NAVI
Price
$13.11
Change
+$0.14 (+1.08%)
Updated
Sep 17, 04:59 PM (EDT)
Capitalization
1.29B
40 days until earnings call
SOFI
Price
$27.14
Change
-$0.27 (-0.98%)
Updated
Sep 17, 04:59 PM (EDT)
Capitalization
32.83B
47 days until earnings call
Interact to see
Advertisement

NAVI vs SOFI

Header iconNAVI vs SOFI Comparison
Open Charts NAVI vs SOFIBanner chart's image
Navient
Price$13.11
Change+$0.14 (+1.08%)
Volume$26.01K
Capitalization1.29B
SoFi Technologies
Price$27.14
Change-$0.27 (-0.98%)
Volume$428.69K
Capitalization32.83B
NAVI vs SOFI Comparison Chart in %
Loading...
NAVI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
NAVI vs. SOFI commentary
Sep 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NAVI is a StrongBuy and SOFI is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 18, 2025
Stock price -- (NAVI: $13.11 vs. SOFI: $27.14)
Brand notoriety: NAVI and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: NAVI: 83% vs. SOFI: 104%
Market capitalization -- NAVI: $1.29B vs. SOFI: $32.83B
NAVI [@Savings Banks] is valued at $1.29B. SOFI’s [@Savings Banks] market capitalization is $32.83B. The market cap for tickers in the [@Savings Banks] industry ranges from $659.98B to $0. The average market capitalization across the [@Savings Banks] industry is $22.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NAVI’s FA Score shows that 2 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • NAVI’s FA Score: 2 green, 3 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, NAVI is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NAVI’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • NAVI’s TA Score: 4 bullish, 4 bearish.
  • SOFI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both NAVI and SOFI are a good buy in the short-term.

Price Growth

NAVI (@Savings Banks) experienced а +0.85% price change this week, while SOFI (@Savings Banks) price change was +6.35% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.29%. For the same industry, the average monthly price growth was +5.36%, and the average quarterly price growth was +34.11%.

Reported Earning Dates

NAVI is expected to report earnings on Oct 28, 2025.

SOFI is expected to report earnings on Nov 04, 2025.

Industries' Descriptions

@Savings Banks (+2.29% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SOFI($32.8B) has a higher market cap than NAVI($1.29B). SOFI has higher P/E ratio than NAVI: SOFI (54.28) vs NAVI (40.97). SOFI YTD gains are higher at: 76.234 vs. NAVI (2.179). SOFI has less debt than NAVI: SOFI (4.04B) vs NAVI (46.5B). SOFI has higher revenues than NAVI: SOFI (3.06B) vs NAVI (738M).
NAVISOFINAVI / SOFI
Capitalization1.29B32.8B4%
EBITDAN/AN/A-
Gain YTD2.17976.2343%
P/E Ratio40.9754.2875%
Revenue738M3.06B24%
Total CashN/AN/A-
Total Debt46.5B4.04B1,152%
FUNDAMENTALS RATINGS
NAVI: Fundamental Ratings
NAVI
OUTLOOK RATING
1..100
75
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
PROFIT vs RISK RATING
1..100
59
SMR RATING
1..100
18
PRICE GROWTH RATING
1..100
58
P/E GROWTH RATING
1..100
4
SEASONALITY SCORE
1..100
33

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
NAVISOFI
RSI
ODDS (%)
Bullish Trend 7 days ago
70%
Bearish Trend 1 day ago
75%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 1 day ago
82%
Momentum
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 1 day ago
81%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 1 day ago
88%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 1 day ago
83%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 1 day ago
83%
Advances
ODDS (%)
Bullish Trend 13 days ago
67%
Bullish Trend 3 days ago
85%
Declines
ODDS (%)
Bearish Trend 8 days ago
59%
Bearish Trend 1 day ago
81%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 1 day ago
74%
Aroon
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 1 day ago
86%
View a ticker or compare two or three
Interact to see
Advertisement
NAVI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
ASHR32.450.23
+0.71%
Xtrackers Harvest CSI 300 China A ETF
GINX29.560.01
+0.02%
SGI Enhanced Global Income ETF
BTRN39.34N/A
N/A
Global X Bitcoin Trend Strategy ETF
CBXA29.67N/A
N/A
Calamos Bitcoin 90 Series Structured Alt Protection ETF - April
DAUG43.37-0.03
-0.07%
FT Vest US Equity Deep Bfr ETF Aug