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LNC vs MET
Which Stock Would AI Choose? Lincoln National Corporation (LNC) vs. MetLife, Inc. (MET) Stock Comparison
Key Takeaways
- Lincoln National Corporation (LNC) operates primarily in U.S. life insurance, annuities, group protection, and retirement services, while MetLife, Inc. (MET) maintains a broader global footprint across group benefits, retirement solutions, and international markets.
- In recent market activity through late July 2026, LNC traded near $45.61 with a year-to-date return of approximately 6.05%, compared to MET near $96.13 with a year-to-date return of approximately 23.59%.
- LNC exhibits a lower trailing P/E ratio of about 3.84 versus MET at approximately 18.59, alongside higher earnings per share but greater stock price volatility indicated by a beta of 1.16 versus 0.78.
- Market capitalization stands significantly higher for MET at roughly $61.85 billion compared to LNC at about $8.73 billion, reflecting differences in scale and diversification.
- Both companies operate in the life insurance sector and have delivered positive longer-term returns, with MET showing stronger one-year performance of around 30.37% versus LNC at 25.33% as of late July 2026.
- Recent developments include upcoming earnings for MET and ongoing focus on dividends and operational segments for both firms amid stable sector conditions.
Introduction
Investors and traders evaluating opportunities in the life insurance and financial services sector often compare Lincoln National Corporation (LNC) and MetLife, Inc. (MET) due to their overlapping business lines in insurance, annuities, and retirement products. This stock comparison highlights differences in scale, geographic exposure, valuation metrics, and recent relative performance to assist those assessing portfolio positioning within the broader financials industry. Market participants monitoring sector trends, dividend yields, or risk-adjusted returns may find the analysis relevant when reviewing peers with varying market capitalizations and operational footprints.
LNC Overview and Recent Performance
Lincoln National Corporation (LNC) provides life insurance, annuities, group protection, and retirement plan services primarily in the United States through segments including Life Insurance, Annuities, Group Protection, and Retirement Plan Services. In recent weeks, the stock has traded in a range reflecting broader market movements in the financial sector, closing at $45.61 on July 31, 2026. Year-to-date returns reached approximately 6.05%, while the trailing twelve-month performance showed gains of about 25.33%. Factors influencing sentiment include the company’s attractive trailing P/E ratio near 3.84, elevated earnings per share, and a higher beta of 1.16 indicating greater sensitivity to market fluctuations compared to peers. Dividend yield stands around 3.95%, supported by consistent payout history.
MET Overview and Recent Performance
MetLife, Inc. (MET) delivers insurance, annuities, employee benefits, and asset management services on a global scale through segments such as Group Benefits, Retirement and Income Solutions, and international operations in Asia, Latin America, and Europe. Recent market activity saw the stock close at $96.13 on July 31, 2026, with year-to-date returns of approximately 23.59% and one-year gains near 30.37%. The company maintains a lower beta of 0.78, suggesting relatively lower volatility, alongside a trailing P/E ratio of about 18.59. Developments in recent weeks have centered on upcoming second-quarter earnings, dividend declarations, and operational updates in areas like pension risk transfers and sustainability initiatives, contributing to steady investor attention amid sector dynamics.
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Head-to-Head Comparison
In business model terms, LNC maintains a more concentrated U.S.-focused operation across life, annuities, and group segments, whereas MET benefits from greater international diversification and scale in employee benefits and retirement solutions. Growth drivers differ with MET leveraging global markets and pension risk transfers, while LNC emphasizes domestic retirement and protection products. Recent momentum favors MET on a year-to-date basis, though LNC offers a notably lower valuation multiple. Risk factors include higher volatility for LNC versus MET’s more stable profile. Sector exposure remains aligned in life insurance, yet market sentiment reflects MET’s larger capitalization and broader analyst coverage.
Tickeron AI Verdict
Based on observable factors such as consistent trend positioning, relative stability metrics, and earnings visibility, Tickeron’s AI models currently assign a probabilistic edge to MET in the near term due to stronger year-to-date performance and lower volatility profile. LNC presents compelling valuation attributes that could support outperformance in certain scenarios. The assessment remains probabilistic and tied to prevailing market conditions without constituting definitive guidance.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LNC is a Buy and MET is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
LNC’s FA Score shows that 1 FA rating(s) are green whileMET’s FA Score has 3 green FA rating(s).
- LNC’s FA Score: 1 green, 4 red.
- MET’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
LNC’s TA Score shows that 3 TA indicator(s) are bullish while MET’s TA Score has 3 bullish TA indicator(s).
- LNC’s TA Score: 3 bullish, 5 bearish.
- MET’s TA Score: 3 bullish, 5 bearish.
Price Growth
LNC (@Life/Health Insurance) experienced а -5.99% price change this week, while MET (@Life/Health Insurance) price change was +0.42% for the same time period.
The average weekly price growth across all stocks in the @Life/Health Insurance industry was -3.49%. For the same industry, the average monthly price growth was -2.88%, and the average quarterly price growth was +4.17%.
Reported Earning Dates
LNC is expected to report earnings on Nov 04, 2026.
MET is expected to report earnings on Nov 04, 2026.
Industries' Descriptions
@Life/Health Insurance (-3.49% weekly)Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.
| LNC | MET | LNC / MET | |
| Capitalization | 8.67B | 61.9B | 14% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 2.538 | 25.038 | 10% |
| P/E Ratio | 3.81 | 18.67 | 20% |
| Revenue | 19.5B | 76B | 26% |
| Total Cash | 39.4B | N/A | - |
| Total Debt | 6.87B | 21.1B | 33% |
LNC | MET | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 63 | 81 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 8 Undervalued | 37 Fair valued | |
PROFIT vs RISK RATING 1..100 | 100 | 24 | |
SMR RATING 1..100 | 71 | 96 | |
PRICE GROWTH RATING 1..100 | 42 | 15 | |
P/E GROWTH RATING 1..100 | 91 | 18 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
LNC's Valuation (8) in the Life Or Health Insurance industry is in the same range as MET (37). This means that LNC’s stock grew similarly to MET’s over the last 12 months.
MET's Profit vs Risk Rating (24) in the Life Or Health Insurance industry is significantly better than the same rating for LNC (100). This means that MET’s stock grew significantly faster than LNC’s over the last 12 months.
LNC's SMR Rating (71) in the Life Or Health Insurance industry is in the same range as MET (96). This means that LNC’s stock grew similarly to MET’s over the last 12 months.
MET's Price Growth Rating (15) in the Life Or Health Insurance industry is in the same range as LNC (42). This means that MET’s stock grew similarly to LNC’s over the last 12 months.
MET's P/E Growth Rating (18) in the Life Or Health Insurance industry is significantly better than the same rating for LNC (91). This means that MET’s stock grew significantly faster than LNC’s over the last 12 months.
| LNC | MET | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 77% | 2 days ago 61% |
| Stochastic ODDS (%) | 2 days ago 75% | 2 days ago 57% |
| Momentum ODDS (%) | N/A | 2 days ago 57% |
| MACD ODDS (%) | 2 days ago 57% | 2 days ago 60% |
| TrendWeek ODDS (%) | 2 days ago 70% | 2 days ago 59% |
| TrendMonth ODDS (%) | 2 days ago 68% | 2 days ago 53% |
| Advances ODDS (%) | 10 days ago 73% | 9 days ago 64% |
| Declines ODDS (%) | 2 days ago 70% | 2 days ago 52% |
| BollingerBands ODDS (%) | 2 days ago 76% | 2 days ago 58% |
| Aroon ODDS (%) | 2 days ago 57% | 2 days ago 53% |
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LNC and
Correlation & Price change
A.I.dvisor indicates that over the last year, LNC has been closely correlated with MET. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if LNC jumps, then MET could also see price increases.
MET and
Correlation & Price change
A.I.dvisor indicates that over the last year, MET has been closely correlated with PRU. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if MET jumps, then PRU could also see price increases.