| Gain YTD | -29.948 | -34.728 | 86% |
| P/E Ratio | 18.94 | 8.34 | 227% |
| Revenue | 2.16B | 10.7B | 20% |
| Total Cash | 254M | N/A | - |
| Total Debt | 519M | 13.1B | 4% |
EXLS | FIS | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 64 | 7 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 69 Overvalued | 8 Undervalued | |
PROFIT vs RISK RATING 1..100 | 72 | 100 | |
SMR RATING 1..100 | 34 | 88 | |
PRICE GROWTH RATING 1..100 | 62 | 64 | |
P/E GROWTH RATING 1..100 | 91 | 99 | |
SEASONALITY SCORE 1..100 | 40 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FIS's Valuation (8) in the Data Processing Services industry is somewhat better than the same rating for EXLS (69). This means that FIS’s stock grew somewhat faster than EXLS’s over the last 12 months.
EXLS's Profit vs Risk Rating (72) in the Data Processing Services industry is in the same range as FIS (100). This means that EXLS’s stock grew similarly to FIS’s over the last 12 months.
EXLS's SMR Rating (34) in the Data Processing Services industry is somewhat better than the same rating for FIS (88). This means that EXLS’s stock grew somewhat faster than FIS’s over the last 12 months.
EXLS's Price Growth Rating (62) in the Data Processing Services industry is in the same range as FIS (64). This means that EXLS’s stock grew similarly to FIS’s over the last 12 months.
EXLS's P/E Growth Rating (91) in the Data Processing Services industry is in the same range as FIS (99). This means that EXLS’s stock grew similarly to FIS’s over the last 12 months.
| EXLS | FIS | |
|---|---|---|
| RSI ODDS (%) | N/A | 1 day ago 68% |
| Stochastic ODDS (%) | 1 day ago 79% | 1 day ago 61% |
| Momentum ODDS (%) | 1 day ago 60% | 1 day ago 60% |
| MACD ODDS (%) | 1 day ago 63% | 1 day ago 48% |
| TrendWeek ODDS (%) | 1 day ago 53% | 1 day ago 64% |
| TrendMonth ODDS (%) | 1 day ago 62% | 1 day ago 68% |
| Advances ODDS (%) | 14 days ago 59% | 10 days ago 50% |
| Declines ODDS (%) | 1 day ago 55% | 3 days ago 62% |
| BollingerBands ODDS (%) | 3 days ago 70% | 1 day ago 63% |
| Aroon ODDS (%) | 1 day ago 67% | 1 day ago 76% |
Advertisement
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| SNOY | 7.32 | 0.05 | +0.69% |
| YieldMax SNOW Option Income Strategy ETF | |||
| LABD | 13.47 | -0.06 | -0.44% |
| Direxion Daily S&P Biotech Bear 3X ETF | |||
| AVSC | 67.36 | -0.68 | -1.00% |
| Avantis US Small Cap Equity ETF | |||
| QQQP | 218.82 | -2.21 | -1.00% |
| Tradr 2X Long Innovation100 QuarterlyETF | |||
| FOF | 13.83 | -0.25 | -1.80% |
| Cohen & Steers Closed End Opportunity Fund | |||
FIS and
Correlation & Price change
A.I.dvisor indicates that over the last year, FIS has been loosely correlated with JKHY. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if FIS jumps, then JKHY could also see price increases.
| Ticker / NAME | Correlation To FIS | 1D Price Change % | ||
|---|---|---|---|---|
| FIS | 100% | +1.53% | ||
| JKHY - FIS | 64% Loosely correlated | +0.70% | ||
| HCKT - FIS | 60% Loosely correlated | -1.25% | ||
| EXLS - FIS | 59% Loosely correlated | -1.52% | ||
| DXC - FIS | 55% Loosely correlated | +0.23% | ||
| IT - FIS | 55% Loosely correlated | -0.55% | ||
More | ||||