IBOC
Price
$69.51
Change
-$0.17 (-0.24%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
3.47B
TOWN
Price
$35.93
Change
-$0.31 (-0.86%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
2.06B
6 days until earnings call
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IBOC vs TOWN

Header iconIBOC vs TOWN Comparison
Open Charts IBOC vs TOWNBanner chart's image
International Bancshares
Price$69.51
Change-$0.17 (-0.24%)
Volume$1.2K
Capitalization3.47B
TowneBank
Price$35.93
Change-$0.31 (-0.86%)
Volume$3.64K
Capitalization2.06B
IBOC vs TOWN Comparison Chart in %
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IBOC
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
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IBOC vs. TOWN commentary
Jul 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBOC is a Hold and TOWN is a Hold.

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COMPARISON
Comparison
Jul 19, 2025
Stock price -- (IBOC: $69.68 vs. TOWN: $36.24)
Brand notoriety: IBOC and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBOC: 103% vs. TOWN: 126%
Market capitalization -- IBOC: $3.47B vs. TOWN: $2.06B
IBOC [@Regional Banks] is valued at $3.47B. TOWN’s [@Regional Banks] market capitalization is $2.06B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBOC’s FA Score shows that 2 FA rating(s) are green whileTOWN’s FA Score has 2 green FA rating(s).

  • IBOC’s FA Score: 2 green, 3 red.
  • TOWN’s FA Score: 2 green, 3 red.
According to our system of comparison, IBOC is a better buy in the long-term than TOWN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBOC’s TA Score shows that 3 TA indicator(s) are bullish while TOWN’s TA Score has 5 bullish TA indicator(s).

  • IBOC’s TA Score: 3 bullish, 5 bearish.
  • TOWN’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than IBOC.

Price Growth

IBOC (@Regional Banks) experienced а -0.83% price change this week, while TOWN (@Regional Banks) price change was +0.81% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +5.35%, and the average quarterly price growth was +9.88%.

Reported Earning Dates

IBOC is expected to report earnings on May 05, 2025.

TOWN is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBOC($3.47B) has a higher market cap than TOWN($2.06B). TOWN has higher P/E ratio than IBOC: TOWN (13.37) vs IBOC (8.44). IBOC YTD gains are higher at: 11.523 vs. TOWN (8.025). IBOC has less debt than TOWN: IBOC (120M) vs TOWN (460M). IBOC has higher revenues than TOWN: IBOC (833M) vs TOWN (695M).
IBOCTOWNIBOC / TOWN
Capitalization3.47B2.06B168%
EBITDAN/AN/A-
Gain YTD11.5238.025144%
P/E Ratio8.4413.3763%
Revenue833M695M120%
Total CashN/A83.9M-
Total Debt120M460M26%
FUNDAMENTALS RATINGS
IBOC vs TOWN: Fundamental Ratings
IBOC
TOWN
OUTLOOK RATING
1..100
1322
VALUATION
overvalued / fair valued / undervalued
1..100
83
Overvalued
71
Overvalued
PROFIT vs RISK RATING
1..100
1421
SMR RATING
1..100
1213
PRICE GROWTH RATING
1..100
4747
P/E GROWTH RATING
1..100
4355
SEASONALITY SCORE
1..100
4650

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TOWN's Valuation (71) in the Regional Banks industry is in the same range as IBOC (83). This means that TOWN’s stock grew similarly to IBOC’s over the last 12 months.

IBOC's Profit vs Risk Rating (14) in the Regional Banks industry is in the same range as TOWN (21). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's SMR Rating (12) in the Regional Banks industry is in the same range as TOWN (13). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's Price Growth Rating (47) in the Regional Banks industry is in the same range as TOWN (47). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

IBOC's P/E Growth Rating (43) in the Regional Banks industry is in the same range as TOWN (55). This means that IBOC’s stock grew similarly to TOWN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
IBOCTOWN
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
78%
Momentum
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
53%
MACD
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
59%
Declines
ODDS (%)
N/A
Bearish Trend 4 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
70%
Aroon
ODDS (%)
N/A
Bearish Trend 2 days ago
59%
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IBOC
Daily Signalchanged days ago
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TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with UBSI. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
+1.98%
UBSI - IBOC
92%
Closely correlated
+2.04%
FFIN - IBOC
91%
Closely correlated
+1.29%
TCBK - IBOC
91%
Closely correlated
+1.43%
HWC - IBOC
90%
Closely correlated
+1.38%
BHLB - IBOC
90%
Closely correlated
+1.19%
More