PYPL
Price
$62.90
Change
+$0.32 (+0.51%)
Updated
Dec 2 closing price
Capitalization
58.55B
70 days until earnings call
Intraday BUY SELL Signals
UPBD
Price
$18.04
Change
-$0.03 (-0.17%)
Updated
Dec 2 closing price
Capitalization
1.05B
78 days until earnings call
Intraday BUY SELL Signals
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PYPL vs UPBD

Header iconPYPL vs UPBD Comparison
Open Charts PYPL vs UPBDBanner chart's image
PayPal Holdings
Price$62.90
Change+$0.32 (+0.51%)
Volume$10.83M
Capitalization58.55B
Upbound Group
Price$18.04
Change-$0.03 (-0.17%)
Volume$561.61K
Capitalization1.05B
PYPL vs UPBD Comparison Chart in %
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VS
PYPL vs. UPBD commentary
Dec 03, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PYPL is a StrongBuy and UPBD is a StrongBuy.

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COMPARISON
Comparison
Dec 03, 2025
Stock price -- (PYPL: $62.90 vs. UPBD: $18.04)
Brand notoriety: PYPL: Notable vs. UPBD: Not notable
PYPL represents the Savings Banks, while UPBD is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: PYPL: 60% vs. UPBD: 70%
Market capitalization -- PYPL: $58.55B vs. UPBD: $1.05B
PYPL [@Savings Banks] is valued at $58.55B. UPBD’s [@Packaged Software] market capitalization is $1.05B. The market cap for tickers in the [@Savings Banks] industry ranges from $637.62B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $282.22B to $0. The average market capitalization across the [@Savings Banks] industry is $21.35B. The average market capitalization across the [@Packaged Software] industry is $8.22B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PYPL’s FA Score shows that 0 FA rating(s) are green whileUPBD’s FA Score has 1 green FA rating(s).

  • PYPL’s FA Score: 0 green, 5 red.
  • UPBD’s FA Score: 1 green, 4 red.
According to our system of comparison, both PYPL and UPBD are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PYPL’s TA Score shows that 5 TA indicator(s) are bullish while UPBD’s TA Score has 5 bullish TA indicator(s).

  • PYPL’s TA Score: 5 bullish, 5 bearish.
  • UPBD’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, UPBD is a better buy in the short-term than PYPL.

Price Growth

PYPL (@Savings Banks) experienced а +2.74% price change this week, while UPBD (@Packaged Software) price change was -1.10% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.46%. For the same industry, the average monthly price growth was -4.34%, and the average quarterly price growth was +5.16%.

The average weekly price growth across all stocks in the @Packaged Software industry was +0.61%. For the same industry, the average monthly price growth was -6.43%, and the average quarterly price growth was +47.02%.

Reported Earning Dates

PYPL is expected to report earnings on Feb 11, 2026.

UPBD is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Savings Banks (-0.46% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Packaged Software (+0.61% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($58.6B) has a higher market cap than UPBD($1.05B). PYPL (12.63) and UPBD (12.36) have similar P/E ratio . PYPL YTD gains are higher at: -26.133 vs. UPBD (-35.125). PYPL has higher annual earnings (EBITDA): 7.48B vs. UPBD (1.73B). UPBD has less debt than PYPL: UPBD (1.83B) vs PYPL (11.3B). PYPL has higher revenues than UPBD: PYPL (32.9B) vs UPBD (4.58B).
PYPLUPBDPYPL / UPBD
Capitalization58.6B1.05B5,602%
EBITDA7.48B1.73B432%
Gain YTD-26.133-35.12574%
P/E Ratio12.6312.36102%
Revenue32.9B4.58B719%
Total CashN/A107M-
Total Debt11.3B1.83B616%
FUNDAMENTALS RATINGS
PYPL vs UPBD: Fundamental Ratings
PYPL
UPBD
OUTLOOK RATING
1..100
5310
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
3
Undervalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
3858
PRICE GROWTH RATING
1..100
6488
P/E GROWTH RATING
1..100
8792
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UPBD's Valuation (3) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PYPL (76) in the Data Processing Services industry. This means that UPBD’s stock grew significantly faster than PYPL’s over the last 12 months.

UPBD's Profit vs Risk Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as PYPL (100) in the Data Processing Services industry. This means that UPBD’s stock grew similarly to PYPL’s over the last 12 months.

PYPL's SMR Rating (38) in the Data Processing Services industry is in the same range as UPBD (58) in the Finance Or Rental Or Leasing industry. This means that PYPL’s stock grew similarly to UPBD’s over the last 12 months.

PYPL's Price Growth Rating (64) in the Data Processing Services industry is in the same range as UPBD (88) in the Finance Or Rental Or Leasing industry. This means that PYPL’s stock grew similarly to UPBD’s over the last 12 months.

PYPL's P/E Growth Rating (87) in the Data Processing Services industry is in the same range as UPBD (92) in the Finance Or Rental Or Leasing industry. This means that PYPL’s stock grew similarly to UPBD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PYPLUPBD
RSI
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
81%
Momentum
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
59%
MACD
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
70%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
76%
Advances
ODDS (%)
Bullish Trend 5 days ago
67%
Bullish Trend 7 days ago
71%
Declines
ODDS (%)
Bearish Trend 13 days ago
73%
Bearish Trend 14 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
81%
Aroon
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
75%
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PYPL
Daily Signal:
Gain/Loss:
UPBD
Daily Signal:
Gain/Loss:
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PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with SYF. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
+0.51%
SYF - PYPL
65%
Loosely correlated
+1.06%
AXP - PYPL
63%
Loosely correlated
+0.11%
BFH - PYPL
60%
Loosely correlated
+1.92%
OMF - PYPL
59%
Loosely correlated
+1.12%
COF - PYPL
58%
Loosely correlated
+1.65%
More

UPBD and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPBD has been closely correlated with PRG. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UPBD jumps, then PRG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPBD
1D Price
Change %
UPBD100%
-0.17%
PRG - UPBD
67%
Closely correlated
+2.69%
ALLY - UPBD
53%
Loosely correlated
-0.63%
OMF - UPBD
52%
Loosely correlated
+1.12%
SYF - UPBD
52%
Loosely correlated
+1.06%
CPAY - UPBD
51%
Loosely correlated
-0.45%
More