FNLC
Price
$24.94
Change
-$0.12 (-0.48%)
Updated
Aug 6, 10:30 AM (EDT)
Capitalization
274.25M
GCBC
Price
$23.43
Change
-$0.10 (-0.42%)
Updated
Aug 6, 10:30 AM (EDT)
Capitalization
490.2M
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FNLC vs GCBC

Header iconFNLC vs GCBC Comparison
Open Charts FNLC vs GCBCBanner chart's image
First Ban
Price$24.94
Change-$0.12 (-0.48%)
VolumeN/A
Capitalization274.25M
Greene County Ban
Price$23.43
Change-$0.10 (-0.42%)
VolumeN/A
Capitalization490.2M
FNLC vs GCBC Comparison Chart in %
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FNLC
Daily Signalchanged days ago
Gain/Loss if bought
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GCBC
Daily Signalchanged days ago
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FNLC vs. GCBC commentary
Aug 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNLC is a Buy and GCBC is a StrongBuy.

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COMPARISON
Comparison
Aug 06, 2025
Stock price -- (FNLC: $25.06 vs. GCBC: $23.53)
Brand notoriety: FNLC and GCBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNLC: 74% vs. GCBC: 31%
Market capitalization -- FNLC: $274.25M vs. GCBC: $490.2M
FNLC [@Regional Banks] is valued at $274.25M. GCBC’s [@Regional Banks] market capitalization is $490.2M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNLC’s FA Score shows that 0 FA rating(s) are green whileGCBC’s FA Score has 0 green FA rating(s).

  • FNLC’s FA Score: 0 green, 5 red.
  • GCBC’s FA Score: 0 green, 5 red.
According to our system of comparison, FNLC is a better buy in the long-term than GCBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNLC’s TA Score shows that 6 TA indicator(s) are bullish while GCBC’s TA Score has 5 bullish TA indicator(s).

  • FNLC’s TA Score: 6 bullish, 4 bearish.
  • GCBC’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, both FNLC and GCBC are a good buy in the short-term.

Price Growth

FNLC (@Regional Banks) experienced а -2.11% price change this week, while GCBC (@Regional Banks) price change was -2.53% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.64%. For the same industry, the average monthly price growth was -0.04%, and the average quarterly price growth was +6.90%.

Reported Earning Dates

FNLC is expected to report earnings on May 09, 2025.

GCBC is expected to report earnings on May 09, 2025.

Industries' Descriptions

@Regional Banks (-0.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
GCBC($490M) has a higher market cap than FNLC($274M). GCBC has higher P/E ratio than FNLC: GCBC (16.93) vs FNLC (9.17). FNLC YTD gains are higher at: -4.440 vs. GCBC (-14.502). FNLC has more cash in the bank: 25.1M vs. GCBC (12.1M). FNLC has less debt than GCBC: FNLC (20.1M) vs GCBC (179M). FNLC has higher revenues than GCBC: FNLC (80.6M) vs GCBC (68.2M).
FNLCGCBCFNLC / GCBC
Capitalization274M490M56%
EBITDAN/AN/A-
Gain YTD-4.440-14.50231%
P/E Ratio9.1716.9354%
Revenue80.6M68.2M118%
Total Cash25.1M12.1M207%
Total Debt20.1M179M11%
FUNDAMENTALS RATINGS
FNLC vs GCBC: Fundamental Ratings
FNLC
GCBC
OUTLOOK RATING
1..100
6861
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
88
Overvalued
PROFIT vs RISK RATING
1..100
3553
SMR RATING
1..100
4746
PRICE GROWTH RATING
1..100
5862
P/E GROWTH RATING
1..100
6791
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FNLC's Valuation (49) in the Regional Banks industry is somewhat better than the same rating for GCBC (88) in the Savings Banks industry. This means that FNLC’s stock grew somewhat faster than GCBC’s over the last 12 months.

FNLC's Profit vs Risk Rating (35) in the Regional Banks industry is in the same range as GCBC (53) in the Savings Banks industry. This means that FNLC’s stock grew similarly to GCBC’s over the last 12 months.

GCBC's SMR Rating (46) in the Savings Banks industry is in the same range as FNLC (47) in the Regional Banks industry. This means that GCBC’s stock grew similarly to FNLC’s over the last 12 months.

FNLC's Price Growth Rating (58) in the Regional Banks industry is in the same range as GCBC (62) in the Savings Banks industry. This means that FNLC’s stock grew similarly to GCBC’s over the last 12 months.

FNLC's P/E Growth Rating (67) in the Regional Banks industry is in the same range as GCBC (91) in the Savings Banks industry. This means that FNLC’s stock grew similarly to GCBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNLCGCBC
RSI
ODDS (%)
Bearish Trend 1 day ago
56%
N/A
Stochastic
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
83%
Momentum
ODDS (%)
Bearish Trend 1 day ago
54%
Bearish Trend 1 day ago
57%
MACD
ODDS (%)
Bearish Trend 1 day ago
50%
Bearish Trend 1 day ago
53%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
51%
Bearish Trend 1 day ago
58%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
44%
Bearish Trend 1 day ago
57%
Advances
ODDS (%)
Bullish Trend 10 days ago
55%
Bullish Trend 1 day ago
80%
Declines
ODDS (%)
Bearish Trend 6 days ago
53%
Bearish Trend 6 days ago
58%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
54%
Bullish Trend 1 day ago
75%
Aroon
ODDS (%)
Bullish Trend 1 day ago
52%
Bullish Trend 1 day ago
73%
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FNLC
Daily Signalchanged days ago
Gain/Loss if bought
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GCBC
Daily Signalchanged days ago
Gain/Loss if bought
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FNLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLC has been closely correlated with CTBI. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNLC jumps, then CTBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLC
1D Price
Change %
FNLC100%
N/A
CTBI - FNLC
81%
Closely correlated
-0.24%
CVBF - FNLC
81%
Closely correlated
+2.51%
MBWM - FNLC
81%
Closely correlated
+0.42%
GSBC - FNLC
79%
Closely correlated
+0.77%
HFWA - FNLC
79%
Closely correlated
+1.51%
More

GCBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, GCBC has been closely correlated with PEBO. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if GCBC jumps, then PEBO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GCBC
1D Price
Change %
GCBC100%
+0.56%
PEBO - GCBC
67%
Closely correlated
+0.14%
FNLC - GCBC
67%
Closely correlated
N/A
FSBC - GCBC
67%
Closely correlated
+0.27%
BY - GCBC
67%
Closely correlated
+1.91%
FRME - GCBC
66%
Closely correlated
+0.53%
More