OSBC
Price
$17.07
Change
+$0.36 (+2.15%)
Updated
Oct 17 closing price
Capitalization
898.74M
102 days until earnings call
Intraday Buy/Sell Signals
THFF
Price
$51.56
Change
-$0.13 (-0.25%)
Updated
Oct 17 closing price
Capitalization
611.02M
10 days until earnings call
Intraday Buy/Sell Signals
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OSBC vs THFF

Header iconOSBC vs THFF Comparison
Open Charts OSBC vs THFFBanner chart's image
Old Second Ban
Price$17.07
Change+$0.36 (+2.15%)
Volume$364.16K
Capitalization898.74M
First Financial
Price$51.56
Change-$0.13 (-0.25%)
Volume$214.91K
Capitalization611.02M
OSBC vs THFF Comparison Chart in %
OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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THFF
Daily Signalchanged days ago
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OSBC vs. THFF commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Hold and THFF is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (OSBC: $17.07 vs. THFF: $51.56)
Brand notoriety: OSBC and THFF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 127% vs. THFF: 367%
Market capitalization -- OSBC: $898.74M vs. THFF: $611.02M
OSBC [@Regional Banks] is valued at $898.74M. THFF’s [@Regional Banks] market capitalization is $611.02M. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 2 FA rating(s) are green whileTHFF’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 2 green, 3 red.
  • THFF’s FA Score: 2 green, 3 red.
According to our system of comparison, both OSBC and THFF are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 1 TA indicator(s) are bullish while THFF’s TA Score has 5 bullish TA indicator(s).

  • OSBC’s TA Score: 1 bullish, 8 bearish.
  • THFF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, THFF is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а +0.12% price change this week, while THFF (@Regional Banks) price change was -0.94% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.56%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

OSBC is expected to report earnings on Jan 28, 2026.

THFF is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($899M) has a higher market cap than THFF($611M). THFF has higher P/E ratio than OSBC: THFF (9.86) vs OSBC (9.33). THFF YTD gains are higher at: 16.203 vs. OSBC (-2.987). OSBC has less debt than THFF: OSBC (85.3M) vs THFF (123M). OSBC has higher revenues than THFF: OSBC (287M) vs THFF (246M).
OSBCTHFFOSBC / THFF
Capitalization899M611M147%
EBITDAN/AN/A-
Gain YTD-2.98716.203-18%
P/E Ratio9.339.8695%
Revenue287M246M117%
Total Cash52.7MN/A-
Total Debt85.3M123M69%
FUNDAMENTALS RATINGS
OSBC vs THFF: Fundamental Ratings
OSBC
THFF
OUTLOOK RATING
1..100
6451
VALUATION
overvalued / fair valued / undervalued
1..100
51
Fair valued
38
Fair valued
PROFIT vs RISK RATING
1..100
2827
SMR RATING
1..100
2328
PRICE GROWTH RATING
1..100
5957
P/E GROWTH RATING
1..100
4166
SEASONALITY SCORE
1..100
n/a85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

THFF's Valuation (38) in the Regional Banks industry is in the same range as OSBC (51). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

THFF's Profit vs Risk Rating (27) in the Regional Banks industry is in the same range as OSBC (28). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as THFF (28). This means that OSBC’s stock grew similarly to THFF’s over the last 12 months.

THFF's Price Growth Rating (57) in the Regional Banks industry is in the same range as OSBC (59). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (41) in the Regional Banks industry is in the same range as THFF (66). This means that OSBC’s stock grew similarly to THFF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCTHFF
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
43%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
72%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
50%
MACD
ODDS (%)
Bearish Trend 2 days ago
64%
N/A
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 2 days ago
51%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
50%
Advances
ODDS (%)
Bullish Trend 5 days ago
67%
Bullish Trend 5 days ago
51%
Declines
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 2 days ago
51%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
53%
Bullish Trend 2 days ago
62%
Aroon
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 4 days ago
57%
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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THFF
Daily Signalchanged days ago
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