SPFI
Price
$44.21
Change
-$0.04 (-0.09%)
Updated
Aug 21 closing price
Capitalization
832.88M
65 days until earnings call
Intraday BUY SELL Signals
UVSP
Price
$41.62
Change
-$0.14 (-0.34%)
Updated
Aug 21 closing price
Capitalization
1.15B
66 days until earnings call
Intraday BUY SELL Signals
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SPFI vs UVSP

SPFI vs UVSP Comparison Chart in %
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SPFI vs. UVSP commentary
Aug 24, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SPFI is a Hold and UVSP is a Hold.

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COMPARISON
Comparison
Aug 24, 2026
Stock price -- (SPFI: $44.21 vs. UVSP: $41.62)
Brand notoriety: SPFI and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SPFI: 66% vs. UVSP: 64%
Market capitalization -- SPFI: $832.88M vs. UVSP: $1.15B
SPFI [@Regional Banks] is valued at $832.88M. UVSP’s [@Regional Banks] market capitalization is $1.15B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SPFI’s FA Score shows that 1 FA rating(s) are green whileUVSP’s FA Score has 1 green FA rating(s).

  • SPFI’s FA Score: 1 green, 4 red.
  • UVSP’s FA Score: 1 green, 4 red.
According to our system of comparison, UVSP is a better buy in the long-term than SPFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SPFI’s TA Score shows that 2 TA indicator(s) are bullish while UVSP’s TA Score has 3 bullish TA indicator(s).

  • SPFI’s TA Score: 2 bullish, 6 bearish.
  • UVSP’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, UVSP is a better buy in the short-term than SPFI.

Price Growth

SPFI (@Regional Banks) experienced а -2.96% price change this week, while UVSP (@Regional Banks) price change was -3.57% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -2.32%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +9.01%.

Reported Earning Dates

SPFI is expected to report earnings on Oct 27, 2026.

UVSP is expected to report earnings on Oct 28, 2026.

Industries' Descriptions

@Regional Banks (-2.32% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($1.15B) has a higher market cap than SPFI($833M). UVSP (12.03) and SPFI (12.01) have similar P/E ratio . UVSP YTD gains are higher at: 29.356 vs. SPFI (15.327). UVSP has more cash in the bank: 69.6M vs. SPFI (45.9M). SPFI has less debt than UVSP: SPFI (60.5M) vs UVSP (302M). UVSP has higher revenues than SPFI: UVSP (336M) vs SPFI (211M).
SPFIUVSPSPFI / UVSP
Capitalization833M1.15B73%
EBITDAN/AN/A-
Gain YTD15.32729.35652%
P/E Ratio12.0112.03100%
Revenue211M336M63%
Total Cash45.9M69.6M66%
Total Debt60.5M302M20%
FUNDAMENTALS RATINGS
SPFI vs UVSP: Fundamental Ratings
SPFI
UVSP
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
44
Fair valued
PROFIT vs RISK RATING
1..100
2331
SMR RATING
1..100
5152
PRICE GROWTH RATING
1..100
5047
P/E GROWTH RATING
1..100
5136
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (44) in the Regional Banks industry is in the same range as SPFI (59) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's Profit vs Risk Rating (23) in the Financial Conglomerates industry is in the same range as UVSP (31) in the Regional Banks industry. This means that SPFI’s stock grew similarly to UVSP’s over the last 12 months.

SPFI's SMR Rating (51) in the Financial Conglomerates industry is in the same range as UVSP (52) in the Regional Banks industry. This means that SPFI’s stock grew similarly to UVSP’s over the last 12 months.

UVSP's Price Growth Rating (47) in the Regional Banks industry is in the same range as SPFI (50) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

UVSP's P/E Growth Rating (36) in the Regional Banks industry is in the same range as SPFI (51) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SPFIUVSP
RSI
ODDS (%)
Bearish Trend 6 days ago
62%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
56%
Bullish Trend 3 days ago
65%
Momentum
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 3 days ago
68%
MACD
ODDS (%)
Bearish Trend 3 days ago
59%
N/A
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
63%
Bearish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 11 days ago
58%
Bullish Trend 10 days ago
58%
Declines
ODDS (%)
Bearish Trend 6 days ago
60%
Bearish Trend 6 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 6 days ago
60%
Bullish Trend 3 days ago
73%
Aroon
ODDS (%)
Bullish Trend 3 days ago
65%
N/A
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SPFI
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with UVSP. These tickers have moved in lockstep 75% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
-0.09%
UVSP - SPFI
75%
Closely correlated
-0.34%
BHB - SPFI
74%
Closely correlated
+0.69%
FMBH - SPFI
74%
Closely correlated
+0.04%
TRMK - SPFI
74%
Closely correlated
-0.13%
CCNE - SPFI
74%
Closely correlated
+0.18%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with FMBH. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
-0.34%
FMBH - UVSP
87%
Closely correlated
+0.04%
BY - UVSP
86%
Closely correlated
-0.21%
THFF - UVSP
85%
Closely correlated
-0.03%
UBSI - UVSP
85%
Closely correlated
+0.23%
EFSC - UVSP
85%
Closely correlated
-0.53%
More