GDOT
Price
$13.11
Change
-$0.00 (-0.00%)
Updated
Jul 31 closing price
Capitalization
743.11M
Earnings call today
Intraday BUY SELL Signals
UPBD
Price
$19.39
Change
-$0.73 (-3.63%)
Updated
Jul 31 closing price
Capitalization
1.13B
87 days until earnings call
Intraday BUY SELL Signals
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GDOT vs UPBD

GDOT vs UPBD Comparison Chart in %
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VS
GDOT vs. UPBD commentary
Aug 03, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is GDOT is a Hold and UPBD is a StrongBuy.

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COMPARISON
Comparison
Aug 03, 2026
Stock price -- (GDOT: $13.11 vs. UPBD: $19.39)
Brand notoriety: GDOT and UPBD are both not notable
GDOT represents the Savings Banks, while UPBD is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: GDOT: 42% vs. UPBD: 317%
Market capitalization -- GDOT: $743.11M vs. UPBD: $1.13B
GDOT [@Savings Banks] is valued at $743.11M. UPBD’s [@Packaged Software] market capitalization is $1.13B. The market cap for tickers in the [@Savings Banks] industry ranges from $677.86B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $400.93B to $0. The average market capitalization across the [@Savings Banks] industry is $33.61B. The average market capitalization across the [@Packaged Software] industry is $11.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

GDOT’s FA Score shows that 1 FA rating(s) are green whileUPBD’s FA Score has 1 green FA rating(s).

  • GDOT’s FA Score: 1 green, 4 red.
  • UPBD’s FA Score: 1 green, 4 red.
According to our system of comparison, UPBD is a better buy in the long-term than GDOT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

GDOT’s TA Score shows that 4 TA indicator(s) are bullish while UPBD’s TA Score has 5 bullish TA indicator(s).

  • GDOT’s TA Score: 4 bullish, 4 bearish.
  • UPBD’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both GDOT and UPBD are a good buy in the short-term.

Price Growth

GDOT (@Savings Banks) experienced а -1.28% price change this week, while UPBD (@Packaged Software) price change was -5.23% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.02%. For the same industry, the average monthly price growth was -7.19%, and the average quarterly price growth was +2.44%.

The average weekly price growth across all stocks in the @Packaged Software industry was +3.35%. For the same industry, the average monthly price growth was -4.23%, and the average quarterly price growth was -5.33%.

Reported Earning Dates

GDOT is expected to report earnings on Aug 03, 2026.

UPBD is expected to report earnings on Oct 29, 2026.

Industries' Descriptions

@Savings Banks (-0.02% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Packaged Software (+3.35% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPBD($1.13B) has a higher market cap than GDOT($743M). GDOT has higher P/E ratio than UPBD: GDOT (73.23) vs UPBD (12.59). UPBD YTD gains are higher at: 15.237 vs. GDOT (2.342). UPBD has higher annual earnings (EBITDA): 1.76B vs. GDOT (126M). GDOT has more cash in the bank: 1.65B vs. UPBD (105M). GDOT has less debt than UPBD: GDOT (566M) vs UPBD (1.71B). UPBD has higher revenues than GDOT: UPBD (4.74B) vs GDOT (2.18B).
GDOTUPBDGDOT / UPBD
Capitalization743M1.13B66%
EBITDA126M1.76B7%
Gain YTD2.34215.23715%
P/E Ratio73.2312.59582%
Revenue2.18B4.74B46%
Total Cash1.65B105M1,568%
Total Debt566M1.71B33%
FUNDAMENTALS RATINGS
GDOT vs UPBD: Fundamental Ratings
GDOT
UPBD
OUTLOOK RATING
1..100
6354
VALUATION
overvalued / fair valued / undervalued
1..100
81
Overvalued
3
Undervalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
9564
PRICE GROWTH RATING
1..100
4856
P/E GROWTH RATING
1..100
338
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UPBD's Valuation (3) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for GDOT (81). This means that UPBD’s stock grew significantly faster than GDOT’s over the last 12 months.

UPBD's Profit vs Risk Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as GDOT (100). This means that UPBD’s stock grew similarly to GDOT’s over the last 12 months.

UPBD's SMR Rating (64) in the Finance Or Rental Or Leasing industry is in the same range as GDOT (95). This means that UPBD’s stock grew similarly to GDOT’s over the last 12 months.

GDOT's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as UPBD (56). This means that GDOT’s stock grew similarly to UPBD’s over the last 12 months.

GDOT's P/E Growth Rating (3) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for UPBD (38). This means that GDOT’s stock grew somewhat faster than UPBD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
GDOTUPBD
RSI
ODDS (%)
Bearish Trend 7 days ago
80%
Bearish Trend 4 days ago
79%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 4 days ago
70%
Momentum
ODDS (%)
Bearish Trend 4 days ago
76%
Bearish Trend 4 days ago
71%
MACD
ODDS (%)
Bearish Trend 4 days ago
73%
Bearish Trend 4 days ago
85%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
78%
Bearish Trend 4 days ago
72%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
79%
Bearish Trend 4 days ago
73%
Advances
ODDS (%)
Bullish Trend 19 days ago
67%
Bullish Trend 7 days ago
69%
Declines
ODDS (%)
Bearish Trend 5 days ago
77%
Bearish Trend 4 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 4 days ago
70%
Aroon
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 4 days ago
66%
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GDOT
Daily Signal:
Gain/Loss:
UPBD
Daily Signal:
Gain/Loss:
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GDOT and

Correlation & Price change

A.I.dvisor indicates that over the last year, GDOT has been loosely correlated with BBDC. These tickers have moved in lockstep 41% of the time. This A.I.-generated data suggests there is some statistical probability that if GDOT jumps, then BBDC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GDOT
1D Price
Change %
GDOT100%
N/A
BBDC - GDOT
41%
Loosely correlated
-0.12%
CAR - GDOT
41%
Loosely correlated
-9.58%
HAPN - GDOT
41%
Loosely correlated
-0.98%
FOA - GDOT
40%
Loosely correlated
-1.86%
UPBD - GDOT
40%
Loosely correlated
-3.63%
More