BY
Price
$33.72
Change
+$0.61 (+1.84%)
Updated
Apr 17 closing price
Capitalization
1.54B
3 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$21.93
Change
+$0.36 (+1.67%)
Updated
Apr 17 closing price
Capitalization
1.14B
2 days until earnings call
Intraday BUY SELL Signals
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BY vs OSBC

Header iconBY vs OSBC Comparison
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BY vs OSBC Comparison Chart in %
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BY vs. OSBC commentary
Apr 20, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and OSBC is a Hold.

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COMPARISON
Comparison
Apr 20, 2026
Stock price -- (BY: $33.72 vs. OSBC: $21.93)
Brand notoriety: BY and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 135% vs. OSBC: 156%
Market capitalization -- BY: $1.54B vs. OSBC: $1.14B
BY [@Regional Banks] is valued at $1.54B. OSBC’s [@Regional Banks] market capitalization is $1.14B. The market cap for tickers in the [@Regional Banks] industry ranges from $149.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 2 FA rating(s) are green whileOSBC’s FA Score has 2 green FA rating(s).

  • BY’s FA Score: 2 green, 3 red.
  • OSBC’s FA Score: 2 green, 3 red.
According to our system of comparison, BY is a better buy in the long-term than OSBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 6 TA indicator(s) are bullish while OSBC’s TA Score has 6 bullish TA indicator(s).

  • BY’s TA Score: 6 bullish, 4 bearish.
  • OSBC’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than BY.

Price Growth

BY (@Regional Banks) experienced а +1.72% price change this week, while OSBC (@Regional Banks) price change was +2.91% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.58%. For the same industry, the average monthly price growth was +6.76%, and the average quarterly price growth was +20.92%.

Reported Earning Dates

BY is expected to report earnings on Apr 23, 2026.

OSBC is expected to report earnings on Apr 22, 2026.

Industries' Descriptions

@Regional Banks (+1.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($1.54B) has a higher market cap than OSBC($1.14B). OSBC has higher P/E ratio than BY: OSBC (13.54) vs BY (11.67). BY YTD gains are higher at: 16.103 vs. OSBC (12.857). BY has more cash in the bank: 70.4M vs. OSBC (53.1M). OSBC has less debt than BY: OSBC (315M) vs BY (540M). BY has higher revenues than OSBC: BY (429M) vs OSBC (333M).
BYOSBCBY / OSBC
Capitalization1.54B1.14B135%
EBITDAN/AN/A-
Gain YTD16.10312.857125%
P/E Ratio11.6713.5486%
Revenue429M333M129%
Total Cash70.4M53.1M133%
Total Debt540M315M171%
FUNDAMENTALS RATINGS
BY vs OSBC: Fundamental Ratings
BY
OSBC
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
45
Fair valued
60
Fair valued
PROFIT vs RISK RATING
1..100
3935
SMR RATING
1..100
1922
PRICE GROWTH RATING
1..100
4343
P/E GROWTH RATING
1..100
3216
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BY's Valuation (45) in the Regional Banks industry is in the same range as OSBC (60). This means that BY’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (35) in the Regional Banks industry is in the same range as BY (39). This means that OSBC’s stock grew similarly to BY’s over the last 12 months.

BY's SMR Rating (19) in the Regional Banks industry is in the same range as OSBC (22). This means that BY’s stock grew similarly to OSBC’s over the last 12 months.

BY's Price Growth Rating (43) in the Regional Banks industry is in the same range as OSBC (43). This means that BY’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (16) in the Regional Banks industry is in the same range as BY (32). This means that OSBC’s stock grew similarly to BY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYOSBC
RSI
ODDS (%)
Bearish Trend 4 days ago
55%
Bearish Trend 4 days ago
69%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
64%
Bearish Trend 4 days ago
59%
Momentum
ODDS (%)
Bullish Trend 4 days ago
54%
Bullish Trend 4 days ago
63%
MACD
ODDS (%)
Bullish Trend 4 days ago
51%
Bullish Trend 4 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
57%
Bullish Trend 4 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
53%
Bullish Trend 4 days ago
59%
Advances
ODDS (%)
Bullish Trend 12 days ago
55%
Bullish Trend 6 days ago
64%
Declines
ODDS (%)
Bearish Trend 5 days ago
59%
N/A
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
74%
Bearish Trend 4 days ago
57%
Aroon
ODDS (%)
Bullish Trend 4 days ago
38%
Bullish Trend 4 days ago
52%
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BY
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+1.67%
BY - OSBC
87%
Closely correlated
+1.84%
BUSE - OSBC
86%
Closely correlated
+2.98%
GSBC - OSBC
85%
Closely correlated
+2.09%
MBWM - OSBC
85%
Closely correlated
+2.64%
HOPE - OSBC
85%
Closely correlated
+2.20%
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