MBWM
Price
$44.06
Change
+$0.32 (+0.73%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
710.69M
62 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$17.96
Change
+$0.12 (+0.67%)
Updated
Nov 19, 01:54 PM (EDT)
Capitalization
940.15M
70 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

MBWM vs OSBC

Header iconMBWM vs OSBC Comparison
Open Charts MBWM vs OSBCBanner chart's image
Mercantile Bank
Price$44.06
Change+$0.32 (+0.73%)
Volume$749
Capitalization710.69M
Old Second Ban
Price$17.96
Change+$0.12 (+0.67%)
Volume$100
Capitalization940.15M
MBWM vs OSBC Comparison Chart in %
MBWM
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
MBWM vs. OSBC commentary
Nov 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MBWM is a Hold and OSBC is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Nov 19, 2025
Stock price -- (MBWM: $43.72 vs. OSBC: $17.85)
Brand notoriety: MBWM and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MBWM: 80% vs. OSBC: 61%
Market capitalization -- MBWM: $710.69M vs. OSBC: $940.15M
MBWM [@Regional Banks] is valued at $710.69M. OSBC’s [@Regional Banks] market capitalization is $940.15M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.09B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MBWM’s FA Score shows that 3 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • MBWM’s FA Score: 3 green, 2 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, both MBWM and OSBC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MBWM’s TA Score shows that 2 TA indicator(s) are bullish while OSBC’s TA Score has 5 bullish TA indicator(s).

  • MBWM’s TA Score: 2 bullish, 5 bearish.
  • OSBC’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than MBWM.

Price Growth

MBWM (@Regional Banks) experienced а -4.20% price change this week, while OSBC (@Regional Banks) price change was -3.15% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was +1.62%, and the average quarterly price growth was +11.33%.

Reported Earning Dates

MBWM is expected to report earnings on Jan 20, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
OSBC($940M) has a higher market cap than MBWM($711M). OSBC has higher P/E ratio than MBWM: OSBC (12.06) vs MBWM (8.30). OSBC YTD gains are higher at: 1.838 vs. MBWM (0.712). MBWM has more cash in the bank: 98.9M vs. OSBC (63.5M). OSBC has less debt than MBWM: OSBC (85.3M) vs MBWM (487M). OSBC has higher revenues than MBWM: OSBC (287M) vs MBWM (239M).
MBWMOSBCMBWM / OSBC
Capitalization711M940M76%
EBITDAN/AN/A-
Gain YTD0.7121.83839%
P/E Ratio8.3012.0669%
Revenue239M287M83%
Total Cash98.9M63.5M156%
Total Debt487M85.3M571%
FUNDAMENTALS RATINGS
MBWM vs OSBC: Fundamental Ratings
MBWM
OSBC
OUTLOOK RATING
1..100
1615
VALUATION
overvalued / fair valued / undervalued
1..100
27
Undervalued
58
Fair valued
PROFIT vs RISK RATING
1..100
2331
SMR RATING
1..100
2523
PRICE GROWTH RATING
1..100
5953
P/E GROWTH RATING
1..100
6022
SEASONALITY SCORE
1..100
1050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MBWM's Valuation (27) in the Regional Banks industry is in the same range as OSBC (58). This means that MBWM’s stock grew similarly to OSBC’s over the last 12 months.

MBWM's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as OSBC (31). This means that MBWM’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as MBWM (25). This means that OSBC’s stock grew similarly to MBWM’s over the last 12 months.

OSBC's Price Growth Rating (53) in the Regional Banks industry is in the same range as MBWM (59). This means that OSBC’s stock grew similarly to MBWM’s over the last 12 months.

OSBC's P/E Growth Rating (22) in the Regional Banks industry is somewhat better than the same rating for MBWM (60). This means that OSBC’s stock grew somewhat faster than MBWM’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MBWMOSBC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
64%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
64%
MACD
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 8 days ago
65%
Bullish Trend 9 days ago
66%
Declines
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 7 days ago
57%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 2 days ago
64%
Aroon
ODDS (%)
Bearish Trend 2 days ago
49%
Bullish Trend 2 days ago
48%
View a ticker or compare two or three
Interact to see
Advertisement
MBWM
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
IARFX16.610.09
+0.54%
Invesco Real Estate R6
THCRX30.690.02
+0.07%
Thornburg Small/Mid Cap Growth R3
RYBIX87.70N/A
N/A
Rydex Basic Materials Inv
LADYX32.44N/A
N/A
Lord Abbett Developing Growth I
FIQBX31.38N/A
N/A
Fidelity Advisor Asset Manager 70% Z

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+1.02%
BY - OSBC
87%
Closely correlated
-0.34%
MBWM - OSBC
86%
Closely correlated
-0.42%
WSFS - OSBC
86%
Closely correlated
+1.65%
HOPE - OSBC
86%
Closely correlated
+0.61%
CATY - OSBC
86%
Closely correlated
+1.15%
More