LPRO
Price
$3.12
Change
-$0.01 (-0.32%)
Updated
Jun 23, 04:59 PM (EDT)
Capitalization
369.17M
49 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$17.59
Change
+$1.73 (+10.91%)
Updated
Jun 23, 04:59 PM (EDT)
Capitalization
671.66M
48 days until earnings call
Intraday BUY SELL Signals
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LPRO vs PRAA

LPRO vs PRAA Comparison Chart in %
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VS
LPRO vs. PRAA commentary
Jun 24, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is LPRO is a Buy and PRAA is a Hold.

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COMPARISON
Comparison
Jun 24, 2026
Stock price -- (LPRO: $3.12 vs. PRAA: $15.85)
Brand notoriety: LPRO and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: LPRO: 120% vs. PRAA: 143%
Market capitalization -- LPRO: $369.17M vs. PRAA: $604.53M
LPRO [@Savings Banks] is valued at $369.17M. PRAA’s [@Savings Banks] market capitalization is $604.53M. The market cap for tickers in the [@Savings Banks] industry ranges from $621.11B to $0. The average market capitalization across the [@Savings Banks] industry is $30.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

LPRO’s FA Score shows that 1 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • LPRO’s FA Score: 1 green, 4 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, LPRO is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

LPRO’s TA Score shows that 5 TA indicator(s) are bullish while PRAA’s TA Score has 3 bullish TA indicator(s).

  • LPRO’s TA Score: 5 bullish, 4 bearish.
  • PRAA’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, LPRO is a better buy in the short-term than PRAA.

Price Growth

LPRO (@Savings Banks) experienced а +48.57% price change this week, while PRAA (@Savings Banks) price change was +2.26% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.17%. For the same industry, the average monthly price growth was +3.44%, and the average quarterly price growth was -4.05%.

Reported Earning Dates

LPRO is expected to report earnings on Aug 11, 2026.

PRAA is expected to report earnings on Aug 10, 2026.

Industries' Descriptions

@Savings Banks (-0.17% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PRAA($672M) has a higher market cap than LPRO($369M). LPRO has higher P/E ratio than PRAA: LPRO (70.00) vs PRAA (5.90). LPRO YTD gains are higher at: 101.290 vs. PRAA (-10.401). LPRO has higher annual earnings (EBITDA): 4.41M vs. PRAA (-97.23M). PRAA has more cash in the bank: 240M vs. LPRO (173M). LPRO has less debt than PRAA: LPRO (130M) vs PRAA (3.81B). PRAA has higher revenues than LPRO: PRAA (1.26B) vs LPRO (89.3M).
LPROPRAALPRO / PRAA
Capitalization369M672M55%
EBITDA4.41M-97.23M-5%
Gain YTD101.290-10.401-974%
P/E Ratio70.005.901,186%
Revenue89.3M1.26B7%
Total Cash173M240M72%
Total Debt130M3.81B3%
FUNDAMENTALS RATINGS
LPRO vs PRAA: Fundamental Ratings
LPRO
PRAA
OUTLOOK RATING
1..100
233
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
42
Fair valued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
9497
PRICE GROWTH RATING
1..100
3561
P/E GROWTH RATING
1..100
10100
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (42) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for LPRO (100) in the null industry. This means that PRAA’s stock grew somewhat faster than LPRO’s over the last 12 months.

PRAA's Profit vs Risk Rating (100) in the Miscellaneous Commercial Services industry is in the same range as LPRO (100) in the null industry. This means that PRAA’s stock grew similarly to LPRO’s over the last 12 months.

LPRO's SMR Rating (94) in the null industry is in the same range as PRAA (97) in the Miscellaneous Commercial Services industry. This means that LPRO’s stock grew similarly to PRAA’s over the last 12 months.

LPRO's Price Growth Rating (35) in the null industry is in the same range as PRAA (61) in the Miscellaneous Commercial Services industry. This means that LPRO’s stock grew similarly to PRAA’s over the last 12 months.

LPRO's P/E Growth Rating (10) in the null industry is significantly better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that LPRO’s stock grew significantly faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
LPROPRAA
RSI
ODDS (%)
Bearish Trend 2 days ago
90%
Bullish Trend 2 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
74%
Momentum
ODDS (%)
Bullish Trend 2 days ago
77%
Bearish Trend 2 days ago
69%
MACD
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 12 days ago
66%
Declines
ODDS (%)
Bearish Trend 23 days ago
87%
Bearish Trend 6 days ago
75%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
74%
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LPRO
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
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LPRO and

Correlation & Price change

A.I.dvisor indicates that over the last year, LPRO has been loosely correlated with UPBD. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if LPRO jumps, then UPBD could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LPRO
1D Price
Change %
LPRO100%
+0.32%
UPBD - LPRO
42%
Loosely correlated
N/A
BBDC - LPRO
36%
Loosely correlated
-2.41%
GATX - LPRO
32%
Poorly correlated
+1.46%
PRAA - LPRO
31%
Poorly correlated
+6.09%
FOA - LPRO
31%
Poorly correlated
+0.30%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+6.09%
ECPG - PRAA
58%
Loosely correlated
+1.08%
UHAL - PRAA
49%
Loosely correlated
+0.24%
NAVI - PRAA
48%
Loosely correlated
-2.78%
R - PRAA
47%
Loosely correlated
+0.64%
URI - PRAA
44%
Loosely correlated
+1.47%
More