HTBK
Price
$9.84
Change
-$0.12 (-1.20%)
Updated
Sep 30, 01:03 PM (EDT)
Capitalization
620M
23 days until earnings call
VLYPP
Price
$25.44
Change
-$0.14 (-0.55%)
Updated
Sep 30, 12:10 PM (EDT)
Capitalization
N/A
Interact to see
Advertisement

HTBK vs VLYPP

Header iconHTBK vs VLYPP Comparison
Open Charts HTBK vs VLYPPBanner chart's image
Heritage Commerce
Price$9.84
Change-$0.12 (-1.20%)
Volume$146
Capitalization620M
Valley National Ban
Price$25.44
Change-$0.14 (-0.55%)
Volume$200
CapitalizationN/A
HTBK vs VLYPP Comparison Chart in %
Loading...
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HTBK vs. VLYPP commentary
Sep 30, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Buy and VLYPP is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 30, 2025
Stock price -- (HTBK: $9.96 vs. VLYPP: $25.58)
Brand notoriety: HTBK and VLYPP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 60% vs. VLYPP: 59%
Market capitalization -- HTBK: $620M vs. VLYPP: $0
HTBK [@Regional Banks] is valued at $620M. VLYPP’s [@Regional Banks] market capitalization is $0. The market cap for tickers in the [@Regional Banks] industry ranges from $163.52B to $0. The average market capitalization across the [@Regional Banks] industry is $7.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 1 FA rating(s) are green whileVLYPP’s FA Score has 2 green FA rating(s).

  • HTBK’s FA Score: 1 green, 4 red.
  • VLYPP’s FA Score: 2 green, 3 red.
According to our system of comparison, HTBK is a better buy in the long-term than VLYPP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 4 TA indicator(s) are bullish while VLYPP’s TA Score has 3 bullish TA indicator(s).

  • HTBK’s TA Score: 4 bullish, 4 bearish.
  • VLYPP’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, both HTBK and VLYPP are a bad buy in the short-term.

Price Growth

HTBK (@Regional Banks) experienced а -1.78% price change this week, while VLYPP (@Regional Banks) price change was +0.16% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.27%. For the same industry, the average monthly price growth was +0.67%, and the average quarterly price growth was +16.90%.

Reported Earning Dates

HTBK is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (-0.27% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
HTBK YTD gains are higher at: 10.651 vs. VLYPP (4.975). VLYPP has more cash in the bank: 441M vs. HTBK (44.3M). HTBK has less debt than VLYPP: HTBK (39.7M) vs VLYPP (3.45B). VLYPP has higher revenues than HTBK: VLYPP (1.91B) vs HTBK (182M).
HTBKVLYPPHTBK / VLYPP
Capitalization620MN/A-
EBITDAN/AN/A-
Gain YTD10.6514.975214%
P/E Ratio16.02N/A-
Revenue182M1.91B10%
Total Cash44.3M441M10%
Total Debt39.7M3.45B1%
FUNDAMENTALS RATINGS
HTBK vs VLYPP: Fundamental Ratings
HTBK
VLYPP
OUTLOOK RATING
1..100
5312
VALUATION
overvalued / fair valued / undervalued
1..100
52
Fair valued
3
Undervalued
PROFIT vs RISK RATING
1..100
5776
SMR RATING
1..100
381
PRICE GROWTH RATING
1..100
5751
P/E GROWTH RATING
1..100
21100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VLYPP's Valuation (3) in the Regional Banks industry is somewhat better than the same rating for HTBK (52). This means that VLYPP’s stock grew somewhat faster than HTBK’s over the last 12 months.

HTBK's Profit vs Risk Rating (57) in the Regional Banks industry is in the same range as VLYPP (76). This means that HTBK’s stock grew similarly to VLYPP’s over the last 12 months.

VLYPP's SMR Rating (1) in the Regional Banks industry is somewhat better than the same rating for HTBK (38). This means that VLYPP’s stock grew somewhat faster than HTBK’s over the last 12 months.

VLYPP's Price Growth Rating (51) in the Regional Banks industry is in the same range as HTBK (57). This means that VLYPP’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (21) in the Regional Banks industry is significantly better than the same rating for VLYPP (100). This means that HTBK’s stock grew significantly faster than VLYPP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKVLYPP
RSI
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
37%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
62%
Bearish Trend 1 day ago
39%
Momentum
ODDS (%)
Bearish Trend 1 day ago
57%
Bullish Trend 1 day ago
47%
MACD
ODDS (%)
Bearish Trend 1 day ago
67%
Bearish Trend 1 day ago
44%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
59%
Bullish Trend 1 day ago
47%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
57%
Bullish Trend 1 day ago
41%
Advances
ODDS (%)
Bullish Trend 13 days ago
59%
Bullish Trend 8 days ago
52%
Declines
ODDS (%)
Bearish Trend 8 days ago
56%
Bearish Trend 5 days ago
39%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
56%
Bearish Trend 1 day ago
38%
Aroon
ODDS (%)
Bullish Trend 1 day ago
47%
Bullish Trend 1 day ago
37%
View a ticker or compare two or three
Interact to see
Advertisement
HTBK
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
RSPYX31.53N/A
N/A
Victory RS Partners Y
PMDIX19.72N/A
N/A
Principal Small-MidCap Dividend Inc Inst
FSWCX13.00N/A
N/A
Fidelity SAI US Value Index
ASEFX16.12N/A
N/A
Nuveen Small Cap Select R6
SBHIX23.42N/A
N/A
Saratoga Health & Biotechnology I

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with FMBH. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-1.29%
FMBH - HTBK
89%
Closely correlated
-1.67%
UBSI - HTBK
88%
Closely correlated
-0.29%
SRCE - HTBK
87%
Closely correlated
-1.99%
STBA - HTBK
87%
Closely correlated
-1.65%
WSBC - HTBK
87%
Closely correlated
-1.02%
More

VLYPP and

Correlation & Price change

A.I.dvisor indicates that over the last year, VLYPP has been loosely correlated with FFIC. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if VLYPP jumps, then FFIC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VLYPP
1D Price
Change %
VLYPP100%
+0.43%
FFIC - VLYPP
49%
Loosely correlated
-1.29%
FHB - VLYPP
47%
Loosely correlated
-0.99%
DCOM - VLYPP
46%
Loosely correlated
-1.81%
HTBK - VLYPP
44%
Loosely correlated
-1.29%
BMRC - VLYPP
44%
Loosely correlated
-2.17%
More