ENVA
Price
$172.85
Change
+$1.36 (+0.79%)
Updated
Oct 2, 04:59 PM (EDT)
Capitalization
4.23B
20 days until earnings call
Intraday BUY SELL Signals
OPFI
Price
$5.97
Change
+$0.02 (+0.34%)
Updated
Oct 2, 04:59 PM (EDT)
Capitalization
521.47M
34 days until earnings call
Intraday BUY SELL Signals
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ENVA vs OPFI

ENVA vs OPFI Comparison Chart in %
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VS
ENVA vs. OPFI commentary
Oct 02, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Hold and OPFI is a StrongBuy.

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SUMMARIES
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FUNDAMENTALS RATINGS
ENVA vs OPFI: Fundamental Ratings
ENVA
OPFI
OUTLOOK RATING
1..100
6571
VALUATION
overvalued / fair valued / undervalued
1..100
78
Overvalued
38
Fair valued
PROFIT vs RISK RATING
1..100
33100
SMR RATING
1..100
3722
PRICE GROWTH RATING
1..100
6185
P/E GROWTH RATING
1..100
41100
SEASONALITY SCORE
1..100
7565

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPFI's Valuation (38) in the null industry is somewhat better than the same rating for ENVA (78) in the Finance Or Rental Or Leasing industry. This means that OPFI’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (33) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for OPFI (100) in the null industry. This means that ENVA’s stock grew significantly faster than OPFI’s over the last 12 months.

OPFI's SMR Rating (22) in the null industry is in the same range as ENVA (37) in the Finance Or Rental Or Leasing industry. This means that OPFI’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's Price Growth Rating (61) in the Finance Or Rental Or Leasing industry is in the same range as OPFI (85) in the null industry. This means that ENVA’s stock grew similarly to OPFI’s over the last 12 months.

ENVA's P/E Growth Rating (41) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for OPFI (100) in the null industry. This means that ENVA’s stock grew somewhat faster than OPFI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAOPFI
RSI
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
90%
Stochastic
ODDS (%)
Bullish Trend 5 days ago
71%
Bullish Trend 2 days ago
87%
Momentum
ODDS (%)
N/A
Bearish Trend 2 days ago
79%
MACD
ODDS (%)
N/A
Bearish Trend 2 days ago
85%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
83%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
81%
Advances
ODDS (%)
Bullish Trend 8 days ago
74%
Bullish Trend 22 days ago
85%
Declines
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 2 days ago
80%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
88%
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bearish Trend 2 days ago
58%
N/A
COMPARISON
Comparison
Oct 02, 2026
Stock price -- (ENVA: $171.49 vs. OPFI: $5.95)
Brand notoriety: ENVA and OPFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 103% vs. OPFI: 51%
Market capitalization -- ENVA: $4.23B vs. OPFI: $521.47M
ENVA [@Savings Banks] is valued at $4.23B. OPFI’s [@Savings Banks] market capitalization is $521.47M. The market cap for tickers in the [@Savings Banks] industry ranges from $1.59M to $690.38B. The average market capitalization across the [@Savings Banks] industry is $32.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green while OPFI’s FA Score has 1 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • OPFI’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than OPFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while OPFI’s TA Score has 4 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 4 bearish.
  • OPFI’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, OPFI is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Savings Banks) experienced а -0.24% price change this week, while OPFI (@Savings Banks) price change was -4.65% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -3.80%. For the same industry, the average monthly price growth was -7.65%, and the average quarterly price growth was +3.80%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 22, 2026.

OPFI is expected to report earnings on Nov 05, 2026.

Industries' Descriptions

@Savings Banks (-3.80% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

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ENVA
Daily Signal:
Gain/Loss:
OPFI
Daily Signal:
Gain/Loss:
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with URI. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then URI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+2.62%
URI - ENVA
68%
Closely correlated
+3.33%
R - ENVA
68%
Closely correlated
+1.34%
AER - ENVA
62%
Loosely correlated
+0.29%
GATX - ENVA
61%
Loosely correlated
-0.67%
OBDC - ENVA
59%
Loosely correlated
-0.48%
More

OPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPFI has been loosely correlated with OMF. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if OPFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPFI
1D Price
Change %
OPFI100%
-1.33%
OMF - OPFI
40%
Loosely correlated
+0.87%
ENVA - OPFI
40%
Loosely correlated
+2.62%
ATLC - OPFI
39%
Loosely correlated
+2.01%
COIN - OPFI
38%
Loosely correlated
+1.54%
URI - OPFI
38%
Loosely correlated
+3.33%
More