IBCP
Price
$30.11
Change
+$0.02 (+0.07%)
Updated
Aug 4 closing price
Capitalization
529.95M
84 days until earnings call
IBOC
Price
$69.20
Change
+$1.76 (+2.61%)
Updated
Aug 4 closing price
Capitalization
3.47B
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IBCP vs IBOC

Header iconIBCP vs IBOC Comparison
Open Charts IBCP vs IBOCBanner chart's image
Independent Bank
Price$30.11
Change+$0.02 (+0.07%)
Volume$73.45K
Capitalization529.95M
International Bancshares
Price$69.20
Change+$1.76 (+2.61%)
Volume$220.21K
Capitalization3.47B
IBCP vs IBOC Comparison Chart in %
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IBCP
Daily Signalchanged days ago
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IBOC
Daily Signalchanged days ago
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IBCP vs. IBOC commentary
Aug 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a StrongBuy and IBOC is a StrongBuy.

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COMPARISON
Comparison
Aug 05, 2025
Stock price -- (IBCP: $30.11 vs. IBOC: $69.20)
Brand notoriety: IBCP and IBOC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 95% vs. IBOC: 104%
Market capitalization -- IBCP: $529.95M vs. IBOC: $3.47B
IBCP [@Regional Banks] is valued at $529.95M. IBOC’s [@Regional Banks] market capitalization is $3.47B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 1 FA rating(s) are green whileIBOC’s FA Score has 2 green FA rating(s).

  • IBCP’s FA Score: 1 green, 4 red.
  • IBOC’s FA Score: 2 green, 3 red.
According to our system of comparison, IBOC is a better buy in the long-term than IBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 4 TA indicator(s) are bullish while IBOC’s TA Score has 3 bullish TA indicator(s).

  • IBCP’s TA Score: 4 bullish, 6 bearish.
  • IBOC’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than IBOC.

Price Growth

IBCP (@Regional Banks) experienced а -6.75% price change this week, while IBOC (@Regional Banks) price change was -0.75% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.05%. For the same industry, the average monthly price growth was -0.18%, and the average quarterly price growth was +7.39%.

Reported Earning Dates

IBCP is expected to report earnings on Oct 28, 2025.

IBOC is expected to report earnings on May 05, 2025.

Industries' Descriptions

@Regional Banks (-1.05% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBOC($3.47B) has a higher market cap than IBCP($530M). IBCP (8.82) and IBOC (8.44) have similar P/E ratio . IBOC YTD gains are higher at: 10.755 vs. IBCP (-12.191). IBOC has less debt than IBCP: IBOC (120M) vs IBCP (129M). IBOC has higher revenues than IBCP: IBOC (833M) vs IBCP (200M).
IBCPIBOCIBCP / IBOC
Capitalization530M3.47B15%
EBITDAN/AN/A-
Gain YTD-12.19110.755-113%
P/E Ratio8.828.44105%
Revenue200M833M24%
Total Cash58.6MN/A-
Total Debt129M120M108%
FUNDAMENTALS RATINGS
IBCP vs IBOC: Fundamental Ratings
IBCP
IBOC
OUTLOOK RATING
1..100
6673
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
2214
SMR RATING
1..100
100100
PRICE GROWTH RATING
1..100
7954
P/E GROWTH RATING
1..100
5734
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (50) in the Regional Banks industry is in the same range as IBOC (50). This means that IBCP’s stock grew similarly to IBOC’s over the last 12 months.

IBOC's Profit vs Risk Rating (14) in the Regional Banks industry is in the same range as IBCP (22). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's SMR Rating (100) in the Regional Banks industry is in the same range as IBCP (100). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's Price Growth Rating (54) in the Regional Banks industry is in the same range as IBCP (79). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

IBOC's P/E Growth Rating (34) in the Regional Banks industry is in the same range as IBCP (57). This means that IBOC’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBCPIBOC
RSI
ODDS (%)
Bullish Trend 1 day ago
74%
Bearish Trend 1 day ago
65%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 1 day ago
78%
Momentum
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
65%
MACD
ODDS (%)
Bearish Trend 1 day ago
55%
Bearish Trend 1 day ago
64%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
60%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
54%
Advances
ODDS (%)
Bullish Trend 19 days ago
63%
Bullish Trend 7 days ago
68%
Declines
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
57%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
71%
Bearish Trend 4 days ago
55%
Aroon
ODDS (%)
Bearish Trend 1 day ago
64%
N/A
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IBCP
Daily Signalchanged days ago
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IBOC
Daily Signalchanged days ago
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IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with UBSI. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then UBSI could also see price increases.

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Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
+2.61%
UBSI - IBOC
91%
Closely correlated
+2.11%
TCBK - IBOC
91%
Closely correlated
+1.71%
FFIN - IBOC
90%
Closely correlated
+0.97%
BANR - IBOC
90%
Closely correlated
+1.80%
HWC - IBOC
90%
Closely correlated
+2.26%
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