LNC
Price
$31.33
Change
-$1.13 (-3.48%)
Updated
Dec 18, 04:22 PM (EDT)
50 days until earnings call
UNM
Price
$70.52
Change
-$2.34 (-3.21%)
Updated
Dec 18, 04:59 PM (EDT)
48 days until earnings call
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LNC vs UNM

Header iconLNC vs UNM Comparison
Open Charts LNC vs UNMBanner chart's image
Lincoln National
Price$31.33
Change-$1.13 (-3.48%)
Volume$2.1K
CapitalizationN/A
Unum Group
Price$70.52
Change-$2.34 (-3.21%)
Volume$16.29K
CapitalizationN/A
LNC vs UNM Comparison Chart
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LNC
Daily Signalchanged days ago
Gain/Loss if bought
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UNM
Daily Signalchanged days ago
Gain/Loss if bought
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LNC vs. UNM commentary
Dec 18, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LNC is a Hold and UNM is a Buy.

COMPARISON
Comparison
Dec 18, 2024
Stock price -- (LNC: $32.46 vs. UNM: $72.86)
Brand notoriety: LNC: Notable vs. UNM: Not notable
Both companies represent the Life/Health Insurance industry
Current volume relative to the 65-day Moving Average: LNC: 73% vs. UNM: 113%
Market capitalization -- LNC: $5.42B vs. UNM: $10.32B
LNC [@Life/Health Insurance] is valued at $5.42B. UNM’s [@Life/Health Insurance] market capitalization is $10.32B. The market cap for tickers in the [@Life/Health Insurance] industry ranges from $133.31B to $0. The average market capitalization across the [@Life/Health Insurance] industry is $24.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LNC’s FA Score shows that 2 FA rating(s) are green whileUNM’s FA Score has 1 green FA rating(s).

  • LNC’s FA Score: 2 green, 3 red.
  • UNM’s FA Score: 1 green, 4 red.
According to our system of comparison, UNM is a better buy in the long-term than LNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LNC’s TA Score shows that 4 TA indicator(s) are bullish while UNM’s TA Score has 3 bullish TA indicator(s).

  • LNC’s TA Score: 4 bullish, 6 bearish.
  • UNM’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, UNM is a better buy in the short-term than LNC.

Price Growth

LNC (@Life/Health Insurance) experienced а -1.25% price change this week, while UNM (@Life/Health Insurance) price change was +0.03% for the same time period.

The average weekly price growth across all stocks in the @Life/Health Insurance industry was -1.42%. For the same industry, the average monthly price growth was -1.94%, and the average quarterly price growth was +10.14%.

Reported Earning Dates

LNC is expected to report earnings on Feb 06, 2025.

UNM is expected to report earnings on Feb 04, 2025.

Industries' Descriptions

@Life/Health Insurance (-1.42% weekly)

Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UNM($10.3B) has a higher market cap than LNC($5.42B). LNC has higher P/E ratio than UNM: LNC (9.80) vs UNM (8.29). UNM YTD gains are higher at: 65.928 vs. LNC (27.735). UNM has more cash in the bank: 38.6B vs. LNC (23B). UNM has less debt than LNC: UNM (3.43B) vs LNC (5.95B). UNM (12.3B) and LNC (11.7B) have equivalent revenues.
LNCUNMLNC / UNM
Capitalization5.42B10.3B53%
EBITDAN/AN/A-
Gain YTD27.73565.92842%
P/E Ratio9.808.29118%
Revenue11.7B12.3B95%
Total Cash23B38.6B60%
Total Debt5.95B3.43B173%
FUNDAMENTALS RATINGS
LNC vs UNM: Fundamental Ratings
LNC
UNM
OUTLOOK RATING
1..100
6779
VALUATION
overvalued / fair valued / undervalued
1..100
11
Undervalued
42
Fair valued
PROFIT vs RISK RATING
1..100
1007
SMR RATING
1..100
9894
PRICE GROWTH RATING
1..100
5039
P/E GROWTH RATING
1..100
249
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LNC's Valuation (11) in the Life Or Health Insurance industry is in the same range as UNM (42). This means that LNC’s stock grew similarly to UNM’s over the last 12 months.

UNM's Profit vs Risk Rating (7) in the Life Or Health Insurance industry is significantly better than the same rating for LNC (100). This means that UNM’s stock grew significantly faster than LNC’s over the last 12 months.

UNM's SMR Rating (94) in the Life Or Health Insurance industry is in the same range as LNC (98). This means that UNM’s stock grew similarly to LNC’s over the last 12 months.

UNM's Price Growth Rating (39) in the Life Or Health Insurance industry is in the same range as LNC (50). This means that UNM’s stock grew similarly to LNC’s over the last 12 months.

LNC's P/E Growth Rating (2) in the Life Or Health Insurance industry is somewhat better than the same rating for UNM (49). This means that LNC’s stock grew somewhat faster than UNM’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LNCUNM
RSI
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 2 days ago
46%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
77%
Bullish Trend 2 days ago
75%
Momentum
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
46%
MACD
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
45%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
74%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 2 days ago
76%
Advances
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 6 days ago
75%
Declines
ODDS (%)
Bearish Trend 9 days ago
75%
Bearish Trend 2 days ago
55%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
84%
N/A
Aroon
ODDS (%)
Bearish Trend 2 days ago
68%
Bullish Trend 2 days ago
74%
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LNC
Daily Signalchanged days ago
Gain/Loss if bought
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UNM
Daily Signalchanged days ago
Gain/Loss if bought
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LNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, LNC has been closely correlated with PRU. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if LNC jumps, then PRU could also see price increases.

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Ticker /
NAME
Correlation
To LNC
1D Price
Change %
LNC100%
-1.79%
PRU - LNC
76%
Closely correlated
-1.43%
MET - LNC
66%
Closely correlated
-1.80%
JXN - LNC
62%
Loosely correlated
-2.25%
BHF - LNC
62%
Loosely correlated
-1.45%
CNO - LNC
57%
Loosely correlated
-1.99%
More