FGBI
Price
$8.26
Change
+$0.08 (+0.98%)
Updated
Sep 19, 04:18 PM (EDT)
Capitalization
124.74M
60 days until earnings call
UBFO
Price
$9.83
Change
+$0.13 (+1.34%)
Updated
Sep 19, 04:59 PM (EDT)
Capitalization
170.74M
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FGBI vs UBFO

Header iconFGBI vs UBFO Comparison
Open Charts FGBI vs UBFOBanner chart's image
First Guaranty Bancshares
Price$8.26
Change+$0.08 (+0.98%)
Volume$1K
Capitalization124.74M
United Security Bancshares
Price$9.83
Change+$0.13 (+1.34%)
Volume$3.42K
Capitalization170.74M
FGBI vs UBFO Comparison Chart in %
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FGBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FGBI vs. UBFO commentary
Sep 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FGBI is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Sep 20, 2025
Stock price -- (FGBI: $8.25 vs. UBFO: $9.77)
Brand notoriety: FGBI and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FGBI: 119% vs. UBFO: 545%
Market capitalization -- FGBI: $124.74M vs. UBFO: $170.74M
FGBI [@Regional Banks] is valued at $124.74M. UBFO’s [@Regional Banks] market capitalization is $170.74M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.94B to $0. The average market capitalization across the [@Regional Banks] industry is $7.98B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FGBI’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FGBI’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than FGBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FGBI’s TA Score shows that 2 TA indicator(s) are bullish while UBFO’s TA Score has 5 bullish TA indicator(s).

  • FGBI’s TA Score: 2 bullish, 7 bearish.
  • UBFO’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than FGBI.

Price Growth

FGBI (@Regional Banks) experienced а +1.23% price change this week, while UBFO (@Regional Banks) price change was +3.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.35%. For the same industry, the average monthly price growth was +3.06%, and the average quarterly price growth was +13.86%.

Reported Earning Dates

FGBI is expected to report earnings on Nov 18, 2025.

Industries' Descriptions

@Regional Banks (+0.35% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($171M) has a higher market cap than FGBI($125M). FGBI has higher P/E ratio than UBFO: FGBI (61.92) vs UBFO (15.03). UBFO YTD gains are higher at: 0.696 vs. FGBI (-27.192). FGBI has more cash in the bank: 363M vs. UBFO (44M). UBFO has less debt than FGBI: UBFO (14.6M) vs FGBI (179M). FGBI has higher revenues than UBFO: FGBI (99.4M) vs UBFO (52.3M).
FGBIUBFOFGBI / UBFO
Capitalization125M171M73%
EBITDAN/AN/A-
Gain YTD-27.1920.696-3,905%
P/E Ratio61.9215.03412%
Revenue99.4M52.3M190%
Total Cash363M44M825%
Total Debt179M14.6M1,226%
FUNDAMENTALS RATINGS
FGBI vs UBFO: Fundamental Ratings
FGBI
UBFO
OUTLOOK RATING
1..100
5225
VALUATION
overvalued / fair valued / undervalued
1..100
93
Overvalued
72
Overvalued
PROFIT vs RISK RATING
1..100
10020
SMR RATING
1..100
8657
PRICE GROWTH RATING
1..100
6046
P/E GROWTH RATING
1..100
310
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (72) in the Regional Banks industry is in the same range as FGBI (93). This means that UBFO’s stock grew similarly to FGBI’s over the last 12 months.

UBFO's Profit vs Risk Rating (20) in the Regional Banks industry is significantly better than the same rating for FGBI (100). This means that UBFO’s stock grew significantly faster than FGBI’s over the last 12 months.

UBFO's SMR Rating (57) in the Regional Banks industry is in the same range as FGBI (86). This means that UBFO’s stock grew similarly to FGBI’s over the last 12 months.

UBFO's Price Growth Rating (46) in the Regional Banks industry is in the same range as FGBI (60). This means that UBFO’s stock grew similarly to FGBI’s over the last 12 months.

FGBI's P/E Growth Rating (3) in the Regional Banks industry is in the same range as UBFO (10). This means that FGBI’s stock grew similarly to UBFO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FGBIUBFO
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
58%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 1 day ago
56%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bullish Trend 1 day ago
58%
MACD
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 1 day ago
40%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 1 day ago
59%
Advances
ODDS (%)
Bullish Trend 18 days ago
75%
Bullish Trend 1 day ago
63%
Declines
ODDS (%)
Bearish Trend 5 days ago
72%
Bearish Trend 5 days ago
45%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 1 day ago
55%
Aroon
ODDS (%)
Bearish Trend 2 days ago
68%
Bullish Trend 1 day ago
64%
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FGBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FGBI and

Correlation & Price change

A.I.dvisor tells us that FGBI and CZWI have been poorly correlated (+33% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FGBI and CZWI's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FGBI
1D Price
Change %
FGBI100%
+0.86%
CZWI - FGBI
33%
Poorly correlated
-0.36%
FCCO - FGBI
31%
Poorly correlated
+0.76%
HBAN - FGBI
31%
Poorly correlated
-0.84%
FUNC - FGBI
30%
Poorly correlated
-0.76%
UBFO - FGBI
30%
Poorly correlated
+0.72%
More