OPFI
Price
$10.43
Change
-$0.14 (-1.32%)
Updated
Aug 15, 04:59 PM (EDT)
Capitalization
295.49M
82 days until earnings call
URI
Price
$909.21
Change
-$12.24 (-1.33%)
Updated
Aug 15, 04:59 PM (EDT)
Capitalization
58.48B
67 days until earnings call
Interact to see
Advertisement

OPFI vs URI

Header iconOPFI vs URI Comparison
Open Charts OPFI vs URIBanner chart's image
OppFi
Price$10.43
Change-$0.14 (-1.32%)
Volume$3.05K
Capitalization295.49M
United Rentals
Price$909.21
Change-$12.24 (-1.33%)
Volume$1.2K
Capitalization58.48B
OPFI vs URI Comparison Chart in %
Loading...
OPFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
URI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
OPFI vs. URI commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPFI is a Hold and URI is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 16, 2025
Stock price -- (OPFI: $10.42 vs. URI: $908.88)
Brand notoriety: OPFI: Not notable vs. URI: Notable
OPFI represents the Savings Banks, while URI is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: OPFI: 77% vs. URI: 63%
Market capitalization -- OPFI: $295.49M vs. URI: $58.48B
OPFI [@Savings Banks] is valued at $295.49M. URI’s [@Finance/Rental/Leasing] market capitalization is $58.48B. The market cap for tickers in the [@Savings Banks] industry ranges from $668.6B to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $58.48B to $0. The average market capitalization across the [@Savings Banks] industry is $21.73B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $7.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPFI’s FA Score shows that 0 FA rating(s) are green whileURI’s FA Score has 3 green FA rating(s).

  • OPFI’s FA Score: 0 green, 5 red.
  • URI’s FA Score: 3 green, 2 red.
According to our system of comparison, URI is a better buy in the long-term than OPFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPFI’s TA Score shows that 5 TA indicator(s) are bullish while URI’s TA Score has 5 bullish TA indicator(s).

  • OPFI’s TA Score: 5 bullish, 5 bearish.
  • URI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, URI is a better buy in the short-term than OPFI.

Price Growth

OPFI (@Savings Banks) experienced а -3.16% price change this week, while URI (@Finance/Rental/Leasing) price change was +6.02% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.49%. For the same industry, the average monthly price growth was +4.08%, and the average quarterly price growth was +19.58%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.06%. For the same industry, the average monthly price growth was -3.07%, and the average quarterly price growth was +3.23%.

Reported Earning Dates

OPFI is expected to report earnings on Nov 06, 2025.

URI is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Savings Banks (+2.49% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Finance/Rental/Leasing (-0.06% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
URI($58.5B) has a higher market cap than OPFI($295M). OPFI has higher P/E ratio than URI: OPFI (32.33) vs URI (23.55). OPFI YTD gains are higher at: 40.331 vs. URI (29.904). URI has higher annual earnings (EBITDA): 7.11B vs. OPFI (330M). OPFI has less debt than URI: OPFI (301M) vs URI (14.5B). URI has higher revenues than OPFI: URI (15.7B) vs OPFI (539M).
OPFIURIOPFI / URI
Capitalization295M58.5B1%
EBITDA330M7.11B5%
Gain YTD40.33129.904135%
P/E Ratio32.3323.55137%
Revenue539M15.7B3%
Total Cash58MN/A-
Total Debt301M14.5B2%
FUNDAMENTALS RATINGS
URI: Fundamental Ratings
URI
OUTLOOK RATING
1..100
81
VALUATION
overvalued / fair valued / undervalued
1..100
94
Overvalued
PROFIT vs RISK RATING
1..100
16
SMR RATING
1..100
34
PRICE GROWTH RATING
1..100
5
P/E GROWTH RATING
1..100
27
SEASONALITY SCORE
1..100
30

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OPFIURI
RSI
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 1 day ago
71%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
78%
Bearish Trend 1 day ago
67%
Momentum
ODDS (%)
Bearish Trend 2 days ago
78%
Bullish Trend 1 day ago
75%
MACD
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 1 day ago
72%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 1 day ago
76%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 1 day ago
77%
Advances
ODDS (%)
Bullish Trend 5 days ago
83%
Bullish Trend 3 days ago
76%
Declines
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 1 day ago
72%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
81%
Bearish Trend 1 day ago
65%
Aroon
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 1 day ago
79%
View a ticker or compare two or three
Interact to see
Advertisement
OPFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
URI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
TCAF36.98-0.02
-0.05%
T. Rowe Price Capital Apprec Eq ETF
MBS8.64-0.01
-0.06%
Angel Oak Mortgage-Backed Securities ETF
GHY13.16-0.01
-0.08%
PGIM Global High Yield Fund
IBIJ25.99-0.06
-0.23%
iShares iBonds Oct 2033 Term Tips ETF
QNXT26.16-0.27
-1.04%
iShares Nasdaq-100 ex Top 30 ETF

OPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPFI has been loosely correlated with ENVA. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if OPFI jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPFI
1D Price
Change %
OPFI100%
-1.42%
ENVA - OPFI
40%
Loosely correlated
-2.82%
COIN - OPFI
38%
Loosely correlated
-2.26%
AXP - OPFI
38%
Loosely correlated
-0.73%
URI - OPFI
38%
Loosely correlated
-1.36%
COF - OPFI
36%
Loosely correlated
-2.29%
More