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INTU vs WDAY
Which Stock Would AI Choose? Intuit (INTU) vs. Workday (WDAY) Stock Comparison
Key Takeaways
- Intuit and Workday are both AI-exposed software leaders, but they face sharply different 2026 stock trajectories and market narratives.
- INTU delivered beat-and-raise results yet still sold off sharply, as investors weigh whether AI could disrupt its core TurboTax franchise.
- WDAY has rebounded strongly off recent lows on accelerating AI-agent adoption, though it remains in negative year-to-date territory.
- Valuation has compressed for both: Intuit trades near roughly 14 times forward earnings, while Workday trades near roughly 17 times forward earnings.
- Both companies have leaned into AI partnerships and acquisitions, underscoring how central artificial intelligence has become to their growth stories.
Introduction
Software investors weighing relative performance and market positioning are increasingly looking at how established franchises are adapting to artificial intelligence. Intuit and Workday offer a useful contrast: one serves consumers, small businesses, and accountants; the other serves large enterprises with cloud-based human resources (HR) and finance applications. Comparing these two stocks helps clarify how AI is simultaneously creating opportunity and disruption risk across the broader software sector. For traders monitoring momentum and for longer-term investors assessing valuation and business-model durability, the divergence between INTU and WDAY in recent market activity provides a timely lens on sentiment shifts.
INTU Overview and Recent Performance
Intuit is a financial software platform best known for TurboTax, QuickBooks, Credit Karma, and Mailchimp, serving roughly 100 million customers globally. Its business spans consumer tax filing, small-business accounting and payments, and personal finance. In recent weeks, INTU has been one of the more volatile large-cap software names. Despite reporting a beat-and-raise fiscal third quarter—revenue up about 10% year over year and management lifting full-year guidance—shares fell sharply as investors focused on slowing TurboTax growth and a roughly 17% workforce reduction tied to an organizational simplification.
The stock's 2026 decline has been severe, with shares down on the order of 50% for the year at points, placing Intuit on pace for its worst annual performance since the mid-1990s. Sentiment has been pressured by questions over whether AI-powered tax-preparation tools could erode TurboTax's moat, particularly among price-sensitive do-it-yourself filers. More recently, the company announced an agreement to acquire Sequence, an AI startup automating billing, payments, and revenue management, alongside partnerships with Anthropic and OpenAI. These moves have offered intermittent relief, but the overriding narrative remains one of a high-quality franchise repricing against AI-disruption uncertainty.
WDAY Overview and Recent Performance
Workday is an enterprise cloud-software provider specializing in human capital management (HCM) and financial management applications, with more than 11,500 organizations as customers and a footprint that includes the majority of the Fortune 500. Its recent performance has been shaped by a visible pivot toward AI agents. In its most recent quarter, revenue rose about 13% year over year, subscription revenue grew at a similar clip, and AI products accounted for more than a quarter of new annual contract value (ACV), with thousands of customers deploying at least one AI agent.
While WDAY remains down year to date, its short-term momentum has improved considerably, with shares recovering strongly over the past six months following a prolonged slide. The company has expanded its AI distribution through an Anthropic integration, announced the acquisition of identity-governance provider C1.ai, and reported its AI portfolio approaching roughly $600 million in annual recurring revenue. At the same time, analysts have flagged caution, noting that HR information-technology (IT) budgets may lag broader enterprise AI spending, which could delay the monetization of Workday's agentic offerings. The result is a stock caught between improving AI fundamentals and near-term growth questions.
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Head-to-Head Comparison
The most important contrast between these two names is the nature of their exposure to AI. Intuit faces a potential disruption risk: its TurboTax franchise is squarely in the path of AI-enabled tax-filing alternatives, which has driven a valuation reset even as QuickBooks and Credit Karma deliver solid growth. Workday, by contrast, is positioning AI as an extension of its platform, embedding agents into HR and finance workflows where it already holds enterprise relationships and a recurring-revenue base.
Growth profiles also differ. Intuit is larger and more diversified, with an annual revenue base approaching roughly $21 billion, but its growth has decelerated into the low double digits, and margin expansion is competing with rising AI investment. Workday is smaller and faster-growing in subscription terms, with an AI narrative that is gaining traction but a longer path to fully monetizing its agent portfolio. From a risk standpoint, Intuit carries regulatory and competitive overhangs tied to tax filing, while Workday faces execution risk around the pace of AI adoption and potential budget prioritization away from HR software.
In terms of recent momentum and sentiment, the two have diverged meaningfully. Intuit's 2026 decline reflects a market actively de-rating a franchise, whereas Workday's recovery suggests investors are beginning to reward its AI positioning despite lingering caution from some analysts. Both now trade at historically compressed multiples relative to their own histories, but for different reasons.
Tickeron AI Verdict
Based on observable factors such as trend consistency, stability, catalysts, and relative positioning, Tickeron's AI would likely express a cautious preference for WDAY in the current environment. Workday's improving short-term momentum, its expanding AI-agent adoption, and a cleaner path to incremental monetization present a more constructive trend profile than Intuit's, where a pronounced 2026 decline and active de-rating suggest the market is still discounting structural disruption risk to the tax business. That said, Intuit's compressed valuation and diversified cash flows keep it in contention if AI-related fears prove overdone. The assessment is probabilistic rather than definitive: the AI would favor the stock whose trend and catalyst profile currently appear more stable, while acknowledging that sentiment in both names can shift quickly as AI developments unfold.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is INTU is a Buy and WDAY is a Buy.
INTU in upward trend: price rose above 50-day moving average on October 15, 2026
INTU moved above its 50-day moving average on October 15, 2026 date and that indicates a change from a downward trend to an upward trend. In 38 of 56 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 68%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 07, 2026. You may want to consider a long position or call options on INTU as a result. In 54 of 86 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 63%.
The Moving Average Convergence Divergence (MACD) for INTU just turned positive on October 06, 2026. Looking at past instances where INTU's MACD turned positive, the stock continued to rise in 33 of 50 cases over the following month. The odds of a continued upward trend are 66%.
The 10-day moving average for INTU crossed bullishly above the 50-day moving average on October 22, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 11 of 20 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 55%.
Following a +5.85% 3-day Advance, the price is estimated to grow further. Considering data from situations where INTU advanced for three days, in 188 of 315 cases, the price rose further within the following month. The odds of a continued upward trend are 60%.
The Aroon Indicator entered an Uptrend today. In 135 of 205 cases where INTU Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 66%.
Bearish Trend Analysis
The 10-day RSI Indicator for INTU moved out of overbought territory on October 23, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 25 similar instances where the indicator moved out of overbought territory. In 17 of the 25 cases, the stock moved lower in the following days. This puts the odds of a move lower at 68%.
The Stochastic Oscillator may be shifting from an upward trend to a downward trend. In 45 of 66 cases where INTU's Stochastic Oscillator exited the overbought zone, the price fell further within the following month. The odds of a continued downward trend are 68%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where INTU declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 68%.
INTU broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Seasonality Score of 40 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron SMR rating for this company is 41 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 55 (best 1 - 100 worst), indicating steady price growth. INTU’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 68 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (4.618) is normal, around the industry mean (-1.214). P/E Ratio (19.854) is within average values for comparable stocks, (15.232). Projected Growth (PEG Ratio) (0.855) is also within normal values, averaging (2.824). Dividend Yield (0.017) settles around the average of (0.071) among similar stocks. P/S Ratio (4.108) is also within normal values, averaging (71.128).
The Tickeron PE Growth Rating for this company is 92 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. INTU’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock worse than average.
WDAY in upward trend: price rose above 50-day moving average on October 19, 2026
WDAY moved above its 50-day moving average on October 19, 2026 date and that indicates a change from a downward trend to an upward trend. In 28 of 40 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 70%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 15, 2026. You may want to consider a long position or call options on WDAY as a result. In 57 of 87 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 66%.
The Moving Average Convergence Divergence (MACD) for WDAY just turned positive on October 15, 2026. Looking at past instances where WDAY's MACD turned positive, the stock continued to rise in 28 of 47 cases over the following month. The odds of a continued upward trend are 60%.
The 10-day moving average for WDAY crossed bullishly above the 50-day moving average on October 21, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 10 of 16 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 62%.
Following a +6.90% 3-day Advance, the price is estimated to grow further. Considering data from situations where WDAY advanced for three days, in 173 of 303 cases, the price rose further within the following month. The odds of a continued upward trend are 57%.
The Aroon Indicator entered an Uptrend today. In 105 of 167 cases where WDAY Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 63%.
Bearish Trend Analysis
The 10-day RSI Indicator for WDAY moved out of overbought territory on October 26, 2026. This could be a bearish sign for the stock. Traders may want to consider selling the stock or buying put options. Tickeron's A.I.dvisor looked at 40 similar instances where the indicator moved out of overbought territory. In 24 of the 40 cases, the stock moved lower in the following days. This puts the odds of a move lower at 60%.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 6 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where WDAY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 70%.
WDAY broke above its upper Bollinger Band on October 22, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. WDAY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron SMR rating for this company is 54 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 81 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (7.624) is normal, around the industry mean (-1.214). P/E Ratio (41.537) is within average values for comparable stocks, (15.232). Projected Growth (PEG Ratio) (0.689) is also within normal values, averaging (2.824). Dividend Yield (0.000) settles around the average of (0.071) among similar stocks. P/S Ratio (4.773) is also within normal values, averaging (71.128).
The Tickeron PE Growth Rating for this company is 93 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. WDAY’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 94, placing this stock worse than average.
INTU | WDAY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 32 | 23 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 68 Overvalued | 81 Overvalued | |
PROFIT vs RISK RATING 1..100 | 100 | 100 | |
SMR RATING 1..100 | 41 | 54 | |
PRICE GROWTH RATING 1..100 | 55 | 38 | |
P/E GROWTH RATING 1..100 | 92 | 93 | |
SEASONALITY SCORE 1..100 | 40 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
INTU's Valuation (68) in the Packaged Software industry is in the same range as WDAY (81) in the Information Technology Services industry. This means that INTU’s stock grew similarly to WDAY’s over the last 12 months.
INTU's Profit vs Risk Rating (100) in the Packaged Software industry is in the same range as WDAY (100) in the Information Technology Services industry. This means that INTU’s stock grew similarly to WDAY’s over the last 12 months.
INTU's SMR Rating (41) in the Packaged Software industry is in the same range as WDAY (54) in the Information Technology Services industry. This means that INTU’s stock grew similarly to WDAY’s over the last 12 months.
WDAY's Price Growth Rating (38) in the Information Technology Services industry is in the same range as INTU (55) in the Packaged Software industry. This means that WDAY’s stock grew similarly to INTU’s over the last 12 months.
INTU's P/E Growth Rating (92) in the Packaged Software industry is in the same range as WDAY (93) in the Information Technology Services industry. This means that INTU’s stock grew similarly to WDAY’s over the last 12 months.
| INTU | WDAY | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 68% | 1 day ago 60% |
| Stochastic ODDS (%) | 1 day ago 68% | 1 day ago 75% |
| Momentum ODDS (%) | 1 day ago 63% | 1 day ago 66% |
| MACD ODDS (%) | 1 day ago 66% | 1 day ago 60% |
| TrendWeek ODDS (%) | 1 day ago 66% | 1 day ago 62% |
| TrendMonth ODDS (%) | 1 day ago 60% | 1 day ago 64% |
| Advances ODDS (%) | 8 days ago 60% | 10 days ago 57% |
| Declines ODDS (%) | 1 day ago 68% | 1 day ago 70% |
| BollingerBands ODDS (%) | 1 day ago 69% | 1 day ago 68% |
| Aroon ODDS (%) | 1 day ago 66% | 1 day ago 63% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
INTU’s FA Score shows that 0 FA rating(s) are green while WDAY’s FA Score has 0 green FA rating(s).
- INTU’s FA Score: 0 green, 5 red.
- WDAY’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
INTU’s TA Score shows that 6 TA indicator(s) are bullish while WDAY’s TA Score has 6 bullish TA indicator(s).
- INTU’s TA Score: 6 bullish, 4 bearish.
- WDAY’s TA Score: 6 bullish, 4 bearish.
Price Growth
INTU (@Packaged Software) experienced а -2.21% price change this week, while WDAY (@Packaged Software) price change was +0.69% for the same time period.
The average weekly price growth across all stocks in the @Packaged Software industry was -0.11%. For the same industry, the average monthly price growth was -0.94%, and the average quarterly price growth was +0.38%.
Reported Earning Dates
INTU is expected to report earnings on Nov 19, 2026.
WDAY is expected to report earnings on Nov 24, 2026.
Industries' Descriptions
@Packaged Software (-0.11% weekly)Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.
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WDAY and
Correlation & Price change
A.I.dvisor indicates that over the last year, WDAY has been closely correlated with ADBE. These tickers have moved in lockstep 75% of the time. This A.I.-generated data suggests there is a high statistical probability that if WDAY jumps, then ADBE could also see price increases.
| Ticker / NAME | Correlation To WDAY | 1D Price Change % | ||
|---|---|---|---|---|
| WDAY | 100% | -0.54% | ||
| ADBE - WDAY | 75% Closely correlated | +0.56% | ||
| ASAN - WDAY | 75% Closely correlated | -0.93% | ||
| NOW - WDAY | 75% Closely correlated | -3.00% | ||
| FRSH - WDAY | 73% Closely correlated | +3.22% | ||
| INTU - WDAY | 72% Closely correlated | -0.08% | ||
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