FPAY
Price
$1.16
Change
-$0.01 (-0.85%)
Updated
Jun 27 closing price
Capitalization
29.45M
45 days until earnings call
SOFI
Price
$17.18
Change
+$0.41 (+2.44%)
Updated
Jun 27 closing price
Capitalization
7.66B
38 days until earnings call
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FPAY vs SOFI

Header iconFPAY vs SOFI Comparison
Open Charts FPAY vs SOFIBanner chart's image
FlexShopper
Price$1.16
Change-$0.01 (-0.85%)
Volume$70.44K
Capitalization29.45M
SoFi Technologies
Price$17.18
Change+$0.41 (+2.44%)
Volume$92.3M
Capitalization7.66B
FPAY vs SOFI Comparison Chart in %
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FPAY
Daily Signalchanged days ago
Gain/Loss if bought
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SOFI
Daily Signalchanged days ago
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FPAY vs. SOFI commentary
Jun 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FPAY is a Buy and SOFI is a StrongBuy.

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COMPARISON
Comparison
Jun 29, 2025
Stock price -- (FPAY: $1.16 vs. SOFI: $17.18)
Brand notoriety: FPAY and SOFI are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: FPAY: 134% vs. SOFI: 146%
Market capitalization -- FPAY: $29.45M vs. SOFI: $7.66B
FPAY [@Finance/Rental/Leasing] is valued at $29.45M. SOFI’s [@Finance/Rental/Leasing] market capitalization is $7.66B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FPAY’s FA Score shows that 0 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • FPAY’s FA Score: 0 green, 5 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, SOFI is a better buy in the long-term than FPAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FPAY’s TA Score shows that 3 TA indicator(s) are bullish while SOFI’s TA Score has 5 bullish TA indicator(s).

  • FPAY’s TA Score: 3 bullish, 5 bearish.
  • SOFI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, SOFI is a better buy in the short-term than FPAY.

Price Growth

FPAY (@Finance/Rental/Leasing) experienced а -1.69% price change this week, while SOFI (@Finance/Rental/Leasing) price change was +13.03% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +4.25%. For the same industry, the average monthly price growth was +3.98%, and the average quarterly price growth was +16.48%.

Reported Earning Dates

FPAY is expected to report earnings on Aug 12, 2025.

SOFI is expected to report earnings on Aug 05, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+4.25% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($7.66B) has a higher market cap than FPAY($29.4M). SOFI has higher P/E ratio than FPAY: SOFI (9.44) vs FPAY (2.02). SOFI YTD gains are higher at: 11.558 vs. FPAY (-32.164). FPAY has less debt than SOFI: FPAY (108M) vs SOFI (5.36B). SOFI has higher revenues than FPAY: SOFI (2.11B) vs FPAY (108M).
FPAYSOFIFPAY / SOFI
Capitalization29.4M7.66B0%
EBITDA83.5MN/A-
Gain YTD-32.16411.558-278%
P/E Ratio2.029.4421%
Revenue108M2.11B5%
Total Cash5.73MN/A-
Total Debt108M5.36B2%
FUNDAMENTALS RATINGS
FPAY: Fundamental Ratings
FPAY
OUTLOOK RATING
1..100
74
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
PROFIT vs RISK RATING
1..100
100
SMR RATING
1..100
97
PRICE GROWTH RATING
1..100
81
P/E GROWTH RATING
1..100
97
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
FPAYSOFI
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
77%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
86%
Bearish Trend 2 days ago
90%
Momentum
ODDS (%)
Bearish Trend 2 days ago
86%
Bullish Trend 2 days ago
86%
MACD
ODDS (%)
Bearish Trend 2 days ago
84%
Bullish Trend 2 days ago
84%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
86%
Bullish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
87%
Bullish Trend 2 days ago
81%
Advances
ODDS (%)
Bullish Trend 27 days ago
82%
Bullish Trend 2 days ago
84%
Declines
ODDS (%)
Bearish Trend 4 days ago
84%
Bearish Trend 16 days ago
84%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
82%
Bearish Trend 2 days ago
82%
Aroon
ODDS (%)
N/A
Bullish Trend 2 days ago
84%
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FPAY
Daily Signalchanged days ago
Gain/Loss if bought
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SOFI
Daily Signalchanged days ago
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FPAY and

Correlation & Price change

A.I.dvisor tells us that FPAY and PYPL have been poorly correlated (+24% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FPAY and PYPL's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FPAY
1D Price
Change %
FPAY100%
-0.85%
PYPL - FPAY
24%
Poorly correlated
+0.64%
SOFI - FPAY
24%
Poorly correlated
+2.44%
DFS - FPAY
22%
Poorly correlated
N/A
R - FPAY
21%
Poorly correlated
+1.30%
AAMCF - FPAY
21%
Poorly correlated
N/A
More