UPST
Price
$73.82
Change
+$0.43 (+0.59%)
Updated
Jul 3, 02:00 PM (EDT)
Capitalization
2.28B
40 days until earnings call
ZNKKY
Price
$10.58
Change
+$1.38 (+15.00%)
Updated
Jun 24 closing price
Capitalization
2.44B
Interact to see
Advertisement

UPST vs ZNKKY

Header iconUPST vs ZNKKY Comparison
Open Charts UPST vs ZNKKYBanner chart's image
Upstart Holdings
Price$73.82
Change+$0.43 (+0.59%)
Volume$116.96K
Capitalization2.28B
Zenkoku Hosho
Price$10.58
Change+$1.38 (+15.00%)
Volume$245
Capitalization2.44B
UPST vs ZNKKY Comparison Chart in %
Loading...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ZNKKY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
UPST vs. ZNKKY commentary
Jul 03, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UPST is a StrongBuy and ZNKKY is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 03, 2025
Stock price -- (UPST: $73.39 vs. ZNKKY: $10.58)
Brand notoriety: UPST and ZNKKY are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: UPST: 122% vs. ZNKKY: 24%
Market capitalization -- UPST: $2.28B vs. ZNKKY: $2.44B
UPST [@Finance/Rental/Leasing] is valued at $2.28B. ZNKKY’s [@Finance/Rental/Leasing] market capitalization is $2.44B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UPST’s FA Score shows that 0 FA rating(s) are green whileZNKKY’s FA Score has 2 green FA rating(s).

  • UPST’s FA Score: 0 green, 5 red.
  • ZNKKY’s FA Score: 2 green, 3 red.
According to our system of comparison, ZNKKY is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UPST’s TA Score shows that 4 TA indicator(s) are bullish while ZNKKY’s TA Score has 4 bullish TA indicator(s).

  • UPST’s TA Score: 4 bullish, 4 bearish.
  • ZNKKY’s TA Score: 4 bullish, 2 bearish.
According to our system of comparison, ZNKKY is a better buy in the short-term than UPST.

Price Growth

UPST (@Finance/Rental/Leasing) experienced а +17.54% price change this week, while ZNKKY (@Finance/Rental/Leasing) price change was 0.00% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.42%. For the same industry, the average monthly price growth was +6.81%, and the average quarterly price growth was +16.74%.

Reported Earning Dates

UPST is expected to report earnings on Aug 12, 2025.

ZNKKY is expected to report earnings on May 08, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+2.42% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ZNKKY($2.44B) has a higher market cap than UPST($2.28B). UPST has higher P/E ratio than ZNKKY: UPST (20.04) vs ZNKKY (11.60). ZNKKY (19.757) and UPST (19.198) have similar YTD gains . UPST has less debt than ZNKKY: UPST (1.1B) vs ZNKKY (30B). ZNKKY has higher revenues than UPST: ZNKKY (50.3B) vs UPST (508M).
UPSTZNKKYUPST / ZNKKY
Capitalization2.28B2.44B94%
EBITDAN/A42.4B-
Gain YTD19.19819.75797%
P/E Ratio20.0411.60173%
Revenue508M50.3B1%
Total CashN/A174B-
Total Debt1.1B30B4%
FUNDAMENTALS RATINGS
ZNKKY: Fundamental Ratings
ZNKKY
OUTLOOK RATING
1..100
32
VALUATION
overvalued / fair valued / undervalued
1..100
31
Undervalued
PROFIT vs RISK RATING
1..100
70
SMR RATING
1..100
8
PRICE GROWTH RATING
1..100
44
P/E GROWTH RATING
1..100
68
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
UPSTZNKKY
RSI
ODDS (%)
Bearish Trend 2 days ago
88%
Bearish Trend 2 days ago
48%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
63%
Momentum
ODDS (%)
Bullish Trend 2 days ago
89%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bullish Trend 2 days ago
87%
Bullish Trend 2 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
88%
Bullish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
89%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 2 days ago
88%
N/A
Declines
ODDS (%)
Bearish Trend 21 days ago
90%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
83%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
89%
N/A
View a ticker or compare two or three
Interact to see
Advertisement
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ZNKKY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
IVORX19.270.13
+0.68%
Macquarie Mid Cap Income Opps R
KMKYX82.58N/A
N/A
Kinetics Market Opportunities Inst
JANEX146.24N/A
N/A
Janus Henderson Enterprise D
ATGDX13.90N/A
N/A
American Century International Gr R6
RMORX25.49N/A
N/A
Victory RS Mid Cap Growth R6

UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+7.70%
SOFI - UPST
61%
Loosely correlated
+2.72%
SEZL - UPST
58%
Loosely correlated
+2.82%
LC - UPST
54%
Loosely correlated
+1.47%
OMF - UPST
52%
Loosely correlated
+1.77%
R - UPST
52%
Loosely correlated
+1.74%
More

ZNKKY and

Correlation & Price change

A.I.dvisor tells us that ZNKKY and ASHTF have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that ZNKKY and ASHTF's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ZNKKY
1D Price
Change %
ZNKKY100%
N/A
ASHTF - ZNKKY
30%
Poorly correlated
+5.42%
WSC - ZNKKY
27%
Poorly correlated
+1.83%
ATLC - ZNKKY
26%
Poorly correlated
+2.72%
ASHTY - ZNKKY
26%
Poorly correlated
+2.76%
UPST - ZNKKY
25%
Poorly correlated
+7.70%
More