HUM vs UNH
Humana Inc. (HUM) and UnitedHealth Group Incorporated (UNH) are large healthcare companies based in the US. Unitedhealth is the larger of the two by several orders of magnitude, with an enterprise value of $424B, while Humana has an EV of $57B at the time of this writing. Both companies operate as insurers for major medical policies, as well as supplemental policies such as Medicare Advantage and dental coverages. UNH operates in multiple segments under the Optum brand and the Unitedhealth brand, serving medical and pharmaceutical industry infrastructure with financial services and other logistics. Both companies derive significant income from government contracts for Medicaid, Medicare, and ACA-related health policies. Their margins are more modest than some industries, but they have reliable earnings. UNH has a slightly better ROE, currently at 22% at the time of this writing compared to HUM’s 17%, but their ROA is almost the same figure, at approximately 6.4%.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HUM’s FA Score shows that 1 FA rating(s) are green whileUNH’s FA Score has 4 green FA rating(s).
- HUM’s FA Score: 1 green, 4 red.
- UNH’s FA Score: 4 green, 1 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HUM’s TA Score shows that 6 TA indicator(s) are bullish while UNH’s TA Score has 6 bullish TA indicator(s).
- HUM’s TA Score: 6 bullish, 3 bearish.
- UNH’s TA Score: 6 bullish, 4 bearish.
Price Growth
HUM (@Managed Health Care) experienced а +0.32% price change this week, while UNH (@Managed Health Care) price change was +1.54% for the same time period.
The average weekly price growth across all stocks in the @Managed Health Care industry was -5.90%. For the same industry, the average monthly price growth was -10.92%, and the average quarterly price growth was +18.47%.
Reported Earning Dates
HUM is expected to report earnings on Feb 05, 2025.
UNH is expected to report earnings on Jan 15, 2025.
Industries' Descriptions
@Managed Health Care (-5.90% weekly)Managed healthcare industry focuses on providing health/medical and disability insurance plans, generally intended to reduce the cost of for-profit health care. The insurance products might be provided through employer-paid (fully or partly) insurance and benefit programs, or through Medicare/Medicaid. Some of the largest providers of managed health care include Aetna, Humana Inc., and Cigna, and UnitedHealthcare.
| HUM | UNH | HUM / UNH | |
| Capitalization | 42.4B | 451B | 9% |
| EBITDA | N/A | 36.3B | - |
| Gain YTD | -36.289 | 16.437 | -221% |
| P/E Ratio | 17.57 | 20.52 | 86% |
| Revenue | 106B | 372B | 28% |
| Total Cash | 21.3B | 29.6B | 72% |
| Total Debt | 12B | 62.5B | 19% |
HUM | UNH | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 9 | 14 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 30 Undervalued | 32 Undervalued | |
PROFIT vs RISK RATING 1..100 | 94 | 5 | |
SMR RATING 1..100 | 97 | 54 | |
PRICE GROWTH RATING 1..100 | 63 | 33 | |
P/E GROWTH RATING 1..100 | 44 | 18 | |
SEASONALITY SCORE 1..100 | n/a | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
HUM's Valuation (30) in the Managed Health Care industry is in the same range as UNH (32). This means that HUM’s stock grew similarly to UNH’s over the last 12 months.
UNH's Profit vs Risk Rating (5) in the Managed Health Care industry is significantly better than the same rating for HUM (94). This means that UNH’s stock grew significantly faster than HUM’s over the last 12 months.
UNH's SMR Rating (54) in the Managed Health Care industry is somewhat better than the same rating for HUM (97). This means that UNH’s stock grew somewhat faster than HUM’s over the last 12 months.
UNH's Price Growth Rating (33) in the Managed Health Care industry is in the same range as HUM (63). This means that UNH’s stock grew similarly to HUM’s over the last 12 months.
UNH's P/E Growth Rating (18) in the Managed Health Care industry is in the same range as HUM (44). This means that UNH’s stock grew similarly to HUM’s over the last 12 months.
| HUM | UNH | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 63% | 2 days ago 63% |
| Stochastic ODDS (%) | 2 days ago 63% | 2 days ago 60% |
| Momentum ODDS (%) | 2 days ago 70% | 2 days ago 54% |
| MACD ODDS (%) | 2 days ago 58% | 2 days ago 53% |
| TrendWeek ODDS (%) | 2 days ago 59% | 2 days ago 51% |
| TrendMonth ODDS (%) | 2 days ago 56% | 2 days ago 45% |
| Advances ODDS (%) | 9 days ago 59% | 4 days ago 53% |
| Declines ODDS (%) | 3 days ago 63% | 2 days ago 51% |
| BollingerBands ODDS (%) | 2 days ago 59% | 2 days ago 51% |
| Aroon ODDS (%) | 2 days ago 52% | 2 days ago 41% |
UNH and
Correlation & Price change
A.I.dvisor indicates that over the last year, UNH has been closely correlated with HUM. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if UNH jumps, then HUM could also see price increases.