SPFI
Price
$42.75
Change
+$0.29 (+0.68%)
Updated
Jul 13 closing price
Capitalization
818.48M
3 days until earnings call
Intraday BUY SELL Signals
UVSP
Price
$43.68
Change
+$0.23 (+0.53%)
Updated
Jul 13 closing price
Capitalization
1.22B
8 days until earnings call
Intraday BUY SELL Signals
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SPFI vs UVSP

SPFI vs UVSP Comparison Chart in %
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SPFI vs. UVSP commentary
Jul 14, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SPFI is a StrongBuy and UVSP is a Hold.

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COMPARISON
Comparison
Jul 14, 2026
Stock price -- (SPFI: $42.75 vs. UVSP: $43.68)
Brand notoriety: SPFI and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SPFI: 40% vs. UVSP: 46%
Market capitalization -- SPFI: $818.48M vs. UVSP: $1.22B
SPFI [@Regional Banks] is valued at $818.48M. UVSP’s [@Regional Banks] market capitalization is $1.22B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SPFI’s FA Score shows that 1 FA rating(s) are green whileUVSP’s FA Score has 1 green FA rating(s).

  • SPFI’s FA Score: 1 green, 4 red.
  • UVSP’s FA Score: 1 green, 4 red.
According to our system of comparison, UVSP is a better buy in the long-term than SPFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SPFI’s TA Score shows that 5 TA indicator(s) are bullish while UVSP’s TA Score has 2 bullish TA indicator(s).

  • SPFI’s TA Score: 5 bullish, 5 bearish.
  • UVSP’s TA Score: 2 bullish, 6 bearish.
According to our system of comparison, SPFI is a better buy in the short-term than UVSP.

Price Growth

SPFI (@Regional Banks) experienced а +0.61% price change this week, while UVSP (@Regional Banks) price change was -1.20% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.58%. For the same industry, the average monthly price growth was +2.41%, and the average quarterly price growth was +15.22%.

Reported Earning Dates

SPFI is expected to report earnings on Jul 17, 2026.

UVSP is expected to report earnings on Jul 22, 2026.

Industries' Descriptions

@Regional Banks (-0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($1.22B) has a higher market cap than SPFI($818M). UVSP has higher P/E ratio than SPFI: UVSP (13.16) vs SPFI (11.97). UVSP YTD gains are higher at: 35.062 vs. SPFI (11.069). UVSP has more cash in the bank: 69.6M vs. SPFI (58.3M). SPFI has less debt than UVSP: SPFI (60.5M) vs UVSP (302M). UVSP has higher revenues than SPFI: UVSP (336M) vs SPFI (211M).
SPFIUVSPSPFI / UVSP
Capitalization818M1.22B67%
EBITDAN/AN/A-
Gain YTD11.06935.06232%
P/E Ratio11.9713.1691%
Revenue211M336M63%
Total Cash58.3M69.6M84%
Total Debt60.5M302M20%
FUNDAMENTALS RATINGS
SPFI vs UVSP: Fundamental Ratings
SPFI
UVSP
OUTLOOK RATING
1..100
8188
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
2629
SMR RATING
1..100
5052
PRICE GROWTH RATING
1..100
5142
P/E GROWTH RATING
1..100
5641
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (50) in the Regional Banks industry is in the same range as SPFI (59) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's Profit vs Risk Rating (26) in the Financial Conglomerates industry is in the same range as UVSP (29) in the Regional Banks industry. This means that SPFI’s stock grew similarly to UVSP’s over the last 12 months.

SPFI's SMR Rating (50) in the Financial Conglomerates industry is in the same range as UVSP (52) in the Regional Banks industry. This means that SPFI’s stock grew similarly to UVSP’s over the last 12 months.

UVSP's Price Growth Rating (42) in the Regional Banks industry is in the same range as SPFI (51) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

UVSP's P/E Growth Rating (41) in the Regional Banks industry is in the same range as SPFI (56) in the Financial Conglomerates industry. This means that UVSP’s stock grew similarly to SPFI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SPFIUVSP
RSI
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
62%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
59%
Bearish Trend 1 day ago
58%
Momentum
ODDS (%)
Bearish Trend 1 day ago
65%
Bearish Trend 1 day ago
65%
MACD
ODDS (%)
Bearish Trend 1 day ago
51%
Bearish Trend 1 day ago
67%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
62%
Bearish Trend 1 day ago
64%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
53%
Advances
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 18 days ago
57%
Declines
ODDS (%)
Bearish Trend 22 days ago
60%
Bearish Trend 28 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
69%
Aroon
ODDS (%)
Bullish Trend 1 day ago
46%
Bullish Trend 1 day ago
45%
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SPFI
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with MBWM. These tickers have moved in lockstep 75% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then MBWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
+0.68%
MBWM - SPFI
75%
Closely correlated
+0.70%
GSBC - SPFI
75%
Closely correlated
-0.12%
SRCE - SPFI
75%
Closely correlated
+0.37%
HBCP - SPFI
74%
Closely correlated
+1.43%
BHRB - SPFI
74%
Closely correlated
+0.09%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with BY. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
+0.53%
BY - UVSP
85%
Closely correlated
+0.35%
SRCE - UVSP
85%
Closely correlated
+0.37%
FMBH - UVSP
85%
Closely correlated
+0.83%
THFF - UVSP
85%
Closely correlated
+0.43%
EFSC - UVSP
85%
Closely correlated
+0.81%
More