INBK
Price
$21.95
Change
-$0.48 (-2.14%)
Updated
Oct 1, 04:59 PM (EDT)
Capitalization
195.61M
21 days until earnings call
MCBS
Price
$27.80
Change
+$0.11 (+0.40%)
Updated
Oct 1, 04:59 PM (EDT)
Capitalization
707.14M
16 days until earnings call
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INBK vs MCBS

Header iconINBK vs MCBS Comparison
Open Charts INBK vs MCBSBanner chart's image
First Internet Ban
Price$21.95
Change-$0.48 (-2.14%)
Volume$899
Capitalization195.61M
MetroCity Bankshares
Price$27.80
Change+$0.11 (+0.40%)
Volume$366
Capitalization707.14M
INBK vs MCBS Comparison Chart in %
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INBK
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
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INBK vs. MCBS commentary
Oct 01, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INBK is a Buy and MCBS is a StrongBuy.

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COMPARISON
Comparison
Oct 01, 2025
Stock price -- (INBK: $22.43 vs. MCBS: $27.69)
Brand notoriety: INBK and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: INBK: 91% vs. MCBS: 178%
Market capitalization -- INBK: $195.61M vs. MCBS: $707.14M
INBK [@Regional Banks] is valued at $195.61M. MCBS’s [@Regional Banks] market capitalization is $707.14M. The market cap for tickers in the [@Regional Banks] industry ranges from $164.73B to $0. The average market capitalization across the [@Regional Banks] industry is $7.85B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

INBK’s FA Score shows that 0 FA rating(s) are green whileMCBS’s FA Score has 1 green FA rating(s).

  • INBK’s FA Score: 0 green, 5 red.
  • MCBS’s FA Score: 1 green, 4 red.
According to our system of comparison, MCBS is a better buy in the long-term than INBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

INBK’s TA Score shows that 5 TA indicator(s) are bullish while MCBS’s TA Score has 4 bullish TA indicator(s).

  • INBK’s TA Score: 5 bullish, 4 bearish.
  • MCBS’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, INBK is a better buy in the short-term than MCBS.

Price Growth

INBK (@Regional Banks) experienced а -6.10% price change this week, while MCBS (@Regional Banks) price change was -4.42% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.48%. For the same industry, the average monthly price growth was +0.43%, and the average quarterly price growth was +19.26%.

Reported Earning Dates

INBK is expected to report earnings on Oct 22, 2025.

MCBS is expected to report earnings on Oct 17, 2025.

Industries' Descriptions

@Regional Banks (-0.48% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($707M) has a higher market cap than INBK($196M). INBK has higher P/E ratio than MCBS: INBK (12.76) vs MCBS (10.77). MCBS YTD gains are higher at: -11.212 vs. INBK (-37.233). MCBS has more cash in the bank: 279M vs. INBK (9.26M). INBK has less debt than MCBS: INBK (370M) vs MCBS (433M). MCBS has higher revenues than INBK: MCBS (145M) vs INBK (137M).
INBKMCBSINBK / MCBS
Capitalization196M707M28%
EBITDAN/AN/A-
Gain YTD-37.233-11.212332%
P/E Ratio12.7610.77118%
Revenue137M145M94%
Total Cash9.26M279M3%
Total Debt370M433M85%
FUNDAMENTALS RATINGS
INBK vs MCBS: Fundamental Ratings
INBK
MCBS
OUTLOOK RATING
1..100
5163
VALUATION
overvalued / fair valued / undervalued
1..100
47
Fair valued
60
Fair valued
PROFIT vs RISK RATING
1..100
8438
SMR RATING
1..100
5433
PRICE GROWTH RATING
1..100
8561
P/E GROWTH RATING
1..100
7679
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

INBK's Valuation (47) in the Regional Banks industry is in the same range as MCBS (60) in the null industry. This means that INBK’s stock grew similarly to MCBS’s over the last 12 months.

MCBS's Profit vs Risk Rating (38) in the null industry is somewhat better than the same rating for INBK (84) in the Regional Banks industry. This means that MCBS’s stock grew somewhat faster than INBK’s over the last 12 months.

MCBS's SMR Rating (33) in the null industry is in the same range as INBK (54) in the Regional Banks industry. This means that MCBS’s stock grew similarly to INBK’s over the last 12 months.

MCBS's Price Growth Rating (61) in the null industry is in the same range as INBK (85) in the Regional Banks industry. This means that MCBS’s stock grew similarly to INBK’s over the last 12 months.

INBK's P/E Growth Rating (76) in the Regional Banks industry is in the same range as MCBS (79) in the null industry. This means that INBK’s stock grew similarly to MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
INBKMCBS
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
65%
MACD
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 14 days ago
69%
Bullish Trend 14 days ago
68%
Declines
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
73%
Aroon
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
77%
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INBK
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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INBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, INBK has been closely correlated with IBCP. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if INBK jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To INBK
1D Price
Change %
INBK100%
-3.32%
IBCP - INBK
74%
Closely correlated
-0.05%
MCBS - INBK
73%
Closely correlated
-1.18%
TRMK - INBK
71%
Closely correlated
-0.38%
UBSI - INBK
71%
Closely correlated
-0.08%
FHB - INBK
70%
Closely correlated
-0.36%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with IBCP. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
-1.18%
IBCP - MCBS
89%
Closely correlated
-0.05%
TCBK - MCBS
89%
Closely correlated
-0.34%
BANF - MCBS
88%
Closely correlated
-0.61%
SMBC - MCBS
88%
Closely correlated
-1.33%
MBWM - MCBS
88%
Closely correlated
+0.18%
More