UPST
Price
$83.53
Change
+$0.83 (+1.00%)
Updated
Jul 25 closing price
Capitalization
2.28B
9 days until earnings call
ZNKKY
Price
$10.81
Change
+$0.81 (+8.10%)
Updated
Jul 23 closing price
Capitalization
2.44B
Interact to see
Advertisement

UPST vs ZNKKY

Header iconUPST vs ZNKKY Comparison
Open Charts UPST vs ZNKKYBanner chart's image
Upstart Holdings
Price$83.53
Change+$0.83 (+1.00%)
Volume$3.06M
Capitalization2.28B
Zenkoku Hosho
Price$10.81
Change+$0.81 (+8.10%)
Volume$197
Capitalization2.44B
UPST vs ZNKKY Comparison Chart in %
Loading...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ZNKKY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
UPST vs. ZNKKY commentary
Jul 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UPST is a Hold and ZNKKY is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 27, 2025
Stock price -- (UPST: $82.70 vs. ZNKKY: $10.81)
Brand notoriety: UPST and ZNKKY are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: UPST: 1% vs. ZNKKY: 34%
Market capitalization -- UPST: $2.28B vs. ZNKKY: $2.44B
UPST [@Finance/Rental/Leasing] is valued at $2.28B. ZNKKY’s [@Finance/Rental/Leasing] market capitalization is $2.44B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UPST’s FA Score shows that 0 FA rating(s) are green whileZNKKY’s FA Score has 2 green FA rating(s).

  • UPST’s FA Score: 0 green, 5 red.
  • ZNKKY’s FA Score: 2 green, 3 red.
According to our system of comparison, ZNKKY is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UPST’s TA Score shows that 3 TA indicator(s) are bullish while ZNKKY’s TA Score has 4 bullish TA indicator(s).

  • UPST’s TA Score: 3 bullish, 5 bearish.
  • ZNKKY’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, ZNKKY is a better buy in the short-term than UPST.

Price Growth

UPST (@Finance/Rental/Leasing) experienced а +5.54% price change this week, while ZNKKY (@Finance/Rental/Leasing) price change was +8.10% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.57%. For the same industry, the average monthly price growth was +5.19%, and the average quarterly price growth was +15.64%.

Reported Earning Dates

UPST is expected to report earnings on Nov 11, 2025.

ZNKKY is expected to report earnings on May 08, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.57% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ZNKKY($2.44B) has a higher market cap than UPST($2.28B). UPST has higher P/E ratio than ZNKKY: UPST (20.04) vs ZNKKY (11.60). UPST YTD gains are higher at: 34.319 vs. ZNKKY (22.360). UPST has less debt than ZNKKY: UPST (1.1B) vs ZNKKY (30B). ZNKKY has higher revenues than UPST: ZNKKY (50.3B) vs UPST (508M).
UPSTZNKKYUPST / ZNKKY
Capitalization2.28B2.44B94%
EBITDAN/A42.4B-
Gain YTD34.31922.360153%
P/E Ratio20.0411.60173%
Revenue508M50.3B1%
Total CashN/A174B-
Total Debt1.1B30B4%
FUNDAMENTALS RATINGS
ZNKKY: Fundamental Ratings
ZNKKY
OUTLOOK RATING
1..100
98
VALUATION
overvalued / fair valued / undervalued
1..100
31
Undervalued
PROFIT vs RISK RATING
1..100
61
SMR RATING
1..100
8
PRICE GROWTH RATING
1..100
50
P/E GROWTH RATING
1..100
63
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
UPSTZNKKY
RSI
ODDS (%)
Bearish Trend 2 days ago
83%
Bearish Trend 2 days ago
64%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
84%
Bearish Trend 2 days ago
58%
Momentum
ODDS (%)
N/A
Bullish Trend 2 days ago
61%
MACD
ODDS (%)
Bearish Trend 2 days ago
90%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
89%
Bullish Trend 2 days ago
54%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
89%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 4 days ago
88%
N/A
Declines
ODDS (%)
Bearish Trend 13 days ago
90%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
87%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
89%
Bearish Trend 2 days ago
70%
View a ticker or compare two or three
Interact to see
Advertisement
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ZNKKY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
FTFGX9.120.06
+0.66%
Templeton Foreign R6
VADGX30.310.15
+0.50%
Vanguard Advice Select Dividend Gr Admrl
BRUKX16.620.06
+0.36%
MFS Blended Research Value Equity R2
FUQIX23.300.06
+0.26%
Fidelity SAI US Quality Index
LKINX15.330.01
+0.07%
LKCM International Equity

ZNKKY and

Correlation & Price change

A.I.dvisor tells us that ZNKKY and ASHTF have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that ZNKKY and ASHTF's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ZNKKY
1D Price
Change %
ZNKKY100%
N/A
ASHTF - ZNKKY
30%
Poorly correlated
+1.21%
WSC - ZNKKY
27%
Poorly correlated
+1.28%
ATLC - ZNKKY
26%
Poorly correlated
-1.91%
ASHTY - ZNKKY
26%
Poorly correlated
+0.78%
UPST - ZNKKY
25%
Poorly correlated
N/A
More