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EXLS vs JKHY
Which Stock Would AI Choose? ExlService Holdings (EXLS) vs. Jack Henry & Associates (JKHY) Stock Comparison
Key Takeaways
- ExlService Holdings (EXLS) focuses on data analytics and artificial intelligence (AI)-driven operations across insurance, healthcare, and financial services, while Jack Henry & Associates (JKHY) provides core processing and payment technology primarily to community banks and credit unions.
- EXLS has shown stronger recent momentum driven by earnings beats and raised revenue guidance, whereas JKHY has faced more tempered price action ahead of its fiscal 2026 fourth-quarter results.
- Both companies operate in the broader information technology services sector but target distinct end markets, creating different growth drivers and risk profiles.
- EXLS market capitalization stands near $5.3 billion, compared with JKHY’s approximately $10.9 billion, reflecting differences in scale and valuation multiples.
- Relative performance in recent weeks has favored EXLS amid positive corporate developments, while JKHY has traded with less upward consistency.
- Market sentiment appears more constructive toward EXLS following acquisition activity and outlook revisions, contrasting with a steadier but less catalyst-driven environment for JKHY.
Introduction
ExlService Holdings (EXLS) and Jack Henry & Associates (JKHY) represent two distinct approaches within the information technology services sector. One emphasizes data analytics and AI-enabled operations serving multiple industries, while the other delivers specialized financial technology solutions to depository institutions. Traders and investors seeking to understand relative performance, sector exposure differences, and recent sentiment shifts may find this comparison useful for portfolio positioning or tactical allocation decisions in the current market environment.
EXLS Overview and Recent Performance
ExlService Holdings (EXLS) operates as a data and AI company delivering digital operations, analytics, and technology-enabled services primarily to insurance, healthcare, banking, and other sectors. In recent weeks, the stock has benefited from strong second-quarter earnings that exceeded expectations, prompting management to raise its full-year 2026 revenue outlook. Additional positive developments include the acquisition of iMerit, which expands data and AI capabilities. These factors have supported improved sentiment and price resilience despite broader market volatility in technology-related names.
JKHY Overview and Recent Performance
Jack Henry & Associates (JKHY) is a financial technology provider offering core processing platforms, electronic funds transfer, payment processing, and related services mainly to small and midsize banks and credit unions. In recent market activity, the stock has exhibited more measured price behavior ahead of the company’s fiscal 2026 fourth-quarter earnings release. Announcements regarding deconversion revenue provided some clarity on client retention trends, yet overall momentum has remained tempered compared with peers experiencing more pronounced catalyst-driven moves.
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Head-to-Head Comparison
ExlService Holdings (EXLS) and Jack Henry & Associates (JKHY) differ markedly in business models. EXLS derives revenue from analytics-driven services and AI solutions across diversified verticals, exposing it to broader technology adoption trends. JKHY concentrates on mission-critical banking software, generating more predictable recurring revenue streams but with narrower sector exposure. Recent momentum has tilted toward EXLS following earnings and acquisition news, while JKHY has shown steadier but less accelerated performance. Risk factors for EXLS include integration challenges from acquisitions and sensitivity to AI spending cycles; JKHY faces potential pressure from banking consolidation or margin compression in competitive fintech segments. Market sentiment currently appears more favorable toward EXLS’s growth narrative, whereas JKHY offers defensive characteristics typical of established financial infrastructure providers.
Tickeron AI Verdict
Based on observable factors such as trend consistency following recent earnings and acquisition catalysts, ExlService Holdings (EXLS) appears to hold a modest edge in current positioning relative to Jack Henry & Associates (JKHY). The probabilistic assessment favors EXLS for scenarios emphasizing growth momentum, while JKHY may appeal in environments prioritizing stability and recurring revenue visibility.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EXLS is a Hold and JKHY is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
EXLS’s FA Score shows that 0 FA rating(s) are green whileJKHY’s FA Score has 1 green FA rating(s).
- EXLS’s FA Score: 0 green, 5 red.
- JKHY’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
EXLS’s TA Score shows that 5 TA indicator(s) are bullish while JKHY’s TA Score has 4 bullish TA indicator(s).
- EXLS’s TA Score: 5 bullish, 5 bearish.
- JKHY’s TA Score: 4 bullish, 4 bearish.
Price Growth
EXLS (@Information Technology Services) experienced а +1.63% price change this week, while JKHY (@Information Technology Services) price change was -0.33% for the same time period.
The average weekly price growth across all stocks in the @Information Technology Services industry was -1.68%. For the same industry, the average monthly price growth was +6.23%, and the average quarterly price growth was +18.43%.
Reported Earning Dates
EXLS is expected to report earnings on Nov 03, 2026.
JKHY is expected to report earnings on Aug 25, 2026.
Industries' Descriptions
@Information Technology Services (-1.68% weekly)The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.
| EXLS | JKHY | EXLS / JKHY | |
| Capitalization | 5.38B | 10.9B | 49% |
| EBITDA | 428M | 889M | 48% |
| Gain YTD | -16.423 | -15.406 | 107% |
| P/E Ratio | 22.45 | 21.93 | 102% |
| Revenue | 2.24B | 2.52B | 89% |
| Total Cash | 284M | 20.6M | 1,379% |
| Total Debt | 488M | 90M | 542% |
EXLS | JKHY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 34 | 73 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 66 Overvalued | 12 Undervalued | |
PROFIT vs RISK RATING 1..100 | 70 | 100 | |
SMR RATING 1..100 | 37 | 39 | |
PRICE GROWTH RATING 1..100 | 44 | 56 | |
P/E GROWTH RATING 1..100 | 77 | 71 | |
SEASONALITY SCORE 1..100 | 50 | 75 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
JKHY's Valuation (12) in the Information Technology Services industry is somewhat better than the same rating for EXLS (66) in the Data Processing Services industry. This means that JKHY’s stock grew somewhat faster than EXLS’s over the last 12 months.
EXLS's Profit vs Risk Rating (70) in the Data Processing Services industry is in the same range as JKHY (100) in the Information Technology Services industry. This means that EXLS’s stock grew similarly to JKHY’s over the last 12 months.
EXLS's SMR Rating (37) in the Data Processing Services industry is in the same range as JKHY (39) in the Information Technology Services industry. This means that EXLS’s stock grew similarly to JKHY’s over the last 12 months.
EXLS's Price Growth Rating (44) in the Data Processing Services industry is in the same range as JKHY (56) in the Information Technology Services industry. This means that EXLS’s stock grew similarly to JKHY’s over the last 12 months.
JKHY's P/E Growth Rating (71) in the Information Technology Services industry is in the same range as EXLS (77) in the Data Processing Services industry. This means that JKHY’s stock grew similarly to EXLS’s over the last 12 months.
| EXLS | JKHY | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 67% | 2 days ago 57% |
| Stochastic ODDS (%) | 2 days ago 66% | 2 days ago 55% |
| Momentum ODDS (%) | 2 days ago 59% | 2 days ago 65% |
| MACD ODDS (%) | 2 days ago 67% | 2 days ago 41% |
| TrendWeek ODDS (%) | 2 days ago 59% | 2 days ago 55% |
| TrendMonth ODDS (%) | 2 days ago 58% | 2 days ago 49% |
| Advances ODDS (%) | 13 days ago 58% | 16 days ago 49% |
| Declines ODDS (%) | 8 days ago 58% | 8 days ago 57% |
| BollingerBands ODDS (%) | 2 days ago 70% | 2 days ago 52% |
| Aroon ODDS (%) | 2 days ago 61% | 2 days ago 39% |
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EXLS and
Correlation & Price change
A.I.dvisor indicates that over the last year, EXLS has been closely correlated with G. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if EXLS jumps, then G could also see price increases.
| Ticker / NAME | Correlation To EXLS | 1D Price Change % | ||
|---|---|---|---|---|
| EXLS | 100% | +2.63% | ||
| G - EXLS | 74% Closely correlated | +2.82% | ||
| CTSH - EXLS | 71% Closely correlated | +2.67% | ||
| GLOB - EXLS | 64% Loosely correlated | +2.90% | ||
| GIB - EXLS | 59% Loosely correlated | +0.65% | ||
| JKHY - EXLS | 56% Loosely correlated | +2.17% | ||
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JKHY and
Correlation & Price change
A.I.dvisor indicates that over the last year, JKHY has been loosely correlated with FIS. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if JKHY jumps, then FIS could also see price increases.
| Ticker / NAME | Correlation To JKHY | 1D Price Change % | ||
|---|---|---|---|---|
| JKHY | 100% | +2.17% | ||
| FIS - JKHY | 61% Loosely correlated | -0.53% | ||
| EXLS - JKHY | 57% Loosely correlated | +2.63% | ||
| CTSH - JKHY | 53% Loosely correlated | +2.67% | ||
| BR - JKHY | 49% Loosely correlated | +1.20% | ||
| IT - JKHY | 48% Loosely correlated | +1.61% | ||
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