OSBC
Price
$17.49
Change
-$0.02 (-0.11%)
Updated
Sep 26, 01:22 PM (EDT)
Capitalization
921.91M
19 days until earnings call
THFF
Price
$57.52
Change
-$0.10 (-0.17%)
Updated
Sep 26, 01:55 PM (EDT)
Capitalization
682.83M
32 days until earnings call
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OSBC vs THFF

Header iconOSBC vs THFF Comparison
Open Charts OSBC vs THFFBanner chart's image
Old Second Ban
Price$17.49
Change-$0.02 (-0.11%)
Volume$200
Capitalization921.91M
First Financial
Price$57.52
Change-$0.10 (-0.17%)
Volume$548
Capitalization682.83M
OSBC vs THFF Comparison Chart in %
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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THFF
Daily Signalchanged days ago
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OSBC vs. THFF commentary
Sep 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Buy and THFF is a Buy.

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COMPARISON
Comparison
Sep 26, 2025
Stock price -- (OSBC: $17.51 vs. THFF: $57.62)
Brand notoriety: OSBC and THFF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 115% vs. THFF: 74%
Market capitalization -- OSBC: $921.91M vs. THFF: $682.83M
OSBC [@Regional Banks] is valued at $921.91M. THFF’s [@Regional Banks] market capitalization is $682.83M. The market cap for tickers in the [@Regional Banks] industry ranges from $164.29B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whileTHFF’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • THFF’s FA Score: 2 green, 3 red.
According to our system of comparison, THFF is a better buy in the long-term than OSBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 5 TA indicator(s) are bullish while THFF’s TA Score has 4 bullish TA indicator(s).

  • OSBC’s TA Score: 5 bullish, 4 bearish.
  • THFF’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both OSBC and THFF are a good buy in the short-term.

Price Growth

OSBC (@Regional Banks) experienced а -4.63% price change this week, while THFF (@Regional Banks) price change was -3.52% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.22%. For the same industry, the average monthly price growth was +1.00%, and the average quarterly price growth was +13.58%.

Reported Earning Dates

OSBC is expected to report earnings on Oct 15, 2025.

THFF is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (-0.22% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($922M) has a higher market cap than THFF($683M). THFF has higher P/E ratio than OSBC: THFF (11.02) vs OSBC (9.57). THFF YTD gains are higher at: 28.688 vs. OSBC (-0.487). OSBC has less debt than THFF: OSBC (85.3M) vs THFF (123M). OSBC has higher revenues than THFF: OSBC (287M) vs THFF (246M).
OSBCTHFFOSBC / THFF
Capitalization922M683M135%
EBITDAN/AN/A-
Gain YTD-0.48728.688-2%
P/E Ratio9.5711.0287%
Revenue287M246M117%
Total Cash52.7MN/A-
Total Debt85.3M123M69%
FUNDAMENTALS RATINGS
OSBC vs THFF: Fundamental Ratings
OSBC
THFF
OUTLOOK RATING
1..100
6376
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
45
Fair valued
PROFIT vs RISK RATING
1..100
2925
SMR RATING
1..100
2328
PRICE GROWTH RATING
1..100
5648
P/E GROWTH RATING
1..100
2936
SEASONALITY SCORE
1..100
3650

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

THFF's Valuation (45) in the Regional Banks industry is in the same range as OSBC (49). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

THFF's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as OSBC (29). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as THFF (28). This means that OSBC’s stock grew similarly to THFF’s over the last 12 months.

THFF's Price Growth Rating (48) in the Regional Banks industry is in the same range as OSBC (56). This means that THFF’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (29) in the Regional Banks industry is in the same range as THFF (36). This means that OSBC’s stock grew similarly to THFF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCTHFF
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
44%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
57%
Momentum
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
56%
MACD
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
46%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
50%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
50%
Advances
ODDS (%)
Bullish Trend 9 days ago
68%
Bullish Trend 9 days ago
51%
Declines
ODDS (%)
Bearish Trend 2 days ago
56%
Bearish Trend 2 days ago
50%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
65%
Aroon
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
52%
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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THFF
Daily Signalchanged days ago
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with CATY. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then CATY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-1.07%
CATY - OSBC
86%
Closely correlated
-0.39%
FNB - OSBC
86%
Closely correlated
-0.12%
WSFS - OSBC
86%
Closely correlated
+0.69%
ASB - OSBC
86%
Closely correlated
-0.08%
THFF - OSBC
86%
Closely correlated
-0.38%
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