Advertisement
FND vs LOW
Which Stock Would AI Choose? Floor & Decor Holdings (FND) vs. Lowe's Companies (LOW) Stock Comparison
Key Takeaways
- FND is a specialty hard-surface flooring retailer, while LOW is a diversified home improvement chain — two very different business models within the same housing-linked sector.
- Both stocks have underperformed the broader market over the past year, pressured by elevated mortgage rates, soft housing turnover, and cautious consumer spending on discretionary projects.
- LOW has posted consecutive quarters of positive comparable sales and pays a growing dividend, while FND continues to work through declining comparable sales despite steady store expansion.
- FND offers a higher-growth, pure-play footprint with a long runway for new stores, but carries greater cyclical sensitivity to big-ticket renovation demand.
- LOW trades at a lower valuation multiple and generates substantial free cash flow, but its near-term outlook has been trimmed toward the lower end of guidance.
Introduction
Investors weighing exposure to the home improvement and housing-adjacent retail space often compare FND and LOW as two distinct ways to play the same macroeconomic theme. Floor & Decor Holdings is a fast-growing specialty retailer focused on hard-surface flooring, while Lowe's Companies is a large, diversified big-box home improvement chain. Although both companies are sensitive to mortgage rates, existing-home sales, and remodeling activity, their scale, growth profiles, and market positioning differ meaningfully. This stock comparison is relevant for traders and investors seeking to understand how a growth-oriented specialty name and a mature, cash-generative retailer behave in the current market environment.
FND Overview and Recent Performance
FND (Floor & Decor Holdings) operates warehouse-format stores selling tile, wood, laminate, vinyl, and natural stone flooring, along with installation materials and decorative accessories. As of its most recent reporting, the company operated 276 warehouse-format stores and five design studios across 39 states, serving both professional contractors and do-it-yourself customers.
Recent market activity has reflected a challenging demand environment for large discretionary flooring projects. In its latest quarter, total sales rose about 3% year over year while comparable-store sales declined, continuing a pattern of softer transactions offset by higher average ticket. Sales to professional customers, which account for roughly 55% of total sales, have grown modestly and remain a key strategic focus. The company has also expanded online sales, which now represent a meaningful and rising share of revenue.
Sentiment has been shaped by broader housing dynamics: elevated mortgage rates, historically low existing-home turnover, and cautious consumer behavior have weighed on renovation spending. Despite this, management has maintained an active store-opening program and authorized a substantial share repurchase program, signaling confidence in long-term cash flow. The stock has underperformed the broader market over the past year, reflecting the cyclical pressure on its core categories.
LOW Overview and Recent Performance
LOW (Lowe's Companies) is one of the largest home improvement retailers in the United States, operating approximately 1,761 stores representing roughly 196 million square feet of retail selling space. The company serves both do-it-yourself consumers and professional customers across a broad assortment of building materials, appliances, tools, and home décor.
In recent quarters, LOW has reported total sales growth and a run of positive comparable sales, supported by strength in its Pro segment, home services, and online business, which has grown at a double-digit rate. However, discretionary DIY demand has remained pressured, and comparable transactions have declined as consumers defer bigger-ticket projects. Management has trimmed its full-year outlook toward the lower end of its prior ranges, citing persistent macro uncertainty, inflation, and tariff-related cost pressures.
The stock has declined sharply over the past year and recently traded near its 52-week low. This pullback has compressed its valuation multiple and lifted its dividend yield, reflecting a market that is pricing in a gradual, rather than rapid, housing recovery. Despite the near-term headwinds, LOW continues to generate strong free cash flow and has a long record of consecutive dividend increases.
Trending AI Robots
For traders looking to navigate comparisons like this one with a systematic edge, Tickeron's Trending AI Robots page offers a curated view of AI-driven trading bots. Tickeron maintains hundreds of AI Trading Bots that collectively trade thousands of different tickers, yet only a select group earns placement in this featured section — those judged best suited to current market conditions. The bots vary widely in trading style, strategy, timeframe, performance statistics, and the specific tickers they trade, so the list is designed to surface the most relevant opportunities rather than a one-size-fits-all approach. Exploring the Trending AI Robots section can help investors identify algorithmic strategies aligned with their own objectives.
Head-to-Head Comparison
The most fundamental contrast between these two names is scale and focus. LOW is a mature, diversified retailer with tens of billions in annual sales, broad category exposure, and a sizable wholesale/acquisition footprint through businesses like Foundation Building Materials and Artisan Design Group. FND is a pure-play specialty flooring retailer with a fraction of that revenue but a much larger relative store-growth runway, as management has articulated a long-term target of roughly 500 U.S. warehouse stores.
Growth drivers also diverge. FND leans on new-store openings, Pro customer share gains, and digital expansion. LOW relies on Pro and online momentum, appliance strength, and productivity initiatives such as its AI shopping assistant. On momentum, LOW has held comparable sales in positive territory, whereas FND has been working through comp declines even as it grows the top line through square footage.
Risk profiles differ as well. FND carries higher cyclical sensitivity because it is concentrated in big-ticket flooring projects tied to home turnover. LOW faces a more diversified demand base but must contend with tariff exposure, integration costs, and competitive pricing dynamics. From a valuation standpoint, LOW trades at a lower price-to-earnings multiple and returns capital through dividends, while FND currently emphasizes buybacks and reinvestment in growth.
Tickeron AI Verdict
Based on observable factors such as trend consistency, stability, and relative positioning, Tickeron's AI would likely view LOW as the more defensively positioned of the two in the current environment. Its positive comparable-sales trajectory, diversified revenue base, strong free cash flow, and steady dividend record suggest greater resilience while housing demand remains soft. FND, by contrast, offers a potentially higher-upside growth story, but its comp-sales trend and heavier exposure to discretionary big-ticket projects imply more cyclical risk in the near term. A probability-weighted assessment would tend to favor the stability of LOW, while recognizing that FND could respond more sharply if housing turnover meaningfully improves.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FND is a Hold and LOW is a Hold.
FND's MACD Histogram crosses above signal line
The Moving Average Convergence Divergence (MACD) for FND turned positive on September 21, 2026. Looking at past instances where FND's MACD turned positive, the stock continued to rise in 39 of 47 cases over the following month. The odds of a continued upward trend are 83%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where FND's RSI Oscillator exited the oversold zone, 25 of 34 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 74%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the oversold zone for 1 day, which means it's wise to expect a price bounce in the near future.
Following a +3.23% 3-day Advance, the price is estimated to grow further. Considering data from situations where FND advanced for three days, in 178 of 263 cases, the price rose further within the following month. The odds of a continued upward trend are 68%.
FND may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 09, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FND as a result. In 66 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 79%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FND declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 81%.
The Aroon Indicator for FND entered a downward trend on October 13, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 62 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.978) is normal, around the industry mean (-157.955). P/E Ratio (21.664) is within average values for comparable stocks, (16.027). Projected Growth (PEG Ratio) (0.440) is also within normal values, averaging (1.177). FND has a moderately low Dividend Yield (0.000) as compared to the industry average of (0.021). P/S Ratio (1.058) is also within normal values, averaging (0.937).
The Tickeron SMR rating for this company is 72 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 75 (best 1 - 100 worst), indicating slightly worse than average price growth. FND’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 87 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FND’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 96, placing this stock worse than average.
LOW's Indicator enters downward trend
The Aroon Indicator for LOW entered a downward trend on October 14, 2026. Tickeron's A.I.dvisor identified a pattern where the AroonDown red line was above 70 while the AroonUp green line was below 30 for three straight days. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options. A.I.dvisor looked at 189 similar instances where the Aroon Indicator formed such a pattern. In 124 of the 189 cases the stock moved lower. This puts the odds of a downward move at 66%.
Technical Analysis (Indicators)
Bearish Trend Analysis
The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where LOW declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 61%.
Bullish Trend Analysis
The RSI Indicator points to a transition from a downward trend to an upward trend -- in cases where LOW's RSI Oscillator exited the oversold zone, 17 of 26 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 65%.
The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on LOW as a result. In 50 of 82 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 61%.
The Moving Average Convergence Divergence (MACD) for LOW just turned positive on October 08, 2026. Looking at past instances where LOW's MACD turned positive, the stock continued to rise in 23 of 46 cases over the following month. The odds of a continued upward trend are 50%.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 5 (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: LOW's P/B Ratio (-810.872) is slightly lower than the industry average of (-157.955). P/E Ratio (15.863) is within average values for comparable stocks, (16.027). Projected Growth (PEG Ratio) (2.222) is also within normal values, averaging (1.177). Dividend Yield (0.026) settles around the average of (0.021) among similar stocks. P/S Ratio (1.202) is also within normal values, averaging (0.937).
The Tickeron SMR rating for this company is 6 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 62 (best 1 - 100 worst), indicating steady price growth. LOW’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 68 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. LOW’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 96, placing this stock worse than average.
FND | LOW | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 14 | 53 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 62 Fair valued | 5 Undervalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 72 | 6 | |
PRICE GROWTH RATING 1..100 | 75 | 62 | |
P/E GROWTH RATING 1..100 | 87 | 68 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
LOW's Valuation (5) in the Home Improvement Chains industry is somewhat better than the same rating for FND (62). This means that LOW’s stock grew somewhat faster than FND’s over the last 12 months.
LOW's Profit vs Risk Rating (100) in the Home Improvement Chains industry is in the same range as FND (100). This means that LOW’s stock grew similarly to FND’s over the last 12 months.
LOW's SMR Rating (6) in the Home Improvement Chains industry is significantly better than the same rating for FND (72). This means that LOW’s stock grew significantly faster than FND’s over the last 12 months.
LOW's Price Growth Rating (62) in the Home Improvement Chains industry is in the same range as FND (75). This means that LOW’s stock grew similarly to FND’s over the last 12 months.
LOW's P/E Growth Rating (68) in the Home Improvement Chains industry is in the same range as FND (87). This means that LOW’s stock grew similarly to FND’s over the last 12 months.
| FND | LOW | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 74% | 1 day ago 65% |
| Stochastic ODDS (%) | 1 day ago 69% | 1 day ago 60% |
| Momentum ODDS (%) | 1 day ago 79% | 1 day ago 61% |
| MACD ODDS (%) | 1 day ago 83% | 1 day ago 50% |
| TrendWeek ODDS (%) | 1 day ago 79% | 1 day ago 60% |
| TrendMonth ODDS (%) | 1 day ago 80% | 1 day ago 62% |
| Advances ODDS (%) | 10 days ago 68% | N/A |
| Declines ODDS (%) | 4 days ago 81% | 4 days ago 61% |
| BollingerBands ODDS (%) | 1 day ago 80% | N/A |
| Aroon ODDS (%) | 1 day ago 83% | 1 day ago 66% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FND’s FA Score shows that 0 FA rating(s) are green while LOW’s FA Score has 2 green FA rating(s).
- FND’s FA Score: 0 green, 5 red.
- LOW’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FND’s TA Score shows that 5 TA indicator(s) are bullish while LOW’s TA Score has 3 bullish TA indicator(s).
- FND’s TA Score: 5 bullish, 3 bearish.
- LOW’s TA Score: 3 bullish, 3 bearish.
Price Growth
FND (@Home Improvement Chains) experienced а -3.49% price change this week, while LOW (@Home Improvement Chains) price change was +3.73% for the same time period.
The average weekly price growth across all stocks in the @Home Improvement Chains industry was +1.55%. For the same industry, the average monthly price growth was -3.87%, and the average quarterly price growth was -15.60%.
Reported Earning Dates
FND is expected to report earnings on Oct 29, 2026.
LOW is expected to report earnings on Nov 18, 2026.
Industries' Descriptions
@Home Improvement Chains (+1.55% weekly)The home improvement chains industry sells home improvement merchandise and do-it-yourself repair and building goods. Customers include individual contractors or construction managers on one hand; on the other hand, there are retail consumers who’d either buy raw materials/items from the store to do a project on their own, or pay extra for installation services. Products sold include fencing supplies, lumber materials, hardware, lighting fixtures, plumbing supplies, home decor items, bathroom remodel items, roofing materials, tools and wallboard to name a few. The Home Depot Inc., Lowe’s Companies, Inc. and Floor & Decor Holdings, Inc. are some of the biggest home improvement retailing companies in the U.S. Allowing all types of customers the flexibility to choose or buy products both offline and online and then having the products shipped to the respective sites/homes are some of the potential drivers of a home improvement chain’s popularity. Many big-box home improvement chains are looking to expand their overseas presence. Supply-chain efficiency and distribution management are some of the key ingredients to grow/make profit in this industry.
Advertisement
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| NXUS | 24.31 | 0.01 | +0.06% |
| NuShares ETF Trust Nuveen International Aggregate Bond ETF (NXUS) | |||
| IPKW | 59.36 | -0.04 | -0.07% |
| Invesco International BuyBack Achievers ETF (IPKW) | |||
| JUDO | 28.37 | -0.28 | -0.99% |
| Janus Henderson U.S. Equity Enhanced Income ETF (JUDO) | |||
| NNY | 7.81 | -0.12 | -1.51% |
| Nuveen New York Municipal Value Fund | |||
| RILA | 12.25 | -0.24 | -1.91% |
| Indexperts Gorilla Aggressive Growth ETF (RILA) | |||
FND and
Correlation & Price change
A.I.dvisor indicates that over the last year, FND has been closely correlated with HD. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if FND jumps, then HD could also see price increases.