OSBC
Price
$18.08
Change
+$0.23 (+1.29%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
940.15M
70 days until earnings call
Intraday BUY SELL Signals
PDLB
Price
$15.06
Change
-$0.03 (-0.20%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
361.94M
76 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

OSBC vs PDLB

Header iconOSBC vs PDLB Comparison
Open Charts OSBC vs PDLBBanner chart's image
Old Second Ban
Price$18.08
Change+$0.23 (+1.29%)
Volume$5.69K
Capitalization940.15M
Ponce Financial Group
Price$15.06
Change-$0.03 (-0.20%)
Volume$831
Capitalization361.94M
OSBC vs PDLB Comparison Chart in %
OSBC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
OSBC vs. PDLB commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Hold and PDLB is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Nov 20, 2025
Stock price -- (OSBC: $17.85 vs. PDLB: $15.08)
Brand notoriety: OSBC and PDLB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 61% vs. PDLB: 59%
Market capitalization -- OSBC: $950.68M vs. PDLB: $361.22M
OSBC [@Regional Banks] is valued at $950.68M. PDLB’s [@Regional Banks] market capitalization is $361.22M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whilePDLB’s FA Score has 0 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • PDLB’s FA Score: 0 green, 5 red.
According to our system of comparison, OSBC is a better buy in the long-term than PDLB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 5 TA indicator(s) are bullish while PDLB’s TA Score has 5 bullish TA indicator(s).

  • OSBC’s TA Score: 5 bullish, 4 bearish.
  • PDLB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, PDLB is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а -3.15% price change this week, while PDLB (@Regional Banks) price change was -3.27% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was +1.62%, and the average quarterly price growth was +11.33%.

Reported Earning Dates

OSBC is expected to report earnings on Jan 28, 2026.

PDLB is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
OSBC($940M) has a higher market cap than PDLB($362M). PDLB has higher P/E ratio than OSBC: PDLB (16.94) vs OSBC (12.06). PDLB YTD gains are higher at: 16.000 vs. OSBC (1.838). OSBC has less debt than PDLB: OSBC (85.3M) vs PDLB (567M). OSBC has higher revenues than PDLB: OSBC (287M) vs PDLB (92.3M).
OSBCPDLBOSBC / PDLB
Capitalization940M362M260%
EBITDAN/AN/A-
Gain YTD1.83816.00011%
P/E Ratio12.0616.9471%
Revenue287M92.3M311%
Total Cash63.5MN/A-
Total Debt85.3M567M15%
FUNDAMENTALS RATINGS
OSBC vs PDLB: Fundamental Ratings
OSBC
PDLB
OUTLOOK RATING
1..100
1511
VALUATION
overvalued / fair valued / undervalued
1..100
58
Fair valued
73
Overvalued
PROFIT vs RISK RATING
1..100
3161
SMR RATING
1..100
2352
PRICE GROWTH RATING
1..100
5348
P/E GROWTH RATING
1..100
2293
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (58) in the Regional Banks industry is in the same range as PDLB (73). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

OSBC's Profit vs Risk Rating (31) in the Regional Banks industry is in the same range as PDLB (61). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as PDLB (52). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

PDLB's Price Growth Rating (48) in the Regional Banks industry is in the same range as OSBC (53). This means that PDLB’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (22) in the Regional Banks industry is significantly better than the same rating for PDLB (93). This means that OSBC’s stock grew significantly faster than PDLB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCPDLB
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
57%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
41%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
72%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
46%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 9 days ago
66%
Bullish Trend 10 days ago
56%
Declines
ODDS (%)
Bearish Trend 7 days ago
57%
Bearish Trend 3 days ago
47%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
52%
Aroon
ODDS (%)
Bullish Trend 2 days ago
48%
Bearish Trend 2 days ago
42%
View a ticker or compare two or three
Interact to see
Advertisement
OSBC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
IARFX16.610.09
+0.54%
Invesco Real Estate R6
THCRX30.690.02
+0.07%
Thornburg Small/Mid Cap Growth R3
RYBIX87.70N/A
N/A
Rydex Basic Materials Inv
LADYX32.44N/A
N/A
Lord Abbett Developing Growth I
FIQBX31.38N/A
N/A
Fidelity Advisor Asset Manager 70% Z

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+1.02%
BY - OSBC
87%
Closely correlated
-0.34%
MBWM - OSBC
86%
Closely correlated
-0.42%
WSFS - OSBC
86%
Closely correlated
+1.65%
HOPE - OSBC
86%
Closely correlated
+0.61%
CATY - OSBC
86%
Closely correlated
+1.15%
More

PDLB and

Correlation & Price change

A.I.dvisor indicates that over the last year, PDLB has been closely correlated with HONE. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if PDLB jumps, then HONE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PDLB
1D Price
Change %
PDLB100%
N/A
HONE - PDLB
71%
Closely correlated
N/A
BHRB - PDLB
69%
Closely correlated
+1.18%
OSBC - PDLB
68%
Closely correlated
+1.02%
TMP - PDLB
67%
Closely correlated
+0.93%
THFF - PDLB
67%
Closely correlated
+0.76%
More