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PEBO vs PRK
Which Stock Would AI Choose? Peoples Bancorp (PEBO) vs. Park National (PRK) Stock Comparison
Key Takeaways
- Both PEBO and PRK operate as regional bank holding companies, but PRK boasts a larger market capitalization of $3.17 billion compared to PEBO's $1.23 billion.
- PRK shows stronger profitability with ROE (return on equity) at 13.87% and ROA (return on assets) at 1.84%, versus PEBO's 9.21% ROE and 1.13% ROA.
- PEBO trades at a discount with a trailing P/E (price-to-earnings) ratio of 11.49 and price-to-book of 1.02, compared to PRK's 15.78 P/E and 2.34 price-to-book.
- Recent market activity favors PRK with year-to-date gains of 16.17% and one-year returns of 26.41%, outpacing PEBO's approximately 12.7% YTD rise.
- Both stocks offer dividends, with PRK yielding 2.46%; PEBO highlighted for its strong dividend profile amid recent earnings beats.
- PEBO recently exceeded Q1 earnings expectations, while PRK anticipates growth in its upcoming report.
Introduction
This stock comparison examines PEBO (Peoples Bancorp) and PRK (Park National), two regional banks navigating the current interest rate environment and economic shifts. Both provide commercial and consumer banking services in the Midwest and Ohio regions, making them relevant for investors seeking exposure to community banking with potential for steady dividends and growth. Traders may find value in analyzing their relative performance, valuations, and momentum amid broader sector trends like loan demand and net interest margins (NII, the difference between interest income and expense). This analysis highlights key contrasts to inform portfolio positioning and relative performance decisions.
PEBO Overview and Recent Performance
Peoples Bancorp Inc. (PEBO) serves as the holding company for Peoples Bank, offering commercial, consumer, and retail banking products primarily in Ohio, West Virginia, and Kentucky. In recent market activity, PEBO shares have risen about 12.7% year-to-date, supported by solid quarterly results. The company recently beat Q1 earnings estimates with EPS of $0.89 versus $0.88 expected, alongside revenue growth of 3.7% year-over-year, driven by loan portfolio expansion and controlled expenses. Sentiment has improved from these beats and a dividend focus, though shares remain below analyst targets around $35.50, reflecting value-oriented positioning in regional banking.
PRK Overview and Recent Performance
Park National Corporation (PRK) is the holding company for Park National Bank, delivering banking, trust, and wealth management services across small and mid-sized communities in Ohio, Indiana, and other states. Recent weeks have seen PRK outperform with 16.17% year-to-date gains and 26.41% over one year, bolstered by robust profitability. Quarterly revenue grew 7.6% year-over-year, with EPS growth at 10.4%, fueled by diversified lending including commercial real estate and consumer loans. Analyst sentiment remains positive, with price targets raised to $183 recently, ahead of expected earnings growth on April 24; market positioning reflects stability and higher margins in recent activity.
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Head-to-Head Comparison
PEBO and PRK share regional banking models focused on commercial loans, deposits, and consumer services, but PRK offers broader diversification into trust and leasing. Growth drivers differ, with PRK's 7.6% revenue growth outpacing PEBO's 3.7%, alongside superior ROE. Recent momentum favors PRK's 26% one-year rise versus PEBO's flatter trend, though PEBO provides a value trade-off at lower multiples. Risk factors include interest rate sensitivity for both, with PEBO's lower price-to-book suggesting less premium exposure. In the Banks-Regional sector, PRK enjoys stronger market sentiment and analyst support, contrasting PEBO's earnings-driven stability.
Tickeron AI Verdict
Tickeron’s AI would currently favor PRK over PEBO, based on consistent trend outperformance, higher ROE/ROA, robust revenue growth, and positive pre-earnings momentum. While PEBO offers attractive valuation and recent beats, PRK's relative stability and catalysts position it probabilistically stronger in the near term for trend-following strategies.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PEBO is a Buy and PRK is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
PEBO’s FA Score shows that 2 FA rating(s) are green whilePRK’s FA Score has 0 green FA rating(s).
- PEBO’s FA Score: 2 green, 3 red.
- PRK’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
PEBO’s TA Score shows that 4 TA indicator(s) are bullish while PRK’s TA Score has 5 bullish TA indicator(s).
- PEBO’s TA Score: 4 bullish, 4 bearish.
- PRK’s TA Score: 5 bullish, 3 bearish.
Price Growth
PEBO (@Regional Banks) experienced а +1.98% price change this week, while PRK (@Regional Banks) price change was +0.30% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.25%. For the same industry, the average monthly price growth was +5.63%, and the average quarterly price growth was +13.49%.
Reported Earning Dates
PEBO is expected to report earnings on Jul 28, 2026.
PRK is expected to report earnings on Jul 27, 2026.
Industries' Descriptions
@Regional Banks (+1.25% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| PEBO | PRK | PEBO / PRK | |
| Capitalization | 1.32B | 3.2B | 41% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 24.950 | 17.522 | 142% |
| P/E Ratio | 11.73 | 16.20 | 72% |
| Revenue | 460M | 587M | 78% |
| Total Cash | 112M | 137M | 82% |
| Total Debt | 668M | 33.9M | 1,971% |
PEBO | PRK | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 41 | 37 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 16 Undervalued | 71 Overvalued | |
PROFIT vs RISK RATING 1..100 | 35 | 42 | |
SMR RATING 1..100 | 46 | 39 | |
PRICE GROWTH RATING 1..100 | 45 | 47 | |
P/E GROWTH RATING 1..100 | 31 | 54 | |
SEASONALITY SCORE 1..100 | 50 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
PEBO's Valuation (16) in the Major Banks industry is somewhat better than the same rating for PRK (71). This means that PEBO’s stock grew somewhat faster than PRK’s over the last 12 months.
PEBO's Profit vs Risk Rating (35) in the Major Banks industry is in the same range as PRK (42). This means that PEBO’s stock grew similarly to PRK’s over the last 12 months.
PRK's SMR Rating (39) in the Major Banks industry is in the same range as PEBO (46). This means that PRK’s stock grew similarly to PEBO’s over the last 12 months.
PEBO's Price Growth Rating (45) in the Major Banks industry is in the same range as PRK (47). This means that PEBO’s stock grew similarly to PRK’s over the last 12 months.
PEBO's P/E Growth Rating (31) in the Major Banks industry is in the same range as PRK (54). This means that PEBO’s stock grew similarly to PRK’s over the last 12 months.
| PEBO | PRK | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 66% | 2 days ago 64% |
| Stochastic ODDS (%) | 2 days ago 60% | 2 days ago 64% |
| Momentum ODDS (%) | 2 days ago 55% | 2 days ago 49% |
| MACD ODDS (%) | 2 days ago 52% | 2 days ago 53% |
| TrendWeek ODDS (%) | 2 days ago 58% | 2 days ago 56% |
| TrendMonth ODDS (%) | 2 days ago 51% | 2 days ago 54% |
| Advances ODDS (%) | 2 days ago 58% | 12 days ago 51% |
| Declines ODDS (%) | 23 days ago 53% | N/A |
| BollingerBands ODDS (%) | 2 days ago 44% | 2 days ago 59% |
| Aroon ODDS (%) | 2 days ago 37% | 2 days ago 54% |
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