FCFS
Price
$147.13
Change
-$3.70 (-2.45%)
Updated
Sep 5 closing price
Capitalization
6.53B
46 days until earnings call
PEGA
Price
$55.51
Change
+$1.70 (+3.16%)
Updated
Sep 5 closing price
Capitalization
9.5B
45 days until earnings call
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FCFS vs PEGA

Header iconFCFS vs PEGA Comparison
Open Charts FCFS vs PEGABanner chart's image
FirstCash Holdings
Price$147.13
Change-$3.70 (-2.45%)
Volume$258.69K
Capitalization6.53B
Pegasystems
Price$55.51
Change+$1.70 (+3.16%)
Volume$1.33M
Capitalization9.5B
FCFS vs PEGA Comparison Chart in %
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FCFS
Daily Signalchanged days ago
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PEGA
Daily Signalchanged days ago
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FCFS vs. PEGA commentary
Sep 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCFS is a Buy and PEGA is a Buy.

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COMPARISON
Comparison
Sep 07, 2025
Stock price -- (FCFS: $147.13 vs. PEGA: $55.51)
Brand notoriety: FCFS and PEGA are both not notable
FCFS represents the Savings Banks, while PEGA is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: FCFS: 83% vs. PEGA: 81%
Market capitalization -- FCFS: $6.53B vs. PEGA: $9.5B
FCFS [@Savings Banks] is valued at $6.53B. PEGA’s [@Packaged Software] market capitalization is $9.5B. The market cap for tickers in the [@Savings Banks] industry ranges from $666.17B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $309.84B to $0. The average market capitalization across the [@Savings Banks] industry is $22.15B. The average market capitalization across the [@Packaged Software] industry is $8.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCFS’s FA Score shows that 1 FA rating(s) are green whilePEGA’s FA Score has 1 green FA rating(s).

  • FCFS’s FA Score: 1 green, 4 red.
  • PEGA’s FA Score: 1 green, 4 red.
According to our system of comparison, both FCFS and PEGA are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCFS’s TA Score shows that 5 TA indicator(s) are bullish while PEGA’s TA Score has 4 bullish TA indicator(s).

  • FCFS’s TA Score: 5 bullish, 4 bearish.
  • PEGA’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, FCFS is a better buy in the short-term than PEGA.

Price Growth

FCFS (@Savings Banks) experienced а -0.10% price change this week, while PEGA (@Packaged Software) price change was +2.40% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.52%. For the same industry, the average monthly price growth was +5.04%, and the average quarterly price growth was +31.21%.

The average weekly price growth across all stocks in the @Packaged Software industry was -1.74%. For the same industry, the average monthly price growth was -0.36%, and the average quarterly price growth was +23.00%.

Reported Earning Dates

FCFS is expected to report earnings on Oct 23, 2025.

PEGA is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Savings Banks (+0.52% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Packaged Software (-1.74% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PEGA($9.5B) has a higher market cap than FCFS($6.53B). PEGA has higher P/E ratio than FCFS: PEGA (45.69) vs FCFS (22.64). FCFS YTD gains are higher at: 43.330 vs. PEGA (19.432). FCFS has higher annual earnings (EBITDA): 969M vs. PEGA (329M). PEGA has more cash in the bank: 412M vs. FCFS (101M). PEGA has less debt than FCFS: PEGA (79M) vs FCFS (2.02B). FCFS has higher revenues than PEGA: FCFS (3.39B) vs PEGA (1.68B).
FCFSPEGAFCFS / PEGA
Capitalization6.53B9.5B69%
EBITDA969M329M295%
Gain YTD43.33019.432223%
P/E Ratio22.6445.6950%
Revenue3.39B1.68B202%
Total Cash101M412M25%
Total Debt2.02B79M2,561%
FUNDAMENTALS RATINGS
FCFS vs PEGA: Fundamental Ratings
FCFS
PEGA
OUTLOOK RATING
1..100
3269
VALUATION
overvalued / fair valued / undervalued
1..100
93
Overvalued
55
Fair valued
PROFIT vs RISK RATING
1..100
11100
SMR RATING
1..100
5623
PRICE GROWTH RATING
1..100
4444
P/E GROWTH RATING
1..100
5255
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PEGA's Valuation (55) in the Information Technology Services industry is somewhat better than the same rating for FCFS (93) in the Finance Or Rental Or Leasing industry. This means that PEGA’s stock grew somewhat faster than FCFS’s over the last 12 months.

FCFS's Profit vs Risk Rating (11) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PEGA (100) in the Information Technology Services industry. This means that FCFS’s stock grew significantly faster than PEGA’s over the last 12 months.

PEGA's SMR Rating (23) in the Information Technology Services industry is somewhat better than the same rating for FCFS (56) in the Finance Or Rental Or Leasing industry. This means that PEGA’s stock grew somewhat faster than FCFS’s over the last 12 months.

PEGA's Price Growth Rating (44) in the Information Technology Services industry is in the same range as FCFS (44) in the Finance Or Rental Or Leasing industry. This means that PEGA’s stock grew similarly to FCFS’s over the last 12 months.

FCFS's P/E Growth Rating (52) in the Finance Or Rental Or Leasing industry is in the same range as PEGA (55) in the Information Technology Services industry. This means that FCFS’s stock grew similarly to PEGA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCFSPEGA
RSI
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 6 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 3 days ago
70%
Momentum
ODDS (%)
Bullish Trend 3 days ago
64%
Bullish Trend 3 days ago
77%
MACD
ODDS (%)
Bullish Trend 5 days ago
66%
Bullish Trend 3 days ago
75%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
66%
Bearish Trend 3 days ago
75%
Advances
ODDS (%)
Bullish Trend 4 days ago
66%
Bullish Trend 10 days ago
70%
Declines
ODDS (%)
Bearish Trend 10 days ago
61%
Bearish Trend 13 days ago
73%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
63%
Aroon
ODDS (%)
Bullish Trend 3 days ago
59%
N/A
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FCFS
Daily Signalchanged days ago
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PEGA
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FCFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCFS has been loosely correlated with EZPW. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if FCFS jumps, then EZPW could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCFS
1D Price
Change %
FCFS100%
-2.45%
EZPW - FCFS
47%
Loosely correlated
-1.01%
UPBD - FCFS
43%
Loosely correlated
+0.43%
BBDC - FCFS
34%
Loosely correlated
-0.21%
ENVA - FCFS
33%
Poorly correlated
-2.60%
COF - FCFS
32%
Poorly correlated
-2.12%
More