HBT
Price
$23.85
Change
+$0.71 (+3.07%)
Updated
Nov 21 closing price
Capitalization
749.65M
66 days until earnings call
Intraday BUY SELL Signals
STEL
Price
$31.42
Change
+$1.29 (+4.28%)
Updated
Nov 21 closing price
Capitalization
1.61B
61 days until earnings call
Intraday BUY SELL Signals
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HBT vs STEL

Header iconHBT vs STEL Comparison
Open Charts HBT vs STELBanner chart's image
HBT Financial
Price$23.85
Change+$0.71 (+3.07%)
Volume$53.46K
Capitalization749.65M
Stellar Ban
Price$31.42
Change+$1.29 (+4.28%)
Volume$344.04K
Capitalization1.61B
HBT vs STEL Comparison Chart in %
HBT
Daily Signal:
Gain/Loss:
STEL
Daily Signal:
Gain/Loss:
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VS
HBT vs. STEL commentary
Nov 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBT is a Hold and STEL is a Hold.

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COMPARISON
Comparison
Nov 23, 2025
Stock price -- (HBT: $23.85 vs. STEL: $31.42)
Brand notoriety: HBT and STEL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HBT: 140% vs. STEL: 164%
Market capitalization -- HBT: $749.65M vs. STEL: $1.61B
HBT [@Regional Banks] is valued at $749.65M. STEL’s [@Regional Banks] market capitalization is $1.61B. The market cap for tickers in the [@Regional Banks] industry ranges from $173.07B to $0. The average market capitalization across the [@Regional Banks] industry is $8B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HBT’s FA Score shows that 2 FA rating(s) are green whileSTEL’s FA Score has 2 green FA rating(s).

  • HBT’s FA Score: 2 green, 3 red.
  • STEL’s FA Score: 2 green, 3 red.
According to our system of comparison, STEL is a better buy in the long-term than HBT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HBT’s TA Score shows that 3 TA indicator(s) are bullish while STEL’s TA Score has 6 bullish TA indicator(s).

  • HBT’s TA Score: 3 bullish, 4 bearish.
  • STEL’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, STEL is a better buy in the short-term than HBT.

Price Growth

HBT (@Regional Banks) experienced а +0.08% price change this week, while STEL (@Regional Banks) price change was +3.83% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.23%. For the same industry, the average monthly price growth was +2.37%, and the average quarterly price growth was +12.53%.

Reported Earning Dates

HBT is expected to report earnings on Jan 28, 2026.

STEL is expected to report earnings on Jan 23, 2026.

Industries' Descriptions

@Regional Banks (+0.23% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
STEL($1.61B) has a higher market cap than HBT($750M). STEL has higher P/E ratio than HBT: STEL (16.20) vs HBT (9.64). HBT (12.772) and STEL (12.479) have similar YTD gains . STEL has more cash in the bank: 136M vs. HBT (25.6M). STEL has less debt than HBT: STEL (70.2M) vs HBT (99.7M). STEL has higher revenues than HBT: STEL (423M) vs HBT (234M).
HBTSTELHBT / STEL
Capitalization750M1.61B47%
EBITDAN/AN/A-
Gain YTD12.77212.479102%
P/E Ratio9.6416.2060%
Revenue234M423M55%
Total Cash25.6M136M19%
Total Debt99.7M70.2M142%
FUNDAMENTALS RATINGS
HBT vs STEL: Fundamental Ratings
HBT
STEL
OUTLOOK RATING
1..100
2829
VALUATION
overvalued / fair valued / undervalued
1..100
53
Fair valued
64
Fair valued
PROFIT vs RISK RATING
1..100
1646
SMR RATING
1..100
2519
PRICE GROWTH RATING
1..100
5948
P/E GROWTH RATING
1..100
5422
SEASONALITY SCORE
1..100
28n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBT's Valuation (53) in the null industry is in the same range as STEL (64). This means that HBT’s stock grew similarly to STEL’s over the last 12 months.

HBT's Profit vs Risk Rating (16) in the null industry is in the same range as STEL (46). This means that HBT’s stock grew similarly to STEL’s over the last 12 months.

STEL's SMR Rating (19) in the null industry is in the same range as HBT (25). This means that STEL’s stock grew similarly to HBT’s over the last 12 months.

STEL's Price Growth Rating (48) in the null industry is in the same range as HBT (59). This means that STEL’s stock grew similarly to HBT’s over the last 12 months.

STEL's P/E Growth Rating (22) in the null industry is in the same range as HBT (54). This means that STEL’s stock grew similarly to HBT’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HBTSTEL
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
63%
Momentum
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
58%
MACD
ODDS (%)
Bearish Trend 3 days ago
55%
Bullish Trend 3 days ago
59%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
59%
Bullish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
57%
Advances
ODDS (%)
Bullish Trend 3 days ago
63%
Bullish Trend 3 days ago
58%
Declines
ODDS (%)
Bearish Trend 6 days ago
61%
Bearish Trend 11 days ago
67%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
73%
Aroon
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 3 days ago
74%
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HBT
Daily Signal:
Gain/Loss:
STEL
Daily Signal:
Gain/Loss:
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HBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBT has been closely correlated with MCBS. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBT jumps, then MCBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBT
1D Price
Change %
HBT100%
+3.07%
MCBS - HBT
86%
Closely correlated
+4.39%
FMBH - HBT
83%
Closely correlated
+3.67%
CTBI - HBT
80%
Closely correlated
+3.51%
SRCE - HBT
79%
Closely correlated
+2.95%
STEL - HBT
79%
Closely correlated
+4.28%
More