PFSI
Price
$101.08
Change
-$0.58 (-0.57%)
Updated
Dec 23, 04:59 PM (EDT)
38 days until earnings call
UHAL
Price
$69.28
Change
-$1.60 (-2.26%)
Updated
Dec 23, 04:59 PM (EDT)
44 days until earnings call
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PFSI vs UHAL

Header iconPFSI vs UHAL Comparison
Open Charts PFSI vs UHALBanner chart's image
PennyMac Financial Services
Price$101.08
Change-$0.58 (-0.57%)
Volume$1.3K
CapitalizationN/A
U-Haul Holding
Price$69.28
Change-$1.60 (-2.26%)
Volume$900
CapitalizationN/A
PFSI vs UHAL Comparison Chart
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PFSI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UHAL
Daily Signalchanged days ago
Gain/Loss if bought
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PFSI vs. UHAL commentary
Dec 24, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PFSI is a Hold and UHAL is a Hold.

COMPARISON
Comparison
Dec 24, 2024
Stock price -- (PFSI: $101.66 vs. UHAL: $70.88)
Brand notoriety: PFSI and UHAL are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: PFSI: 225% vs. UHAL: 187%
Market capitalization -- PFSI: $4.52B vs. UHAL: $13.09B
PFSI [@Finance/Rental/Leasing] is valued at $4.52B. UHAL’s [@Finance/Rental/Leasing] market capitalization is $13.09B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PFSI’s FA Score shows that 2 FA rating(s) are green whileUHAL’s FA Score has 2 green FA rating(s).

  • PFSI’s FA Score: 2 green, 3 red.
  • UHAL’s FA Score: 2 green, 3 red.
According to our system of comparison, UHAL is a better buy in the long-term than PFSI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PFSI’s TA Score shows that 4 TA indicator(s) are bullish while UHAL’s TA Score has 4 bullish TA indicator(s).

  • PFSI’s TA Score: 4 bullish, 5 bearish.
  • UHAL’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, PFSI is a better buy in the short-term than UHAL.

Price Growth

PFSI (@Finance/Rental/Leasing) experienced а -2.67% price change this week, while UHAL (@Finance/Rental/Leasing) price change was -3.25% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -2.00%. For the same industry, the average monthly price growth was -2.10%, and the average quarterly price growth was +20.19%.

Reported Earning Dates

PFSI is expected to report earnings on Jan 30, 2025.

UHAL is expected to report earnings on Feb 05, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-2.00% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
UHAL($13.1B) has a higher market cap than PFSI($4.53B). PFSI has higher P/E ratio than UHAL: PFSI (32.75) vs UHAL (21.01). PFSI YTD gains are higher at: 16.244 vs. UHAL (-1.281). UHAL has higher annual earnings (EBITDA): 1.92B vs. PFSI (424M). UHAL has more cash in the bank: 1.81B vs. PFSI (949M). UHAL has less debt than PFSI: UHAL (6.5B) vs PFSI (13.5B). UHAL has higher revenues than PFSI: UHAL (5.72B) vs PFSI (2.04B).
PFSIUHALPFSI / UHAL
Capitalization4.53B13.1B35%
EBITDA424M1.92B22%
Gain YTD16.244-1.281-1,268%
P/E Ratio32.7521.01156%
Revenue2.04B5.72B36%
Total Cash949M1.81B53%
Total Debt13.5B6.5B208%
FUNDAMENTALS RATINGS
PFSI vs UHAL: Fundamental Ratings
PFSI
UHAL
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
31
Undervalued
71
Overvalued
PROFIT vs RISK RATING
1..100
927
SMR RATING
1..100
8481
PRICE GROWTH RATING
1..100
5250
P/E GROWTH RATING
1..100
5314
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFSI's Valuation (31) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for UHAL (71). This means that PFSI’s stock grew somewhat faster than UHAL’s over the last 12 months.

PFSI's Profit vs Risk Rating (9) in the Finance Or Rental Or Leasing industry is in the same range as UHAL (27). This means that PFSI’s stock grew similarly to UHAL’s over the last 12 months.

UHAL's SMR Rating (81) in the Finance Or Rental Or Leasing industry is in the same range as PFSI (84). This means that UHAL’s stock grew similarly to PFSI’s over the last 12 months.

UHAL's Price Growth Rating (50) in the Finance Or Rental Or Leasing industry is in the same range as PFSI (52). This means that UHAL’s stock grew similarly to PFSI’s over the last 12 months.

UHAL's P/E Growth Rating (14) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PFSI (53). This means that UHAL’s stock grew somewhat faster than PFSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PFSIUHAL
RSI
ODDS (%)
N/A
Bullish Trend 4 days ago
55%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
77%
Bullish Trend 4 days ago
62%
Momentum
ODDS (%)
Bearish Trend 4 days ago
68%
Bearish Trend 4 days ago
62%
MACD
ODDS (%)
Bearish Trend 4 days ago
68%
Bearish Trend 4 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
64%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
59%
Bullish Trend 4 days ago
66%
Advances
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 15 days ago
64%
Declines
ODDS (%)
Bearish Trend 6 days ago
64%
Bearish Trend 5 days ago
60%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
68%
Bullish Trend 4 days ago
62%
Aroon
ODDS (%)
Bullish Trend 4 days ago
68%
N/A
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PFSI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UHAL
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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PFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFSI has been closely correlated with COOP. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFSI jumps, then COOP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFSI
1D Price
Change %
PFSI100%
+1.56%
COOP - PFSI
72%
Closely correlated
+1.50%
WD - PFSI
68%
Closely correlated
+1.48%
RKT - PFSI
65%
Loosely correlated
+1.63%
UWMC - PFSI
63%
Loosely correlated
+4.07%
LC - PFSI
56%
Loosely correlated
+0.98%
More

UHAL and

Correlation & Price change

A.I.dvisor indicates that over the last year, UHAL has been loosely correlated with WD. These tickers have moved in lockstep 54% of the time. This A.I.-generated data suggests there is some statistical probability that if UHAL jumps, then WD could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UHAL
1D Price
Change %
UHAL100%
+5.07%
WD - UHAL
54%
Loosely correlated
+1.48%
PFSI - UHAL
52%
Loosely correlated
+1.56%
AL - UHAL
51%
Loosely correlated
+2.34%
LC - UHAL
50%
Loosely correlated
+0.98%
RKT - UHAL
47%
Loosely correlated
+1.63%
More