FNLC
Price
$34.38
Change
+$0.49 (+1.45%)
Updated
Oct 20 closing price
Capitalization
387.89M
7 days until earnings call
Intraday BUY SELL Signals
FSBW
Price
$44.85
Change
+$0.41 (+0.92%)
Updated
Oct 20 closing price
Capitalization
352.62M
98 days until earnings call
Intraday BUY SELL Signals
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FNLC vs FSBW

FNLC vs FSBW Comparison Chart in %
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FNLC vs. FSBW commentary
Oct 21, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNLC is a Buy and FSBW is a Hold.

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SUMMARIES
A.I.Advisor
a Summary for FNLC with price predictions
Oct 20, 2026

FNLC's RSI Indicator ascends from oversold territory

The RSI Indicator for FNLC moved out of oversold territory on October 01, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 18 similar instances when the indicator left oversold territory. In 14 of the 18 cases the stock moved higher. This puts the odds of a move higher at 78%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on FNLC as a result. In 56 of 98 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 57%.

The Moving Average Convergence Divergence (MACD) for FNLC just turned positive on October 15, 2026. Looking at past instances where FNLC's MACD turned positive, the stock continued to rise in 28 of 44 cases over the following month. The odds of a continued upward trend are 64%.

FNLC moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend.

Following a +2.72% 3-day Advance, the price is estimated to grow further. Considering data from situations where FNLC advanced for three days, in 128 of 259 cases, the price rose further within the following month. The odds of a continued upward trend are 49%.

Bearish Trend Analysis

The Stochastic Oscillator has been in the overbought zone for 2 days. Expect a price pull-back in the near future.

The 10-day moving average for FNLC crossed bearishly below the 50-day moving average on September 24, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 20 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 45%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where FNLC declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 48%.

FNLC broke above its upper Bollinger Band on October 16, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for FNLC entered a downward trend on October 20, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron Profit vs. Risk Rating rating for this company is 27 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock better than average.

The Tickeron PE Growth Rating for this company is 29 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is 41 (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Price Growth Rating for this company is 42 (best 1 - 100 worst), indicating steady price growth. FNLC’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of 60 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.324) is normal, around the industry mean (1.241). P/E Ratio (10.112) is within average values for comparable stocks, (13.089). Projected Growth (PEG Ratio) (0.470) is also within normal values, averaging (1.190). Dividend Yield (0.044) settles around the average of (0.036) among similar stocks. P/S Ratio (3.900) is also within normal values, averaging (3.738).

The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

A.I.Advisor
a Summary for FSBW with price predictions
Oct 20, 2026

FSBW's MACD Histogram just turned positive

The Moving Average Convergence Divergence (MACD) for FSBW turned positive on October 13, 2026. Looking at past instances where FSBW's MACD turned positive, the stock continued to rise in 42 of 54 cases over the following month. The odds of a continued upward trend are 78%.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Momentum Indicator moved above the 0 level on October 13, 2026. You may want to consider a long position or call options on FSBW as a result. In 70 of 104 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 67%.

Following a +1.13% 3-day Advance, the price is estimated to grow further. Considering data from situations where FSBW advanced for three days, in 156 of 274 cases, the price rose further within the following month. The odds of a continued upward trend are 57%.

The Aroon Indicator entered an Uptrend today. In 75 of 177 cases where FSBW Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 42%.

Bearish Trend Analysis

The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 36 of 60 cases where FSBW's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 60%.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where FSBW declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 57%.

FSBW broke above its upper Bollinger Band on September 15, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

Fundamental Analysis (Ratings)

The Tickeron Valuation Rating of 27 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.106) is normal, around the industry mean (1.241). P/E Ratio (10.101) is within average values for comparable stocks, (13.089). Projected Growth (PEG Ratio) (0.110) is also within normal values, averaging (1.190). Dividend Yield (0.026) settles around the average of (0.036) among similar stocks. P/S Ratio (2.188) is also within normal values, averaging (3.738).

The Tickeron PE Growth Rating for this company is 29 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron SMR rating for this company is 36 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is 36 (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 56, placing this stock slightly better than average.

The Tickeron Price Growth Rating for this company is 45 (best 1 - 100 worst), indicating steady price growth. FSBW’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Seasonality Score of 95 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.

FUNDAMENTALS RATINGS
FNLC vs FSBW: Fundamental Ratings
FNLC
FSBW
OUTLOOK RATING
1..100
1731
VALUATION
overvalued / fair valued / undervalued
1..100
60
Fair valued
27
Undervalued
PROFIT vs RISK RATING
1..100
2736
SMR RATING
1..100
4136
PRICE GROWTH RATING
1..100
4245
P/E GROWTH RATING
1..100
2929
SEASONALITY SCORE
1..100
8590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FSBW's Valuation (27) in the Regional Banks industry is somewhat better than the same rating for FNLC (60). This means that FSBW’s stock grew somewhat faster than FNLC’s over the last 12 months.

FNLC's Profit vs Risk Rating (27) in the Regional Banks industry is in the same range as FSBW (36). This means that FNLC’s stock grew similarly to FSBW’s over the last 12 months.

FSBW's SMR Rating (36) in the Regional Banks industry is in the same range as FNLC (41). This means that FSBW’s stock grew similarly to FNLC’s over the last 12 months.

FNLC's Price Growth Rating (42) in the Regional Banks industry is in the same range as FSBW (45). This means that FNLC’s stock grew similarly to FSBW’s over the last 12 months.

FNLC's P/E Growth Rating (29) in the Regional Banks industry is in the same range as FSBW (29). This means that FNLC’s stock grew similarly to FSBW’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNLCFSBW
RSI
ODDS (%)
Bullish Trend 1 day ago
78%
N/A
Stochastic
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
60%
Momentum
ODDS (%)
Bullish Trend 1 day ago
57%
Bullish Trend 1 day ago
67%
MACD
ODDS (%)
Bullish Trend 1 day ago
64%
Bullish Trend 1 day ago
78%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
51%
Bullish Trend 1 day ago
57%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
45%
Bullish Trend 1 day ago
52%
Advances
ODDS (%)
Bullish Trend 6 days ago
49%
Bullish Trend 6 days ago
57%
Declines
ODDS (%)
Bearish Trend 15 days ago
48%
Bearish Trend 22 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 7 days ago
61%
Aroon
ODDS (%)
Bearish Trend 1 day ago
57%
Bullish Trend 1 day ago
42%
COMPARISON
Comparison
Oct 21, 2026
Stock price -- (FNLC: $34.38 vs. FSBW: $44.85)
Brand notoriety: FNLC and FSBW are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNLC: 95% vs. FSBW: 94%
Market capitalization -- FNLC: $387.89M vs. FSBW: $352.62M
FNLC [@Regional Banks] is valued at $387.89M. FSBW’s [@Regional Banks] market capitalization is $352.62M. The market cap for tickers in the [@Regional Banks] industry ranges from $148.05 to $173.74B. The average market capitalization across the [@Regional Banks] industry is $6.14B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNLC’s FA Score shows that 2 FA rating(s) are green while FSBW’s FA Score has 2 green FA rating(s).

  • FNLC’s FA Score: 2 green, 3 red.
  • FSBW’s FA Score: 2 green, 3 red.
According to our system of comparison, FSBW is a better buy in the long-term than FNLC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNLC’s TA Score shows that 5 TA indicator(s) are bullish while FSBW’s TA Score has 4 bullish TA indicator(s).

  • FNLC’s TA Score: 5 bullish, 5 bearish.
  • FSBW’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, both FNLC and FSBW are a good buy in the short-term.

Price Growth

FNLC (@Regional Banks) experienced а +2.41% price change this week, while FSBW (@Regional Banks) price change was +0.45% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.87%. For the same industry, the average monthly price growth was -2.29%, and the average quarterly price growth was +6.77%.

Reported Earning Dates

FNLC is expected to report earnings on Oct 28, 2026.

FSBW is expected to report earnings on Jan 27, 2027.

Industries' Descriptions

@Regional Banks (+0.87% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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FNLC
Daily Signal:
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FSBW
Daily Signal:
Gain/Loss:
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FNLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLC has been closely correlated with THFF. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNLC jumps, then THFF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLC
1D Price
Change %
FNLC100%
+1.45%
THFF - FNLC
78%
Closely correlated
+1.42%
SRCE - FNLC
77%
Closely correlated
+1.35%
GABC - FNLC
75%
Closely correlated
+1.51%
EFSC - FNLC
75%
Closely correlated
+1.94%
BUSE - FNLC
75%
Closely correlated
+1.91%
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