FRME
Price
$40.39
Change
+$0.54 (+1.36%)
Updated
Sep 18, 12:36 PM (EDT)
Capitalization
2.28B
40 days until earnings call
TOWN
Price
$36.06
Change
+$0.92 (+2.62%)
Updated
Sep 18, 03:39 PM (EDT)
Capitalization
2.77B
35 days until earnings call
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FRME vs TOWN

Header iconFRME vs TOWN Comparison
Open Charts FRME vs TOWNBanner chart's image
First Merchants
Price$40.39
Change+$0.54 (+1.36%)
Volume$100
Capitalization2.28B
TowneBank
Price$36.06
Change+$0.92 (+2.62%)
Volume$200
Capitalization2.77B
FRME vs TOWN Comparison Chart in %
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FRME
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
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FRME vs. TOWN commentary
Sep 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Buy and TOWN is a Hold.

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COMPARISON
Comparison
Sep 18, 2025
Stock price -- (FRME: $39.86 vs. TOWN: $35.13)
Brand notoriety: FRME and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 118% vs. TOWN: 91%
Market capitalization -- FRME: $2.28B vs. TOWN: $2.77B
FRME [@Regional Banks] is valued at $2.28B. TOWN’s [@Regional Banks] market capitalization is $2.77B. The market cap for tickers in the [@Regional Banks] industry ranges from $168.53B to $0. The average market capitalization across the [@Regional Banks] industry is $7.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 1 FA rating(s) are green whileTOWN’s FA Score has 2 green FA rating(s).

  • FRME’s FA Score: 1 green, 4 red.
  • TOWN’s FA Score: 2 green, 3 red.
According to our system of comparison, FRME is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 7 TA indicator(s) are bullish while TOWN’s TA Score has 3 bullish TA indicator(s).

  • FRME’s TA Score: 7 bullish, 4 bearish.
  • TOWN’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, FRME is a better buy in the short-term than TOWN.

Price Growth

FRME (@Regional Banks) experienced а -0.90% price change this week, while TOWN (@Regional Banks) price change was -2.29% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.42%. For the same industry, the average monthly price growth was +3.56%, and the average quarterly price growth was +14.11%.

Reported Earning Dates

FRME is expected to report earnings on Oct 28, 2025.

TOWN is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.42% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TOWN($2.77B) has a higher market cap than FRME($2.28B). TOWN has higher P/E ratio than FRME: TOWN (15.21) vs FRME (10.35). TOWN YTD gains are higher at: 4.731 vs. FRME (2.648). TOWN has more cash in the bank: 127M vs. FRME (81.6M). TOWN has less debt than FRME: TOWN (273M) vs FRME (961M). TOWN has higher revenues than FRME: TOWN (750M) vs FRME (638M).
FRMETOWNFRME / TOWN
Capitalization2.28B2.77B82%
EBITDAN/AN/A-
Gain YTD2.6484.73156%
P/E Ratio10.3515.2168%
Revenue638M750M85%
Total Cash81.6M127M64%
Total Debt961M273M352%
FUNDAMENTALS RATINGS
FRME vs TOWN: Fundamental Ratings
FRME
TOWN
OUTLOOK RATING
1..100
7163
VALUATION
overvalued / fair valued / undervalued
1..100
39
Fair valued
57
Fair valued
PROFIT vs RISK RATING
1..100
4725
SMR RATING
1..100
1617
PRICE GROWTH RATING
1..100
5257
P/E GROWTH RATING
1..100
6559
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (39) in the Regional Banks industry is in the same range as TOWN (57). This means that FRME’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as FRME (47). This means that TOWN’s stock grew similarly to FRME’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as TOWN (17). This means that FRME’s stock grew similarly to TOWN’s over the last 12 months.

FRME's Price Growth Rating (52) in the Regional Banks industry is in the same range as TOWN (57). This means that FRME’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's P/E Growth Rating (59) in the Regional Banks industry is in the same range as FRME (65). This means that TOWN’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMETOWN
RSI
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
64%
Momentum
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
57%
MACD
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
72%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
56%
Bearish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 23 days ago
59%
Bullish Trend 8 days ago
60%
Declines
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
53%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
73%
Aroon
ODDS (%)
Bullish Trend 2 days ago
53%
N/A
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FRME
Daily Signalchanged days ago
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TOWN
Daily Signalchanged days ago
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FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with TRMK. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
+1.04%
TRMK - FRME
88%
Closely correlated
+0.89%
STBA - FRME
88%
Closely correlated
+0.95%
FFBC - FRME
88%
Closely correlated
+0.55%
FMBH - FRME
88%
Closely correlated
+0.80%
UBSI - FRME
88%
Closely correlated
+0.91%
More